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Featured local agent — Inverness Highlands South, FL
Sarah Mitchell
Compass Real Estate · Inverness Highlands South, FL
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Inverness Highlands South, FL Housing Market
The last median sale price Redfin published was $257,100, -0.2% year over year (through May 2026). With 2.7 months of supply and homes going under contract in about 78 days, Inverness Highlands South is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $257,100 home is about $1,322/mo in principal and interest.
Key numbers for Inverness Highlands South, FL
Median sale price
$257,100
-0.2% year over year
Redfin, through May 2026
Days on market
78
Slow-moving
Redfin, through May 2026
Active listings
38
2.7 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$61,224
Home costs 4.2x income
U.S. Census ACS, 2023
Sale-to-list ratio
96.1%
Selling below asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Inverness Highlands South a buyer's or seller's market?
Inverness Highlands South, FL is a balanced market, based on 2.7 months of supply and homes selling in about 78 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Inverness Highlands South housing market data show?
Every row below is Redfin's final published month for Inverness Highlands South, FL. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $257,100 |
| Median list price | $245,000 |
| Year-over-year price change | -0.2% |
| Median price per sq ft | $176/sq ft |
| Median days on market | 78 days |
| Active inventory | 38 listings |
| Months of supply | 2.7 months |
| Sale-to-list price ratio | 96.1% |
| Homes sold (that month) | 14 |
| New listings (that month) | 11 |
| Listings with a price cut | 34.2% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Inverness Highlands South is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Inverness Highlands South is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Inverness Highlands South home prices moved?
Over the last three years the median sale price in Inverness Highlands South, FL rose 6.2%, from $242,000 to $257,100. 34.2% of Inverness Highlands South listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 2.7 months while the sale-to-list ratio slips below its current 96.1%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Inverness Highlands South?
Priced off the median sale price of $257,100 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $51,420 | $205,680 | $1,322/mo |
| 5% | $12,855 | $244,245 | $1,570/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,322, that implies roughly $56,647 a year before you add taxes and insurance. The median household in Inverness Highlands South earns $61,224, about $4,577 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.2x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Inverness Highlands South in the next 12 months?
Tell us your timeline. We send the Inverness Highlands South market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Inverness Highlands South?
Zillow does not publish a rent index (ZORI) for Inverness Highlands South, FL, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Inverness Highlands South?
Active listings in Inverness Highlands South, FL went from 55 in May 2025 to 38 in May 2026, a -30.9% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 52 | 15 |
| July 2025 | 49 | 15 |
| August 2025 | 53 | 16 |
| September 2025 | 54 | 20 |
| October 2025 | 53 | 13 |
| November 2025 | 48 | 13 |
| December 2025 | 47 | 11 |
| January 2026 | 48 | 17 |
| February 2026 | 52 | 23 |
| March 2026 | 54 | 18 |
| April 2026 | 51 | 16 |
| May 2026 | 38 | 11 |
Redfin, through May 2026
How does Inverness Highlands South compare to Florida and the U.S.?
Inverness Highlands South homes sell for $257,100 — 39% below the Florida median of $421,500. Against the national median of $410,700, Inverness Highlands South runs 37% lower. Year-over-year, Inverness Highlands South moved -0.2% against Florida's +2.6% — a smaller swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Inverness Highlands South, FL | $257,100 | -0.2% | 78 days |
| Florida statewide | $421,500 | +2.6% | 66 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Inverness Highlands South
What buyers should watch
- Months of supply, currently 2.7. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 34.2%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $248 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $257,100 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Inverness Highlands South listing goes under contract in 78 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 96.1% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Inverness Highlands South added 11 new listings against 14 sales — more clearing than arriving, which is the better window to list.
- Comparable ZIP-level pricing inside Inverness Highlands South varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Inverness Highlands South
There are currently 38 homes listed for sale in Inverness Highlands South, Florida. The median listing price is $245K.
Active listings
38
Homes on market
Median list price
$245K
Avg. days on market
78
Days until sale
New this week
11
Newly listed
How much do homes cost in Inverness Highlands South by property type?
How the Inverness Highlands South, FL market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $257,100 | $176/sq ft | 14 | 78 days |
| Condo / co-op | $197,500 | $156/sq ft | 1 | 147 days |
| Townhouse | $165,000 | $130/sq ft | 1 | 214 days |
Who lives in Inverness Highlands South?
American Community Survey estimates for Inverness Highlands South. U.S. Census ACS, 2023
Population
7,478
Households
3,046
Median income
$61,224/yr
Median age
46.4 years
Owner-occupied
88.7%
Median home value
$206,900
Median gross rent
$1,296/mo
Mean commute
31.4 min
88.7% of occupied homes in Inverness Highlands South are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Inverness Highlands South, FL?
Ordered by distance from Inverness Highlands South, not by size. Compare Inverness Highlands South side by side with any of them.
Inverness Highlands South housing market FAQ
Is Inverness Highlands South a buyer's or seller's market?
Inverness Highlands South, FL is currently a balanced market. That read comes from 2.7 months of supply, homes going under contract in about 78 days, and sellers getting 96.1% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Inverness Highlands South?
The median sale price in the last month Redfin published was $257,100, about $176 per square foot.
Is Inverness Highlands South cheaper than the rest of Florida?
Inverness Highlands South's median sale price of $257,100 is 39% lower than the Florida statewide median of $421,500, and 37% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Inverness Highlands South?
Homes in Inverness Highlands South, FL spent a median of 78 days on market before going under contract, versus 66 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Inverness Highlands South?
At the current 30-year fixed rate of 6.66%, 20% down on a $257,100 home is about $1,322 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $56,647 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $61,224.
Are home prices rising in Inverness Highlands South?
Redfin's last published year-over-year change for Inverness Highlands South, FL was -0.2%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Inverness Highlands South?
Inverness Highlands South ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Inverness Highlands South?
That depends on your timeline, not on a headline. What the data says today: Inverness Highlands South, FL is a balanced market with 2.7 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $257,100, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.