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Featured local agent — Waimanalo Beach, HI
Sarah Mitchell
Compass Real Estate · Waimanalo Beach, HI
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Waimanalo Beach, HI Housing Market
The last median sale price Redfin published was $765,000 (through May 2026). With 4.0 months of supply and homes going under contract in about 17 days, Waimanalo Beach is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $765,000 home is about $3,933/mo in principal and interest.
Key numbers for Waimanalo Beach, HI
Median sale price
$765,000
Last published period
Redfin, through March 2026
Days on market
17
Fast-moving
Redfin, through March 2026
Active listings
4
4.0 months of supply
Redfin, through March 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$120,769
Home costs 6.3x income
U.S. Census ACS, 2023
Sale-to-list ratio
102.0%
Selling above asking
Redfin, through March 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Waimanalo Beach a buyer's or seller's market?
Waimanalo Beach, HI is a balanced market, based on 4.0 months of supply and homes selling in about 17 days. 4 to 5 months of supply is the neutral band: neither side holds a structural advantage, and outcomes turn on the individual property.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Waimanalo Beach housing market data show?
Every row below is Redfin's final published month for Waimanalo Beach, HI. Redfin, through March 2026
| Metric | Value |
|---|---|
| Median sale price | $765,000 |
| Median price per sq ft | $498/sq ft |
| Median days on market | 17 days |
| Active inventory | 4 listings |
| Months of supply | 4.0 months |
| Sale-to-list price ratio | 102.0% |
| Homes sold (that month) | 1 |
| Listings with a price cut | 50.0% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Waimanalo Beach is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Waimanalo Beach is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Waimanalo Beach home prices moved?
Across the 29 months we hold for Waimanalo Beach, HI, the median sale price fell 71.9%, from $2.73M in June 2021 to $765,000. 50.0% of Waimanalo Beach listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 4.0 months while the sale-to-list ratio slips below its current 102.0%. Watch those two together — they move before the median does.
Redfin, through March 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Waimanalo Beach?
Priced off the median sale price of $765,000 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $153,000 | $612,000 | $3,933/mo |
| 5% | $38,250 | $726,750 | $4,670/mo |
Redfin, through March 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $3,933, that implies roughly $168,552 a year before you add taxes and insurance. The median household in Waimanalo Beach earns $120,769, about $47,783 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 6.3x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Waimanalo Beach in the next 12 months?
Tell us your timeline. We send the Waimanalo Beach market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Waimanalo Beach?
Zillow does not publish a rent index (ZORI) for Waimanalo Beach, HI, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Waimanalo Beach?
Active listings in Waimanalo Beach, HI went from 4 in November 2023 to 4 in March 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| January 2024 | 3 | not published |
| February 2024 | 2 | not published |
| June 2024 | 4 | not published |
| July 2024 | 4 | not published |
| August 2024 | 3 | 2 |
| October 2024 | 2 | not published |
| February 2025 | 3 | not published |
| May 2025 | 7 | 3 |
| August 2025 | 6 | not published |
| September 2025 | 6 | not published |
| October 2025 | 5 | not published |
| March 2026 | 4 | not published |
Redfin, through March 2026
How does Waimanalo Beach compare to Hawaii and the U.S.?
Waimanalo Beach homes sell for $765,000 — 3% above the Hawaii median of $741,300. Against the national median of $410,700, Waimanalo Beach runs 86% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Waimanalo Beach, HI | $765,000 | not published | 17 days |
| Hawaii statewide | $741,300 | -0.3% | 86 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through March 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Waimanalo Beach
What buyers should watch
- Months of supply, currently 4.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 50.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $737 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $765,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Waimanalo Beach listing goes under contract in 17 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 102.0% of asking. Price at the number you want and let competition do the rest.
- Comparable ZIP-level pricing inside Waimanalo Beach varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Waimanalo Beach
There are currently 4 homes listed for sale in Waimanalo Beach, Hawaii.
Active listings
4
Homes on market
Avg. days on market
17
Days until sale
How much do homes cost in Waimanalo Beach by property type?
How the Waimanalo Beach, HI market breaks down across single-family homes, condos and townhouses. Redfin, through March 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $765,000 | $498/sq ft | 1 | 17 days |
Who lives in Waimanalo Beach?
American Community Survey estimates for Waimanalo Beach. U.S. Census ACS, 2023
Population
4,587
Households
1,186
Median income
$120,769/yr
Median age
46.4 years
Owner-occupied
83.8%
Median home value
$816,500
Median gross rent
$1,000/mo
Mean commute
33.2 min
83.8% of occupied homes in Waimanalo Beach are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Waimanalo Beach, HI?
Ordered by distance from Waimanalo Beach, not by size. Compare Waimanalo Beach side by side with any of them.
Waimanalo Beach housing market FAQ
Is Waimanalo Beach a buyer's or seller's market?
Waimanalo Beach, HI is currently a balanced market. That read comes from 4.0 months of supply, homes going under contract in about 17 days, and sellers getting 102.0% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Waimanalo Beach?
The median sale price in the last month Redfin published was $765,000, about $498 per square foot.
Is Waimanalo Beach cheaper than the rest of Hawaii?
Waimanalo Beach's median sale price of $765,000 is 3% higher than the Hawaii statewide median of $741,300, and 86% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Waimanalo Beach?
Homes in Waimanalo Beach, HI spent a median of 17 days on market before going under contract, versus 86 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Waimanalo Beach?
At the current 30-year fixed rate of 6.66%, 20% down on a $765,000 home is about $3,933 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $168,552 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $120,769.
Are home prices rising in Waimanalo Beach?
We do not hold a complete 12-month value series for Waimanalo Beach, HI yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Waimanalo Beach?
Waimanalo Beach ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Waimanalo Beach?
That depends on your timeline, not on a headline. What the data says today: Waimanalo Beach, HI is a balanced market with 4.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $765,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.