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Featured local agent — Palatka, FL
Sarah Mitchell
Compass Real Estate · Palatka, FL
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Palatka, FL Housing Market & Real Estate
Housing market overview · Updated monthly ·
$205,000median sale price
How is the Palatka, FL housing market right now?
The median home sale price in Palatka, FL is $205,000, up 3.0% year-over-year. Homes sell in an average of 64 days with 43 active listings. The market is currently a leaning buyer's. (Source: Redfin monthly MLS data, as of May 2026 — the most recent Redfin release; Redfin publishes each month's data on a ~6-week lag.)
Is Palatka a buyer's or seller's market?
Palatka, FL is currently a leaning buyer's, based on 4.3 months of supply and homes selling in about 64 days. How we determine this →
Homes sold
10
Last 12 weeks
Days on market
64
Average pace
Active listings
43
4.3 months supply
Sale-to-list
97.7%
Below asking
What does the Palatka housing market data show?
| Metric | Value |
|---|---|
| Median sale price | $205,000 |
| Median list price | $249,900 |
| Year-over-year price change | +3.0% |
| Average days on market | 64 days |
| Active inventory | 43 listings |
| Months of supply | 4.3 months |
| Sale-to-list price ratio | 97.7% |
| Median price per sq ft | $148/sq ft |
| Homes sold (latest month) | 10 |
| New listings (latest month) | 11 |
| Listings with a price cut | 32.6% |
| Market condition | Leaning buyer's |
Source: Redfin · Updated monthly
How much do homes cost in Palatka by property type?
How the Palatka, FL market breaks down across single-family homes, condos, and townhouses.
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $205,000 | $148/sq ft | 10 | 64 days |
| Townhouse | $198,000 | $179/sq ft | 1 | 82 days |
Source: Redfin · Updated monthly
The Palatka housing market is currently classified as a leaning buyer's with a median sale price of $205,000. Prices have risen 3.0% compared to last year, with homes spending an average of 64 days on market, indicating 4.3 months of inventory.With limited inventory, homes sell quickly and buyers should be prepared to act decisively and competitively to secure a property.The price-to-income ratio of 6.3x provides context for how home values compare to local earning capacity.
Market trends
Homes for sale in Palatka
There are currently 43 homes listed for sale in Palatka, Florida. The median listing price is $250K.
Active listings
43
Homes on market
Median list price
$250K
Avg. days on market
64
Days until sale
New this week
11
Newly listed
Who lives in Palatka?
Population
10,558
Median income
$33,628/yr
Median age
37 years
Owner-occupied
46.5%
College grads
12.1%
Avg commute
23.3 min
Source: U.S. Census Bureau ACS
What are homes worth in Palatka?
Zillow home value
$211,190
Zillow rent index
$1,343/mo
Price-to-rent ratio
13.1x
Price-to-income
6.3x
Source: Zillow Research
What is it like to live in Palatka?
Palatka is a community of approximately 11K residents with a median age of 37 years.The median household income is $33,628, which represents a working-class community with solid middle-income opportunities. 12.1% of residents hold a bachelor's degree or higher, showing a mixed educational demographic.
Homeownership rates are at 46.5%, showing a blend of owner and renter-occupied properties. The average commute time is 23.3 minutes, which makes this an excellent choice for those seeking short commutes to employment centers.Overall, Palatka offers a balanced lifestyle with accessible home values relative to local income levels.
Which public schools serve Palatka?
11 schools tracked · 4,268 students
The largest public schools serving Palatka, FL by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
PALATKA JR - SR HIGH SCHOOL
Grades 7-12 · 1,606 students
KELLEY SMITH ELEMENTARY SCHOOL
Grades K-6 · 752 students
WILLIAM D. MOSELEY ELEMENTARY SCHOOL
Grades K-6 · 585 students
JAMES A. LONG ELEMENTARY SCHOOL
Grades K-6 · 542 students
MELLON LEARNING CENTER
Grades PK-12 · 291 students
THE CHILDREN'S READING CENTER
Grades K-6 · 260 students
PUTNAM ACADEMY OF ARTS AND SCIENCES
Grades 6-8 · 195 students
PUTNAM VIRTUAL FRANCHISE
Grades K-12 · 37 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Palatka, FL?
Want a head-to-head view? Compare Palatka side-by-side with any other U.S. city using our market-comparison tool.
Is Palatka a good real estate investment market?
For investors evaluating Palatka, the price-to-rent ratio of 13.1x suggests potential rental yield opportunity, making the market attractive for income-focused investors. The market has appreciated 3.0% year-over-year, reflecting ongoing demand and value growth.Use our rent vs. buy calculator to analyze whether owning or renting makes more financial sense based on Palatka's current market conditions and your specific situation. Estimate your monthly payment with the mortgage calculator using Palatka's median home price.
Frequently asked questions
What is the average home price in Palatka?
The median home sale price in Palatka is $205,000, up 3.0% from last year.
How long do homes stay on market in Palatka?
Homes typically spend 64 days on market before going under contract.
What is the median income in Palatka?
The median household income is $33,628 per year.
Is Palatka a buyer's or seller's market?
With 4.3 months of supply, Palatka is currently a leaning buyer's.
What is the Zillow home value estimate for Palatka?
The Zillow Home Value Index (ZHVI) for Palatka is $211,190, representing the typical home value in the area.
How much does a single-family home cost in Palatka?
The median single-family home price in Palatka, FL is $205,000 (about $148 per square foot).
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