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Featured local agent — Victor, CO

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Sarah Mitchell

CNESRESABR

Compass Real Estate · Victor, CO

“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”

Victor, CO(512) 555-0184TX License #0512847
Visit website →sarahmitchellhomes.com
5.0 · 47 reviews

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Victor, CO Housing Market

Balanced market-3.5% YoY
Zillow, July 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, August 2026 · Refreshes weekly

The typical home in Victor, CO is worth $215,146, fell 3.5% over the past year (Zillow Home Value Index, July 2026). On the supply and pace-of-sale data we hold, Victor is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $215,146 home is about $1,106/mo in principal and interest.

Key numbers for Victor, CO

Typical home value

$215,146

-3.5% in 12 months

Zillow, July 2026

Active listings

6

Redfin, through May 2026

30-yr fixed rate

6.66%

Freddie Mac weekly average

Freddie Mac via FRED, August 2026

Median household income

$44,914

Home costs 4.8x income

U.S. Census ACS, 2023

Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.

Is Victor a buyer's or seller's market?

Balanced market

Victor, CO is a balanced market. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.

Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from

What does the Victor housing market data show?

Every row below is Redfin's final published month for Victor, CO. Redfin, through May 2026

Housing market statistics for Victor, CO, Redfin through May 2026
MetricValue
Active inventory6 listings
Listings with a price cut33.3%
Market conditionBalanced market

How to read these numbers

Median sale price
Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Victor is frozen at May 2026.
Typical home value (ZHVI)
Zillow's estimate of what a mid-market home in Victor is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
Months of supply
How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
Days on market
Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
Sale-to-list ratio
Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
Price per square foot
The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
Listings with a price cut
Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
Typical asking rent (ZORI)
Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.

How have Victor home prices moved?

We hold fewer than three months of sale history for Victor, CO, which is not enough to draw a trend line without misleading you. The Zillow value figures above are the current read for this city.

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What does it cost to buy a home in Victor?

Priced off the typical home value of $215,146 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.

Monthly principal and interest by down payment in Victor, CO
Down paymentCash at closeLoan amountMonthly P&I
20%$43,029$172,117$1,106/mo
5%$10,757$204,389$1,313/mo

Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate

What income do you need?

Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,106, that implies roughly $47,403 a year before you add taxes and insurance. The median household in Victor earns $44,914, about $2,489 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 4.8x — above the historical 3x norm but in line with much of the country in 2026.

Run it with your own numbers: affordability calculator · mortgage calculator

Buying in Victor in the next 12 months?

Tell us your timeline. We send the Victor market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.

No spam, no reselling your details. Market data on this site is informational and is not financial, investment, or real estate advice.

Is it cheaper to rent or buy in Victor?

Zillow does not publish a rent index (ZORI) for Victor, CO, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.

Is inventory rising or falling in Victor?

Active listings in Victor, CO went from 4 in September 2024 to 6 in May 2026, a +50.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.

Active listings by month in Victor, CO
MonthActive listingsNew listings
October 202464
November 202471
December 202483
May 2025104
August 2025162
September 2025141
October 202510not published
November 2025101
January 20263not published
March 2026102
April 202671
May 20266not published

Redfin, through May 2026

How does Victor compare to Colorado and the U.S.?

We do not hold a Colorado statewide row for the same period as Victor, so a side-by-side would be comparing two different months. The Colorado housing market hub shows every city we do track, and the comparison tool puts any two markets next to each other.

What to do next in Victor

What buyers should watch

  • The share of listings cutting price, currently 33.3%. A listing that has already cut once is the one most likely to accept below asking.
  • The gap between 5% and 20% down here is $207 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
  • Rate moves. At 6.66%, every full point of rate change moves the payment on a $215,146 home more than a 5% price change does.
  • Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.

What sellers should know

  • Your equity moved -3.5% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
  • Comparable ZIP-level pricing inside Victor varies more than the citywide median suggests — check the ZIP pages below before you set a number.

Homes for sale in Victor

There are currently 6 homes listed for sale in Victor, Colorado.

Active listings

6

Homes on market

Price drops:33.3%of listings

Who lives in Victor?

American Community Survey estimates for Victor. U.S. Census ACS, 2023

Population

414

Households

194

Median income

$44,914/yr

Median age

39.8 years

Owner-occupied

66.0%

Median home value

$193,100

Median gross rent

$939/mo

Mean commute

27.3 min

66.0% of occupied homes in Victor are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $193,100 against Zillow's $215,146 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.

Which cities are near Victor, CO?

Ordered by distance from Victor, not by size. Compare Victor side by side with any of them.

Victor housing market FAQ

Is Victor a buyer's or seller's market?

Victor, CO is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.

How much do homes cost in Victor?

The typical home in Victor, CO is worth $215,146 (Zillow Home Value Index, July 2026).

Is Victor cheaper than the rest of Colorado?

We do not currently hold a statewide comparison row for Colorado at the same period as Victor, so we are not going to assert a comparison we cannot show the math on. The Colorado hub lists every city we do track.

How long do homes take to sell in Victor?

We do not hold a days-on-market figure for Victor, CO. Redfin stopped publishing its public market tracker in June 2026, so this metric is frozen wherever it exists and missing where it never landed.

What income do you need to buy a home in Victor?

At the current 30-year fixed rate of 6.66%, 20% down on a $215,146 home is about $1,106 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $47,403 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $44,914.

Are home prices rising in Victor?

The typical home value in Victor, CO fell 3.5% over the last 12 months, from $222,953 to $215,146 (Zillow, July 2026). This is the live series — it refreshes monthly.

What are the cheapest ZIP codes in Victor?

Victor ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.

Is now a good time to buy in Victor?

That depends on your timeline, not on a headline. What the data says today: Victor, CO is a balanced market, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.

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One email: what homes are actually clearing at around $215,146, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.

No spam, no reselling your details. Market data on this site is informational and is not financial, investment, or real estate advice.