Brokers — List your Company Here
Featured local agent — Rockford Bay, ID
Sarah Mitchell
Compass Real Estate · Rockford Bay, ID
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
This spot is open. Be the only brokerage featured on this page — one slot, no auction.
Claim this spot* Example only — dummy agent for illustration. Your logo, name, tagline, link, and lead routing replace this content.
Rockford Bay, ID Housing Market
The last median sale price Redfin published was $993,500 (through May 2026). With 11.0 months of supply and homes going under contract in about 32 days, Rockford Bay is a buyer's market. At today's 6.66% 30-year fixed rate, 20% down on a $993,500 home is about $5,108/mo in principal and interest.
Key numbers for Rockford Bay, ID
Median sale price
$993,500
Last published period
Redfin, through May 2026
Days on market
32
Average pace
Redfin, through May 2026
Active listings
22
11.0 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$125,625
Home costs 7.9x income
U.S. Census ACS, 2023
Sale-to-list ratio
99.8%
Selling below asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Rockford Bay a buyer's or seller's market?
Rockford Bay, ID is a buyer's market, based on 11.0 months of supply and homes selling in about 32 days. Above 7 months of supply is a glut: inventory is well ahead of the sales pace, and buyers can take time to inspect, compare, and negotiate concessions.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Rockford Bay housing market data show?
Every row below is Redfin's final published month for Rockford Bay, ID. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $993,500 |
| Median list price | $4.59M |
| Median price per sq ft | $485/sq ft |
| Median days on market | 32 days |
| Active inventory | 22 listings |
| Months of supply | 11.0 months |
| Sale-to-list price ratio | 99.8% |
| Homes sold (that month) | 2 |
| New listings (that month) | 4 |
| Listings with a price cut | 27.3% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Rockford Bay is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Rockford Bay is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Rockford Bay home prices moved?
Over the last three years the median sale price in Rockford Bay, ID fell 12.9%, from $1.14M to $993,500. 27.3% of Rockford Bay listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 11.0 months while the sale-to-list ratio slips below its current 99.8%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
Get Rockford Bay market alerts
Weekly updates on prices, inventory, and trends. Free forever.
What does it cost to buy a home in Rockford Bay?
Priced off the median sale price of $993,500 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $198,700 | $794,800 | $5,108/mo |
| 5% | $49,675 | $943,825 | $6,065/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $5,108, that implies roughly $218,897 a year before you add taxes and insurance. The median household in Rockford Bay earns $125,625, about $93,272 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 7.9x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Rockford Bay in the next 12 months?
Tell us your timeline. We send the Rockford Bay market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Rockford Bay?
Zillow does not publish a rent index (ZORI) for Rockford Bay, ID, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Rockford Bay?
Active listings in Rockford Bay, ID went from 15 in November 2024 to 22 in May 2026, a +46.7% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| December 2024 | 12 | not published |
| February 2025 | 15 | 6 |
| June 2025 | 25 | 2 |
| July 2025 | 25 | 3 |
| August 2025 | 25 | 6 |
| September 2025 | 19 | 4 |
| October 2025 | 12 | not published |
| November 2025 | 9 | 2 |
| January 2026 | 5 | 1 |
| March 2026 | 10 | 4 |
| April 2026 | 19 | 10 |
| May 2026 | 22 | 4 |
Redfin, through May 2026
How does Rockford Bay compare to Idaho and the U.S.?
Rockford Bay homes sell for $993,500 — 97% above the Idaho median of $503,400. Against the national median of $410,700, Rockford Bay runs 142% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Rockford Bay, ID | $993,500 | not published | 32 days |
| Idaho statewide | $503,400 | +1.3% | 35 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Rockford Bay
What buyers should watch
- Months of supply, currently 11.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 27.3%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $958 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $993,500 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Rockford Bay listing goes under contract in 32 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 99.8% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Rockford Bay added 4 new listings against 2 sales — more competition arriving than clearing, so early timing matters.
- Comparable ZIP-level pricing inside Rockford Bay varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Rockford Bay
There are currently 22 homes listed for sale in Rockford Bay, Idaho. The median listing price is $4.6M.
Active listings
22
Homes on market
Median list price
$4.6M
Avg. days on market
32
Days until sale
New this week
4
Newly listed
How much do homes cost in Rockford Bay by property type?
How the Rockford Bay, ID market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $993,500 | $485/sq ft | 2 | 32 days |
| Townhouse | $1.80M | $716/sq ft | 1 | 282 days |
Who lives in Rockford Bay?
American Community Survey estimates for Rockford Bay. U.S. Census ACS, 2023
Population
308
Households
129
Median income
$125,625/yr
Median age
56.7 years
Owner-occupied
93.8%
Median home value
$981,300
Mean commute
27.3 min
93.8% of occupied homes in Rockford Bay are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Rockford Bay, ID?
Ordered by distance from Rockford Bay, not by size. Compare Rockford Bay side by side with any of them.
Rockford Bay housing market FAQ
Is Rockford Bay a buyer's or seller's market?
Rockford Bay, ID is currently a buyer's market. That read comes from 11.0 months of supply, homes going under contract in about 32 days, and sellers getting 99.8% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Rockford Bay?
The median sale price in the last month Redfin published was $993,500, about $485 per square foot.
Is Rockford Bay cheaper than the rest of Idaho?
Rockford Bay's median sale price of $993,500 is 97% higher than the Idaho statewide median of $503,400, and 142% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Rockford Bay?
Homes in Rockford Bay, ID spent a median of 32 days on market before going under contract, versus 35 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Rockford Bay?
At the current 30-year fixed rate of 6.66%, 20% down on a $993,500 home is about $5,108 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $218,897 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $125,625.
Are home prices rising in Rockford Bay?
We do not hold a complete 12-month value series for Rockford Bay, ID yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Rockford Bay?
Rockford Bay ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Rockford Bay?
That depends on your timeline, not on a headline. What the data says today: Rockford Bay, ID is a buyer's market with 11.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
Be the brokerage on this page
1 slot per pageGet featured on Rockford Bay, ID
Your logo, brokerage name, and direct link to your site — featured at the top of this page in front of every visitor researching this whole city. One brokerage, no rotation, no bidding war.
- Goes live in 24 hours
- Cancel anytime
- Do-follow backlink to your site
Keep researching Rockford Bay
Nearby markets
Get the Rockford Bay market brief
Get the Rockford Bay, ID market brief
One email: what homes are actually clearing at around $993,500, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.