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Featured local agent — Ocala Estates, FL
Sarah Mitchell
Compass Real Estate · Ocala Estates, FL
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Ocala Estates, FL Housing Market
The last median sale price Redfin published was $219,900, +73.8% year over year (through May 2026). With 2.0 months of supply and homes going under contract in about 108 days, Ocala Estates is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $219,900 home is about $1,131/mo in principal and interest.
Key numbers for Ocala Estates, FL
Median sale price
$219,900
+73.8% year over year
Redfin, through February 2026
Days on market
108
Slow-moving
Redfin, through February 2026
Active listings
2
2.0 months of supply
Redfin, through February 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$47,895
Home costs 4.6x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.0%
Selling above asking
Redfin, through February 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Ocala Estates a buyer's or seller's market?
Ocala Estates, FL is a balanced market, based on 2.0 months of supply and homes selling in about 108 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Ocala Estates housing market data show?
Every row below is Redfin's final published month for Ocala Estates, FL. Redfin, through February 2026
| Metric | Value |
|---|---|
| Median sale price | $219,900 |
| Year-over-year price change | +73.8% |
| Median price per sq ft | $187/sq ft |
| Median days on market | 108 days |
| Active inventory | 2 listings |
| Months of supply | 2.0 months |
| Sale-to-list price ratio | 100.0% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Ocala Estates is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Ocala Estates is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Ocala Estates home prices moved?
Over the last three years the median sale price in Ocala Estates, FL rose 105.5%, from $107,000 to $219,900. For prices to fall meaningfully from here, supply would have to keep building past 2.0 months while the sale-to-list ratio slips below its current 100.0%. Watch those two together — they move before the median does.
Redfin, through February 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Ocala Estates?
Priced off the median sale price of $219,900 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $43,980 | $175,920 | $1,131/mo |
| 5% | $10,995 | $208,905 | $1,342/mo |
Redfin, through February 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,131, that implies roughly $48,450 a year before you add taxes and insurance. The median household in Ocala Estates earns $47,895, about $555 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 4.6x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Ocala Estates in the next 12 months?
Tell us your timeline. We send the Ocala Estates market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Ocala Estates?
Zillow does not publish a rent index (ZORI) for Ocala Estates, FL, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Ocala Estates?
Active listings in Ocala Estates, FL went from 4 in May 2024 to 2 in February 2026, a -50.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2024 | 2 | not published |
| July 2024 | 6 | 4 |
| August 2024 | 7 | 4 |
| September 2024 | 6 | 1 |
| October 2024 | 5 | 1 |
| February 2025 | 5 | 3 |
| March 2025 | 3 | not published |
| April 2025 | 3 | 2 |
| May 2025 | 1 | not published |
| June 2025 | 1 | 1 |
| August 2025 | 3 | 2 |
| February 2026 | 2 | not published |
Redfin, through February 2026
How does Ocala Estates compare to Florida and the U.S.?
Ocala Estates homes sell for $219,900 — 48% below the Florida median of $421,500. Against the national median of $410,700, Ocala Estates runs 46% lower. Year-over-year, Ocala Estates moved +73.8% against Florida's +2.6% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Ocala Estates, FL | $219,900 | +73.8% | 108 days |
| Florida statewide | $421,500 | +2.6% | 66 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through February 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Ocala Estates
What buyers should watch
- Months of supply, currently 2.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $212 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $219,900 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Ocala Estates listing goes under contract in 108 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.0% of asking. Price at the number you want and let competition do the rest.
- Comparable ZIP-level pricing inside Ocala Estates varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Ocala Estates
There are currently 2 homes listed for sale in Ocala Estates, Florida.
Active listings
2
Homes on market
Avg. days on market
108
Days until sale
How much do homes cost in Ocala Estates by property type?
How the Ocala Estates, FL market breaks down across single-family homes, condos and townhouses. Redfin, through February 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $219,900 | $187/sq ft | 1 | 108 days |
Who lives in Ocala Estates?
American Community Survey estimates for Ocala Estates. U.S. Census ACS, 2023
Population
2,347
Households
626
Median income
$47,895/yr
Median age
41.1 years
Owner-occupied
68.5%
Median gross rent
$806/mo
Mean commute
24.7 min
68.5% of occupied homes in Ocala Estates are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Ocala Estates, FL?
Ordered by distance from Ocala Estates, not by size. Compare Ocala Estates side by side with any of them.
Ocala Estates housing market FAQ
Is Ocala Estates a buyer's or seller's market?
Ocala Estates, FL is currently a balanced market. That read comes from 2.0 months of supply, homes going under contract in about 108 days, and sellers getting 100.0% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Ocala Estates?
The median sale price in the last month Redfin published was $219,900, about $187 per square foot.
Is Ocala Estates cheaper than the rest of Florida?
Ocala Estates's median sale price of $219,900 is 48% lower than the Florida statewide median of $421,500, and 46% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Ocala Estates?
Homes in Ocala Estates, FL spent a median of 108 days on market before going under contract, versus 66 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Ocala Estates?
At the current 30-year fixed rate of 6.66%, 20% down on a $219,900 home is about $1,131 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $48,450 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $47,895.
Are home prices rising in Ocala Estates?
Redfin's last published year-over-year change for Ocala Estates, FL was +73.8%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Ocala Estates?
Ocala Estates ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Ocala Estates?
That depends on your timeline, not on a headline. What the data says today: Ocala Estates, FL is a balanced market with 2.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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