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Featured local agent — Center Hill, FL
Sarah Mitchell
Compass Real Estate · Center Hill, FL
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Center Hill, FL Housing Market
The typical home in Center Hill, FL is worth $261,592, rose 2.8% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $393,000 (through May 2026). With 2.0 months of supply and homes going under contract in about 69 days, Center Hill is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $261,592 home is about $1,345/mo in principal and interest.
Key numbers for Center Hill, FL
Typical home value
$261,592
+2.8% in 12 months
Zillow, July 2026
Median sale price
$393,000
Last published period
Redfin, through April 2026
Days on market
69
Slow-moving
Redfin, through April 2026
Active listings
2
2.0 months of supply
Redfin, through April 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$66,932
Home costs 3.9x income
U.S. Census ACS, 2023
Sale-to-list ratio
98.5%
Selling below asking
Redfin, through April 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Center Hill a buyer's or seller's market?
Center Hill, FL is a balanced market, based on 2.0 months of supply and homes selling in about 69 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Center Hill housing market data show?
Every row below is Redfin's final published month for Center Hill, FL. Redfin, through April 2026
| Metric | Value |
|---|---|
| Median sale price | $393,000 |
| Median list price | $315,000 |
| Median price per sq ft | $184/sq ft |
| Median days on market | 69 days |
| Active inventory | 2 listings |
| Months of supply | 2.0 months |
| Sale-to-list price ratio | 98.5% |
| Homes sold (that month) | 1 |
| New listings (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Center Hill is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Center Hill is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Center Hill home prices moved?
Across the 17 months we hold for Center Hill, FL, the median sale price rose 77.5%, from $221,400 in June 2021 to $393,000. The live Zillow value series has rose 2.8% in the last 12 months, which is the more current read now that Redfin's series has stopped. For prices to fall meaningfully from here, supply would have to keep building past 2.0 months while the sale-to-list ratio slips below its current 98.5%. Watch those two together — they move before the median does.
Redfin, through April 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Center Hill?
Priced off the typical home value of $261,592 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $52,318 | $209,274 | $1,345/mo |
| 5% | $13,080 | $248,512 | $1,597/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,345, that implies roughly $57,636 a year before you add taxes and insurance. The median household in Center Hill earns $66,932, about $9,296 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.9x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Center Hill in the next 12 months?
Tell us your timeline. We send the Center Hill market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Center Hill?
Zillow does not publish a rent index (ZORI) for Center Hill, FL, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Center Hill?
Active listings in Center Hill, FL went from 1 in June 2021 to 2 in April 2026, a +100.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings | New listings |
|---|---|---|
| July 2021 | 1 | not published |
| November 2021 | 2 | 1 |
| February 2022 | 1 | not published |
| January 2023 | 2 | 1 |
| May 2023 | 1 | not published |
| August 2023 | 1 | not published |
| December 2023 | 2 | 1 |
| February 2024 | 2 | not published |
| November 2024 | 1 | 1 |
| May 2025 | 3 | 1 |
| August 2025 | 1 | not published |
| April 2026 | 2 | 1 |
Redfin, through April 2026
How does Center Hill compare to Florida and the U.S.?
Center Hill homes sell for $393,000 — 7% below the Florida median of $421,500. Against the national median of $410,700, Center Hill runs 4% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Center Hill, FL | $393,000 | not published | 69 days |
| Florida statewide | $421,500 | +2.6% | 66 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through April 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Center Hill
What buyers should watch
- Months of supply, currently 2.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $252 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $261,592 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Center Hill listing goes under contract in 69 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 98.5% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Center Hill added 1 new listings against 1 sales — more clearing than arriving, which is the better window to list.
- Your equity moved +2.8% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Center Hill varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Center Hill
There are currently 2 homes listed for sale in Center Hill, Florida. The median listing price is $315K.
Active listings
2
Homes on market
Median list price
$315K
Avg. days on market
69
Days until sale
New this week
1
Newly listed
How much do homes cost in Center Hill by property type?
How the Center Hill, FL market breaks down across single-family homes, condos and townhouses. Redfin, through April 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $393,000 | $184/sq ft | 1 | 69 days |
Who lives in Center Hill?
American Community Survey estimates for Center Hill. U.S. Census ACS, 2023
Population
1,201
Households
405
Median income
$66,932/yr
Median age
39.3 years
Owner-occupied
68.1%
Median home value
$182,400
Median gross rent
$1,071/mo
Mean commute
28.8 min
68.1% of occupied homes in Center Hill are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $182,400 against Zillow's $261,592 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Center Hill, FL?
Ordered by distance from Center Hill, not by size. Compare Center Hill side by side with any of them.
Center Hill housing market FAQ
Is Center Hill a buyer's or seller's market?
Center Hill, FL is currently a balanced market. That read comes from 2.0 months of supply, homes going under contract in about 69 days, and sellers getting 98.5% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Center Hill?
The typical home in Center Hill, FL is worth $261,592 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $393,000, about $184 per square foot.
Is Center Hill cheaper than the rest of Florida?
Center Hill's median sale price of $393,000 is 7% lower than the Florida statewide median of $421,500, and 4% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Center Hill?
Homes in Center Hill, FL spent a median of 69 days on market before going under contract, versus 66 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Center Hill?
At the current 30-year fixed rate of 6.66%, 20% down on a $261,592 home is about $1,345 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $57,636 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $66,932.
Are home prices rising in Center Hill?
The typical home value in Center Hill, FL rose 2.8% over the last 12 months, from $254,502 to $261,592 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Center Hill?
Center Hill ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Center Hill?
That depends on your timeline, not on a headline. What the data says today: Center Hill, FL is a balanced market with 2.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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