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Featured local agent — Cobbtown, FL

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Sarah Mitchell

CNESRESABR

Compass Real Estate · Cobbtown, FL

“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”

Cobbtown, FL(512) 555-0184TX License #0512847
Visit website →sarahmitchellhomes.com
5.0 · 47 reviews

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Cobbtown, FL Housing Market

Balanced market
Redfin, through May 2021 · No longer updatingFreddie Mac via FRED, August 2026 · Refreshes weekly

The last median sale price Redfin published was $170,000 (through May 2026). With homes going under contract in about 71 days, Cobbtown is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $170,000 home is about $874/mo in principal and interest.

Key numbers for Cobbtown, FL

Median sale price

$170,000

Last published period

Redfin, through May 2021

Days on market

71

Slow-moving

Redfin, through May 2021

30-yr fixed rate

6.66%

Freddie Mac weekly average

Freddie Mac via FRED, August 2026

Sale-to-list ratio

109.7%

Selling above asking

Redfin, through May 2021

Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.

Is Cobbtown a buyer's or seller's market?

Balanced market71 days on market109.7% of asking

Cobbtown, FL is a balanced market and homes selling in about 71 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.

Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from

What does the Cobbtown housing market data show?

Every row below is Redfin's final published month for Cobbtown, FL. Redfin, through May 2021

Housing market statistics for Cobbtown, FL, Redfin through May 2026
MetricValue
Median sale price$170,000
Median price per sq ft$113/sq ft
Median days on market71 days
Sale-to-list price ratio109.7%
Homes sold (that month)1
Market conditionBalanced market

How to read these numbers

Median sale price
Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Cobbtown is frozen at May 2026.
Typical home value (ZHVI)
Zillow's estimate of what a mid-market home in Cobbtown is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
Months of supply
How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
Days on market
Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
Sale-to-list ratio
Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
Price per square foot
The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
Listings with a price cut
Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
Typical asking rent (ZORI)
Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.

How have Cobbtown home prices moved?

We hold fewer than three months of sale history for Cobbtown, FL, which is not enough to draw a trend line without misleading you. The Zillow value figures above are the current read for this city.

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What does it cost to buy a home in Cobbtown?

Priced off the median sale price of $170,000 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.

Monthly principal and interest by down payment in Cobbtown, FL
Down paymentCash at closeLoan amountMonthly P&I
20%$34,000$136,000$874/mo
5%$8,500$161,500$1,038/mo

Redfin, through May 2021 for the price · Freddie Mac via FRED, August 2026 for the rate

What income do you need?

Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $874, that implies roughly $37,456 a year before you add taxes and insurance. We do not hold a Census income figure for Cobbtown, so we cannot compare that threshold to local earnings.

Run it with your own numbers: affordability calculator · mortgage calculator

Buying in Cobbtown in the next 12 months?

Tell us your timeline. We send the Cobbtown market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.

No spam, no reselling your details. Market data on this site is informational and is not financial, investment, or real estate advice.

Is it cheaper to rent or buy in Cobbtown?

Zillow does not publish a rent index (ZORI) for Cobbtown, FL, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.

Is inventory rising or falling in Cobbtown?

We hold fewer than two months of inventory readings for Cobbtown, FL, so there is no trend to report yet.

How does Cobbtown compare to Florida and the U.S.?

Cobbtown homes sell for $170,00060% below the Florida median of $421,500. Against the national median of $410,700, Cobbtown runs 59% lower.

Cobbtown, FL compared with Florida and the United States
MarketMedian sale priceYoYDays on market
Cobbtown, FL$170,000not published71 days
Florida statewide$421,500+2.6%66 days
United States$410,700not publishednot published

City and state rows: Redfin, through May 2021 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)

What to do next in Cobbtown

What buyers should watch

  • The gap between 5% and 20% down here is $164 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
  • Rate moves. At 6.66%, every full point of rate change moves the payment on a $170,000 home more than a 5% price change does.
  • Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.

What sellers should know

  • The median Cobbtown listing goes under contract in 71 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
  • Homes here close at 109.7% of asking. Price at the number you want and let competition do the rest.
  • Comparable ZIP-level pricing inside Cobbtown varies more than the citywide median suggests — check the ZIP pages below before you set a number.

Homes for sale in Cobbtown

Explore homes currently listed for sale in Cobbtown, Florida across major real estate platforms.

Sale-to-list:109.7%

Who lives in Cobbtown?

American Community Survey estimates for Cobbtown. U.S. Census ACS, 2023

Population

61

Households

28

Median age

27.1 years

Owner-occupied

7.1%

7.1% of occupied homes in Cobbtown are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.

Which cities are near Cobbtown, FL?

Ordered by distance from Cobbtown, not by size. Compare Cobbtown side by side with any of them.

Cobbtown housing market FAQ

Is Cobbtown a buyer's or seller's market?

Cobbtown, FL is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.

How much do homes cost in Cobbtown?

The median sale price in the last month Redfin published was $170,000, about $113 per square foot.

Is Cobbtown cheaper than the rest of Florida?

Cobbtown's median sale price of $170,000 is 60% lower than the Florida statewide median of $421,500, and 59% below the U.S. median of $410,700. Both figures are for the same period.

How long do homes take to sell in Cobbtown?

Homes in Cobbtown, FL spent a median of 71 days on market before going under contract, versus 66 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)

What income do you need to buy a home in Cobbtown?

At the current 30-year fixed rate of 6.66%, 20% down on a $170,000 home is about $874 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $37,456 a year before taxes, insurance, HOA dues or mortgage insurance.

Are home prices rising in Cobbtown?

We do not hold a complete 12-month value series for Cobbtown, FL yet, so we are not going to call a direction. The price chart above shows every period we do have.

What are the cheapest ZIP codes in Cobbtown?

Cobbtown ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.

Is now a good time to buy in Cobbtown?

That depends on your timeline, not on a headline. What the data says today: Cobbtown, FL is a balanced market, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.

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One email: what homes are actually clearing at around $170,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.

No spam, no reselling your details. Market data on this site is informational and is not financial, investment, or real estate advice.