New Listing
21
$144,000
2300 MT Werner Cir Unit 652
Steamboat Springs, CO 80487
1 bd1 ba779 sqft$185/ft²
Condo1.89 acres
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Compass Real Estate · Steamboat Springs, CO
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Steamboat Springs, CO(512) 555-0184TX License #0512847
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Steamboat Springs, CO Housing Market
Buyer's market+2.6% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Steamboat Springs, CO is worth $1.31M, rose 2.6% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $1.95M, +127.0% year over year (through May 2026). With 7.6 months of supply and homes going under contract in about 128 days, Steamboat Springs is a buyer's market. At today's 7.03% 30-year fixed rate, 20% down on a $1.31M home is about $7,015/mo in principal and interest.
Key numbers for Steamboat Springs, CO
Typical home value
$1.31M
+2.6% in 12 months
Zillow, August 2026
Typical asking rent
$3,551/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$1.95M
+127.0% year over year
Redfin, through May 2026
Days on market
128
Slow-moving
Redfin, through May 2026
Active listings
244
7.6 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$100,156
Home costs 13.1x income
U.S. Census ACS, 2023
Sale-to-list ratio
94.8%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Steamboat Springs a buyer's or seller's market?
Buyer's market7.6 months of supply128 days on market94.8% of asking
Steamboat Springs, CO is a buyer's market, based on 7.6 months of supply and homes selling in about 128 days. Above 7 months of supply is a glut: inventory is well ahead of the sales pace, and buyers can take time to inspect, compare, and negotiate concessions.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Steamboat Springs housing market data show?
Every row below is Redfin's final published month for Steamboat Springs, CO. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $1.95M |
| Median list price | $1.17M |
| Year-over-year price change | +127.0% |
| Median price per sq ft | $1,085/sq ft |
| Median days on market | 128 days |
| Active inventory | 244 listings |
| Months of supply | 7.6 months |
| Sale-to-list price ratio | 94.8% |
| Homes sold (that month) | 32 |
| New listings (that month) | 72 |
| Listings with a price cut | 22.1% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Steamboat Springs is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Steamboat Springs is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Steamboat Springs home prices moved?
Over the last three years the median sale price in Steamboat Springs, CO rose 52.6%, from $1.27M to $1.95M. The live Zillow value series has rose 2.6% in the last 12 months, which is the more current read now that Redfin's series has stopped. 22.1% of Steamboat Springs listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 7.6 months while the sale-to-list ratio slips below its current 94.8%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Steamboat Springs?
Priced off the typical home value of $1.31M at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $262,790 | $1.05M | $7,015/mo |
| 5% | $65,697 | $1.25M | $8,330/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $7,015, that implies roughly $300,625 a year before you add taxes and insurance. The median household in Steamboat Springs earns $100,156, about $200,469 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 13.1x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Steamboat Springs in the next 12 months?
Tell us your timeline. We send the Steamboat Springs market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Steamboat Springs?
Typical asking rent in Steamboat Springs, CO is $3,551/mo, against a typical home value of $1.31M. That is a price-to-rent ratio of 30.8x, which means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Compared head to head, 20% down puts principal and interest at $7,015 a month — $3,464 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Steamboat Springs?
Active listings in Steamboat Springs, CO went from 243 in May 2025 to 244 in May 2026, a +0.4% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 262 | 68 |
| July 2025 | 285 | 91 |
| August 2025 | 291 | 65 |
| September 2025 | 253 | 42 |
| October 2025 | 226 | 44 |
| November 2025 | 191 | 31 |
| December 2025 | 204 | 55 |
| January 2026 | 217 | 47 |
| February 2026 | 215 | 38 |
| March 2026 | 226 | 52 |
| April 2026 | 247 | 72 |
| May 2026 | 244 | 72 |
Redfin, through May 2026
How does Steamboat Springs compare to Colorado and the U.S.?
Steamboat Springs homes sell for $1.95M — 215% above the Colorado median of $617,000. Against the national median of $410,700, Steamboat Springs runs 374% higher. Year-over-year, Steamboat Springs moved +127.0% against Colorado's +1.3% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Steamboat Springs, CO | $1.95M | +127.0% | 128 days |
| Colorado statewide | $617,000 | +1.3% | 35 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Steamboat Springs
What buyers should watch
- Months of supply, currently 7.6. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 22.1%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $1,315 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $1.31M home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Steamboat Springs listing goes under contract in 128 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 94.8% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Steamboat Springs added 72 new listings against 32 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +2.6% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Steamboat Springs varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Steamboat Springs
There are currently 244 homes listed for sale in Steamboat Springs, Colorado. The median listing price is $1.2M. Featured listings range from $144,000 to $4,995,000.
New Listing
36
$495,000
1920 Ski Time Square Dr Unit 106
Steamboat Springs, CO 80487
1 bd2 ba824 sqft$601/ft²
Condo20,752 sqft lot
Cheryl Foote · Compass
View photos & details
New Listing
29
$629,000
435 Ore House Plz Unit 205
Steamboat Springs, CO 80487
1 bd1 ba770 sqft$817/ft²
Condo
View photos & details
New Listing
13
$785,000
31665 Timbers Ridge Way
Steamboat Springs, CO 80487
0 ba
Land35.00 acres
View photos & details
New Listing
22
$877,000
3340 Columbine Dr Unit 703
Steamboat Springs, CO 80487
2 bd2 ba1,146 sqft$765/ft²
Condo
View photos & details
New Listing
23
$975,000
601 Lincoln Ave Unit R1A
Steamboat Springs, CO 80487
1 bd1 ba796 sqft$1225/ft²
Condo10,132 sqft lot
View photos & details
New Listing
42
$1,070,000
1720 Ranch Rd Unit 309
Steamboat Springs, CO 80487
2 bd3 ba1,195 sqft$895/ft²
Condo9,174 sqft lot
View photos & details
New Listing
38
$1,150,000
1765 Ranch Rd Unit 601
Steamboat Springs, CO 80487
2 bd3 ba1,205 sqft$954/ft²
Condo6,116 sqft lot
View photos & details
New Listing
48
$1,600,000
2609 Abbey Rd
Steamboat Springs, CO 80487
3 bd2 ba1,648 sqft$971/ft²
House16,553 sqft lot
View photos & details
New Listing
21
$2,450,000
1109 Village Ln
Steamboat Springs, CO 80487
4 bd4 ba2,330 sqft$1052/ft²
House11,326 sqft lot
View photos & details
New Build
18
$4,300,000
1571 Broomtail Ln Unit B3
Steamboat Springs, CO 80487
4 bd4 ba2,949 sqft$1458/ft²
Townhouse
View photos & details
New Listing
35
$4,995,000
33205 Macday Ln
Steamboat Springs, CO 80487
4 bd5 ba4,974 sqft$1004/ft²
House37.70 acres
Aileen Sandstedt · Colorado Partners Realty Group, LLC
View photos & details
Looking to buy in Steamboat Springs?
Get connected with a local real estate expert — free, no obligation.
Active listings
244
Homes on market
Median list price
$1.2M
Avg. days on market
128
Days until sale
New this week
72
Newly listed
Price drops:22.1%of listings
Sale-to-list:94.8%
How much do homes cost in Steamboat Springs by property type?
How the Steamboat Springs, CO market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $1.52M | $814/sq ft | 10 | 80 days |
| Condo / co-op | $2.38M | $1,849/sq ft | 19 | 252 days |
| Townhouse | $1.07M | $718/sq ft | 3 | 4 days |
Who lives in Steamboat Springs?
American Community Survey estimates for Steamboat Springs. U.S. Census ACS, 2023
Population
13,341
Households
6,026
Median income
$100,156/yr
Median age
43 years
Owner-occupied
68.5%
Median home value
$874,400
Median gross rent
$1,909/mo
Mean commute
13.7 min
68.5% of occupied homes in Steamboat Springs are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $874,400 against Zillow's $1.31M typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,909/mo, below Zillow's $3,551/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Steamboat Springs?
7 schools tracked · 2,642 students
The largest public schools serving Steamboat Springs, CO by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Steamboat Springs High School
Grades 9-12 · 845 students
Steamboat Springs Middle School
Grades 6-8 · 479 students
Soda Creek Elementary School
Grades PK-5 · 384 students
Strawberry Park Elementary School
Grades PK-5 · 373 students
Sleeping Giant School
Grades PK-8 · 372 students
Steamboat Montessori
Grades PK-6 · 153 students
Yampa Valley High School
Grades 9-12 · 36 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Steamboat Springs, CO?
Ordered by distance from Steamboat Springs, not by size. Compare Steamboat Springs side by side with any of them.
Which ZIP codes are in Steamboat Springs?
These are the ZIP codes we see on active Steamboat Springs listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Steamboat Springs housing market FAQ
Is Steamboat Springs a buyer's or seller's market?
Steamboat Springs, CO is currently a buyer's market. That read comes from 7.6 months of supply, homes going under contract in about 128 days, and sellers getting 94.8% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Steamboat Springs?
The typical home in Steamboat Springs, CO is worth $1.31M (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $1.95M, about $1,085 per square foot.
Is Steamboat Springs cheaper than the rest of Colorado?
Steamboat Springs's median sale price of $1.95M is 215% higher than the Colorado statewide median of $617,000, and 374% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Steamboat Springs?
Homes in Steamboat Springs, CO spent a median of 128 days on market before going under contract, versus 35 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Steamboat Springs?
At the current 30-year fixed rate of 7.03%, 20% down on a $1.31M home is about $7,015 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $300,625 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $100,156.
Are home prices rising in Steamboat Springs?
The typical home value in Steamboat Springs, CO rose 2.6% over the last 12 months, from $1.28M to $1.31M (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Steamboat Springs?
Steamboat Springs ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Steamboat Springs?
That depends on your timeline, not on a headline. What the data says today: Steamboat Springs, CO is a buyer's market with 7.6 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 30.8x means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Properties Incorporated publishes the data; it does not give financial advice.
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