New Listing
49
$110,000
1225 NW 21st St Apt 1810
Stuart, FL 34994
1 bd2 ba747 sqft$147/ft²
Condo60.50 acres
Marnie O'hazo · Berkshire Hathaway Florida Realty
View photos & details
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Stuart, FL Housing Market
Buyer's market-3.8% YoY
Zillow, July 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, August 2026 · Refreshes weekly
The typical home in Stuart, FL is worth $375,621, fell 3.8% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $410,000, +56.2% year over year (through May 2026). With 5.5 months of supply and homes going under contract in about 112 days, Stuart is a buyer's market. At today's 6.66% 30-year fixed rate, 20% down on a $375,621 home is about $1,931/mo in principal and interest.
Key numbers for Stuart, FL
Typical home value
$375,621
-3.8% in 12 months
Zillow, July 2026
Typical asking rent
$2,177/mo
Zillow Observed Rent Index
Zillow, July 2026
Median sale price
$410,000
+56.2% year over year
Redfin, through May 2026
Days on market
112
Slow-moving
Redfin, through May 2026
Active listings
183
5.5 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$64,409
Home costs 5.8x income
U.S. Census ACS, 2023
Sale-to-list ratio
96.4%
Selling below asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Stuart a buyer's or seller's market?
Buyer's market5.5 months of supply112 days on market96.4% of asking
Stuart, FL is a buyer's market, based on 5.5 months of supply and homes selling in about 112 days. Above 5 months of supply, homes start accumulating faster than they clear, which is where buyers gain leverage on price, repairs, and closing costs.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Stuart housing market data show?
Every row below is Redfin's final published month for Stuart, FL. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $410,000 |
| Median list price | $349,000 |
| Year-over-year price change | +56.2% |
| Median price per sq ft | $288/sq ft |
| Median days on market | 112 days |
| Active inventory | 183 listings |
| Months of supply | 5.5 months |
| Sale-to-list price ratio | 96.4% |
| Homes sold (that month) | 33 |
| New listings (that month) | 39 |
| Listings with a price cut | 30.0% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Stuart is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Stuart is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Stuart home prices moved?
Over the last three years the median sale price in Stuart, FL rose 11.6%, from $367,500 to $410,000. The live Zillow value series has fell 3.8% in the last 12 months, which is the more current read now that Redfin's series has stopped. 30.0% of Stuart listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 5.5 months while the sale-to-list ratio slips below its current 96.4%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Stuart?
Priced off the typical home value of $375,621 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $75,124 | $300,497 | $1,931/mo |
| 5% | $18,781 | $356,840 | $2,293/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,931, that implies roughly $82,760 a year before you add taxes and insurance. The median household in Stuart earns $64,409, about $18,351 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.8x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Stuart in the next 12 months?
Tell us your timeline. We send the Stuart market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Stuart?
Typical asking rent in Stuart, FL is $2,177/mo, against a typical home value of $375,621. That is a price-to-rent ratio of 14.4x, which means buying tends to beat renting on monthly cost over a typical hold. Compared head to head, 20% down puts principal and interest at $1,931 a month — $246 less than renting before taxes and insurance, so ownership can win on monthly cost alone once you have the down payment.
Zillow, July 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Stuart?
Active listings in Stuart, FL went from 206 in May 2025 to 183 in May 2026, a -11.2% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 202 | 41 |
| July 2025 | 173 | 30 |
| August 2025 | 180 | 50 |
| September 2025 | 180 | 43 |
| October 2025 | 190 | 57 |
| November 2025 | 199 | 54 |
| December 2025 | 212 | 55 |
| January 2026 | 221 | 65 |
| February 2026 | 221 | 42 |
| March 2026 | 191 | 43 |
| April 2026 | 189 | 53 |
| May 2026 | 183 | 39 |
Redfin, through May 2026
How does Stuart compare to Florida and the U.S.?
Stuart homes sell for $410,000 — 3% below the Florida median of $421,500. Against the national median of $410,700, Stuart runs 0% lower. Year-over-year, Stuart moved +56.2% against Florida's +2.6% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Stuart, FL | $410,000 | +56.2% | 112 days |
| Florida statewide | $421,500 | +2.6% | 66 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Stuart
What buyers should watch
- Months of supply, currently 5.5. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 30.0%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $362 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $375,621 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Stuart listing goes under contract in 112 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 96.4% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Stuart added 39 new listings against 33 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -3.8% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Stuart varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Stuart
There are currently 183 homes listed for sale in Stuart, Florida. The median listing price is $349K. Featured listings range from $110,000 to $950,000.
New Listing
44
$349,900
3921 SE Mentmore Ln Unit 3838
Stuart, FL 34997
3 bd3 ba1,475 sqft$237/ft²
Townhouse
Nathan Berlin · RE/MAX Masterpiece Realty
View photos & details
New Listing
$429,000
4325 SE Scotland Cay Way
Stuart, FL 34997
3 bd2 ba1,428 sqft$300/ft²
House5,663 sqft lot
Earl Hebb · Realty One Group Engage
View photos & details
New Listing
38
$435,000
175 SE Saint Lucie Blvd Apt E130
Stuart, FL 34996
2 bd2 ba1,300 sqft$335/ft²
Condo
Denise Mendocha · Realty One Group Engage
View photos & details
New Build
$447,475
7794 SW Bentley Ln
Stuart, FL 34997
3 bd3 ba1,750 sqft$256/ft²
Townhouse
View photos & details
New Listing
39
$655,000
7004 SE Twin Oaks Cir
Stuart, FL 34997
3 bd2 ba2,119 sqft$309/ft²
House6,970 sqft lot
Karen Gorham · RE/MAX Direct
View photos & details
New BuildPrice Drop −$12K
$679,000
6970 SE Park Trace Dr
Stuart, FL 34997
4 bd3 ba2,456 sqft$276/ft²
House
View photos & details
New BuildPrice Drop −$21K
$709,000
6781 SE Park Trace Dr
Stuart, FL 34997
4 bd3 ba2,456 sqft$289/ft²
House
View photos & details
New Listing
41
$749,500
507 NW Sunflower Pl
Stuart, FL 34957
4 bd3 ba2,142 sqft$350/ft²
House8,233 sqft lot
Tim Holdy · Holdy Realty
View photos & details
New Listing
49
$839,000
445 NW Sunflower Pl
Stuart, FL 34957
4 bd3 ba2,415 sqft$347/ft²
House7,841 sqft lot
Sean Quinn · Water Pointe Realty Group
View photos & details
New BuildPrice Drop −$45K
16
$902,685
4425 SW Cornerstone Way
Stuart, FL 34997
4 bd3 ba2,334 sqft$387/ft²
House
View photos & details
New Listing
26
$950,000
579 NE Plantation Rd Apt S303
Stuart, FL 34996
2 bd2 ba1,340 sqft$709/ft²
Condo3.58 acres
Cynthia Greenspan · Berkshire Hathaway Florida Realty
View photos & details
Looking to buy in Stuart?
Get connected with a local real estate expert — free, no obligation.
Active listings
183
Homes on market
Median list price
$349K
Avg. days on market
112
Days until sale
New this week
39
Newly listed
Price drops:30.0%of listings
Sale-to-list:96.4%
How much do homes cost in Stuart by property type?
How the Stuart, FL market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $507,500 | $335/sq ft | 16 | 39 days |
| Condo / co-op | $150,000 | $156/sq ft | 12 | 152 days |
| Townhouse | $410,000 | $258/sq ft | 5 | 157 days |
Who lives in Stuart?
American Community Survey estimates for Stuart. U.S. Census ACS, 2023
Population
18,058
Households
8,195
Median income
$64,409/yr
Median age
53.1 years
Owner-occupied
58.5%
Median home value
$291,300
Median gross rent
$1,540/mo
Mean commute
23.5 min
58.5% of occupied homes in Stuart are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $291,300 against Zillow's $375,621 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,540/mo, below Zillow's $2,177/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Stuart?
24 schools tracked · 11,076 students
The largest public schools serving Stuart, FL by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
MARTIN COUNTY HIGH SCHOOL
Grades 9-12 · 2,122 students
SOUTH FORK HIGH SCHOOL
Grades 9-12 · 1,814 students
TREASURE COAST CLASSICAL ACADEMY
Grades K-12 · 1,099 students
DR. DAVID L. ANDERSON MIDDLE SCHOOL
Grades 6-8 · 968 students
STUART MIDDLE SCHOOL
Grades 6-8 · 823 students
PORT SALERNO ELEMENTARY SCHOOL
Grades PK-5 · 686 students
PINEWOOD ELEMENTARY SCHOOL
Grades K-5 · 678 students
MURRAY MIDDLE SCHOOL
Grades 6-8 · 628 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Stuart, FL?
Ordered by distance from Stuart, not by size. Compare Stuart side by side with any of them.
Which ZIP codes are in Stuart?
These are the ZIP codes we see on active Stuart listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Stuart housing market FAQ
Is Stuart a buyer's or seller's market?
Stuart, FL is currently a buyer's market. That read comes from 5.5 months of supply, homes going under contract in about 112 days, and sellers getting 96.4% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Stuart?
The typical home in Stuart, FL is worth $375,621 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $410,000, about $288 per square foot.
Is Stuart cheaper than the rest of Florida?
Stuart's median sale price of $410,000 is 3% lower than the Florida statewide median of $421,500, and 0% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Stuart?
Homes in Stuart, FL spent a median of 112 days on market before going under contract, versus 66 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Stuart?
At the current 30-year fixed rate of 6.66%, 20% down on a $375,621 home is about $1,931 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $82,760 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $64,409.
Are home prices rising in Stuart?
The typical home value in Stuart, FL fell 3.8% over the last 12 months, from $390,575 to $375,621 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Stuart?
Stuart ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Stuart?
That depends on your timeline, not on a headline. What the data says today: Stuart, FL is a buyer's market with 5.5 months of supply, the 30-year fixed rate is 6.66%, and the price-to-rent ratio of 14.4x means buying tends to beat renting on monthly cost over a typical hold. Properties Incorporated publishes the data; it does not give financial advice.
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