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Featured local agent — Ochlocknee, GA
Sarah Mitchell
Compass Real Estate · Ochlocknee, GA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Ochlocknee, GA Housing Market
The typical home in Ochlocknee, GA is worth $254,298, rose 8.1% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $110,000, -69.7% year over year (through May 2026). With homes going under contract in about 13 days, Ochlocknee is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $254,298 home is about $1,307/mo in principal and interest.
Key numbers for Ochlocknee, GA
Typical home value
$254,298
+8.1% in 12 months
Zillow, July 2026
Median sale price
$110,000
-69.7% year over year
Redfin, through March 2026
Days on market
13
Fast-moving
Redfin, through March 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$41,563
Home costs 6.1x income
U.S. Census ACS, 2023
Sale-to-list ratio
95.7%
Selling below asking
Redfin, through March 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Ochlocknee a buyer's or seller's market?
Ochlocknee, GA is a balanced market and homes selling in about 13 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Ochlocknee housing market data show?
Every row below is Redfin's final published month for Ochlocknee, GA. Redfin, through March 2026
| Metric | Value |
|---|---|
| Median sale price | $110,000 |
| Year-over-year price change | -69.7% |
| Median price per sq ft | $149/sq ft |
| Median days on market | 13 days |
| Sale-to-list price ratio | 95.7% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Ochlocknee is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Ochlocknee is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Ochlocknee home prices moved?
Across the 19 months we hold for Ochlocknee, GA, the median sale price rose 41.2%, from $77,900 in April 2021 to $110,000. The live Zillow value series has rose 8.1% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through March 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Ochlocknee?
Priced off the typical home value of $254,298 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $50,860 | $203,439 | $1,307/mo |
| 5% | $12,715 | $241,583 | $1,552/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,307, that implies roughly $56,029 a year before you add taxes and insurance. The median household in Ochlocknee earns $41,563, about $14,466 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 6.1x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Ochlocknee in the next 12 months?
Tell us your timeline. We send the Ochlocknee market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Ochlocknee?
Zillow does not publish a rent index (ZORI) for Ochlocknee, GA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Ochlocknee?
Active listings in Ochlocknee, GA went from 2 in April 2021 to 1 in May 2025, a -50.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| April 2021 | 2 | 1 |
| June 2021 | 1 | not published |
| June 2022 | 4 | 2 |
| August 2022 | 2 | not published |
| October 2022 | 2 | 1 |
| November 2022 | 1 | not published |
| February 2023 | 1 | 1 |
| April 2023 | 1 | not published |
| March 2025 | 2 | not published |
| April 2025 | 1 | not published |
| May 2025 | 1 | not published |
Redfin, through May 2025
How does Ochlocknee compare to Georgia and the U.S.?
Ochlocknee homes sell for $110,000 — 72% below the Georgia median of $389,000. Against the national median of $410,700, Ochlocknee runs 73% lower. Year-over-year, Ochlocknee moved -69.7% against Georgia's +1.6% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Ochlocknee, GA | $110,000 | -69.7% | 13 days |
| Georgia statewide | $389,000 | +1.6% | 49 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through March 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Ochlocknee
What buyers should watch
- The gap between 5% and 20% down here is $245 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $254,298 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Ochlocknee listing goes under contract in 13 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 95.7% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Your equity moved +8.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Ochlocknee varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Ochlocknee
Explore homes currently listed for sale in Ochlocknee, Georgia across major real estate platforms.
How much do homes cost in Ochlocknee by property type?
How the Ochlocknee, GA market breaks down across single-family homes, condos and townhouses. Redfin, through March 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $110,000 | $149/sq ft | 1 | 13 days |
Who lives in Ochlocknee?
American Community Survey estimates for Ochlocknee. U.S. Census ACS, 2023
Population
639
Households
249
Median income
$41,563/yr
Median age
31 years
Owner-occupied
46.6%
Median home value
$122,500
Median gross rent
$827/mo
Mean commute
19.6 min
46.6% of occupied homes in Ochlocknee are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $122,500 against Zillow's $254,298 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Ochlocknee, GA?
Ordered by distance from Ochlocknee, not by size. Compare Ochlocknee side by side with any of them.
Ochlocknee housing market FAQ
Is Ochlocknee a buyer's or seller's market?
Ochlocknee, GA is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Ochlocknee?
The typical home in Ochlocknee, GA is worth $254,298 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $110,000, about $149 per square foot.
Is Ochlocknee cheaper than the rest of Georgia?
Ochlocknee's median sale price of $110,000 is 72% lower than the Georgia statewide median of $389,000, and 73% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Ochlocknee?
Homes in Ochlocknee, GA spent a median of 13 days on market before going under contract, versus 49 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Ochlocknee?
At the current 30-year fixed rate of 6.66%, 20% down on a $254,298 home is about $1,307 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $56,029 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $41,563.
Are home prices rising in Ochlocknee?
The typical home value in Ochlocknee, GA rose 8.1% over the last 12 months, from $235,194 to $254,298 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Ochlocknee?
Ochlocknee ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Ochlocknee?
That depends on your timeline, not on a headline. What the data says today: Ochlocknee, GA is a balanced market, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $254,298, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.