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Featured local agent — Waverly, GA
Sarah Mitchell
Compass Real Estate · Waverly, GA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Waverly, GA Housing Market
The typical home in Waverly, GA is worth $378,216, rose 2.7% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $459,500 (through May 2026). With 1.0 months of supply and homes going under contract in about 64 days, Waverly is a seller's market. At today's 6.66% 30-year fixed rate, 20% down on a $378,216 home is about $1,944/mo in principal and interest.
Key numbers for Waverly, GA
Typical home value
$378,216
+2.7% in 12 months
Zillow, July 2026
Median sale price
$459,500
Last published period
Redfin, through September 2025
Days on market
64
Slow-moving
Redfin, through September 2025
Active listings
1
1.0 months of supply
Redfin, through September 2025
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$82,188
Home costs 4.6x income
U.S. Census ACS, 2023
Sale-to-list ratio
97.8%
Selling below asking
Redfin, through September 2025
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Waverly a buyer's or seller's market?
Waverly, GA is a seller's market, based on 1.0 months of supply and homes selling in about 64 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Waverly housing market data show?
Every row below is Redfin's final published month for Waverly, GA. Redfin, through September 2025
| Metric | Value |
|---|---|
| Median sale price | $459,500 |
| Median price per sq ft | $267/sq ft |
| Median days on market | 64 days |
| Active inventory | 1 listings |
| Months of supply | 1.0 months |
| Sale-to-list price ratio | 97.8% |
| Homes sold (that month) | 1 |
| Listings with a price cut | 100.0% |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Waverly is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Waverly is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Waverly home prices moved?
Across the 6 months we hold for Waverly, GA, the median sale price rose 130.9%, from $199,000 in July 2022 to $459,500. The live Zillow value series has rose 2.7% in the last 12 months, which is the more current read now that Redfin's series has stopped. 100.0% of Waverly listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 1.0 months while the sale-to-list ratio slips below its current 97.8%. Watch those two together — they move before the median does.
Redfin, through September 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Waverly?
Priced off the typical home value of $378,216 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $75,643 | $302,573 | $1,944/mo |
| 5% | $18,911 | $359,305 | $2,309/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,944, that implies roughly $83,332 a year before you add taxes and insurance. The median household in Waverly earns $82,188, about $1,144 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 4.6x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Waverly in the next 12 months?
Tell us your timeline. We send the Waverly market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Waverly?
Zillow does not publish a rent index (ZORI) for Waverly, GA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Waverly?
Active listings in Waverly, GA went from 1 in January 2023 to 1 in September 2025, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| January 2023 | 1 | 1 |
| March 2023 | 1 | not published |
| May 2023 | 2 | 1 |
| July 2023 | 1 | not published |
| September 2025 | 1 | not published |
Redfin, through September 2025
How does Waverly compare to Georgia and the U.S.?
Waverly homes sell for $459,500 — 18% above the Georgia median of $389,000. Against the national median of $410,700, Waverly runs 12% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Waverly, GA | $459,500 | not published | 64 days |
| Georgia statewide | $389,000 | +1.6% | 49 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through September 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Waverly
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 100.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $365 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $378,216 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Waverly listing goes under contract in 64 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 97.8% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Your equity moved +2.7% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Waverly varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Waverly
There are currently 1 homes listed for sale in Waverly, Georgia.
Active listings
1
Homes on market
Avg. days on market
64
Days until sale
How much do homes cost in Waverly by property type?
How the Waverly, GA market breaks down across single-family homes, condos and townhouses. Redfin, through September 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $459,500 | $267/sq ft | 1 | 64 days |
Who lives in Waverly?
American Community Survey estimates for Waverly. U.S. Census ACS, 2023
Population
172
Households
85
Median income
$82,188/yr
Median age
60 years
Owner-occupied
100.0%
Median home value
$76,400
Mean commute
36.7 min
100.0% of occupied homes in Waverly are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $76,400 against Zillow's $378,216 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Waverly, GA?
Ordered by distance from Waverly, not by size. Compare Waverly side by side with any of them.
Waverly housing market FAQ
Is Waverly a buyer's or seller's market?
Waverly, GA is currently a seller's market. That read comes from 1.0 months of supply, homes going under contract in about 64 days, and sellers getting 97.8% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Waverly?
The typical home in Waverly, GA is worth $378,216 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $459,500, about $267 per square foot.
Is Waverly cheaper than the rest of Georgia?
Waverly's median sale price of $459,500 is 18% higher than the Georgia statewide median of $389,000, and 12% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Waverly?
Homes in Waverly, GA spent a median of 64 days on market before going under contract, versus 49 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Waverly?
At the current 30-year fixed rate of 6.66%, 20% down on a $378,216 home is about $1,944 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $83,332 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $82,188.
Are home prices rising in Waverly?
The typical home value in Waverly, GA rose 2.7% over the last 12 months, from $368,369 to $378,216 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Waverly?
Waverly ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Waverly?
That depends on your timeline, not on a headline. What the data says today: Waverly, GA is a seller's market with 1.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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