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Featured local agent — Salt Creek, CO
Sarah Mitchell
Compass Real Estate · Salt Creek, CO
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Salt Creek, CO Housing Market
The last median sale price Redfin published was $180,400 (through May 2026). With homes going under contract in about 8 days, Salt Creek is a seller's market. At today's 6.66% 30-year fixed rate, 20% down on a $180,400 home is about $927/mo in principal and interest.
Key numbers for Salt Creek, CO
Median sale price
$180,400
Last published period
Redfin, through October 2025
Days on market
8
Fast-moving
Redfin, through October 2025
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$52,123
Home costs 3.5x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.3%
Selling above asking
Redfin, through October 2025
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Salt Creek a buyer's or seller's market?
Salt Creek, CO is a seller's market and homes selling in about 8 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Salt Creek housing market data show?
Every row below is Redfin's final published month for Salt Creek, CO. Redfin, through October 2025
| Metric | Value |
|---|---|
| Median sale price | $180,400 |
| Median price per sq ft | $100/sq ft |
| Median days on market | 8 days |
| Sale-to-list price ratio | 100.3% |
| Homes sold (that month) | 1 |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Salt Creek is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Salt Creek is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Salt Creek home prices moved?
Across the 19 months we hold for Salt Creek, CO, the median sale price fell 32.4%, from $267,000 in August 2021 to $180,400.
Redfin, through October 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Salt Creek?
Priced off the median sale price of $180,400 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $36,080 | $144,320 | $927/mo |
| 5% | $9,020 | $171,380 | $1,101/mo |
Redfin, through October 2025 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $927, that implies roughly $39,747 a year before you add taxes and insurance. The median household in Salt Creek earns $52,123, about $12,376 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.5x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Salt Creek in the next 12 months?
Tell us your timeline. We send the Salt Creek market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Salt Creek?
Zillow does not publish a rent index (ZORI) for Salt Creek, CO, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Salt Creek?
Active listings in Salt Creek, CO went from 4 in August 2021 to 1 in July 2025, a -75.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| September 2021 | 3 | not published |
| December 2021 | 1 | not published |
| April 2022 | 1 | not published |
| April 2023 | 1 | 2 |
| August 2023 | 2 | 2 |
| September 2023 | 1 | not published |
| May 2024 | 3 | not published |
| June 2024 | 1 | not published |
| September 2024 | 2 | not published |
| December 2024 | 1 | not published |
| May 2025 | 1 | 1 |
| July 2025 | 1 | not published |
Redfin, through July 2025
How does Salt Creek compare to Colorado and the U.S.?
Salt Creek homes sell for $180,400 — 71% below the Colorado median of $617,000. Against the national median of $410,700, Salt Creek runs 56% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Salt Creek, CO | $180,400 | not published | 8 days |
| Colorado statewide | $617,000 | +1.3% | 35 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through October 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Salt Creek
What buyers should watch
- The gap between 5% and 20% down here is $174 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $180,400 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Salt Creek listing goes under contract in 8 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.3% of asking. Price at the number you want and let competition do the rest.
- Comparable ZIP-level pricing inside Salt Creek varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Salt Creek
Explore homes currently listed for sale in Salt Creek, Colorado across major real estate platforms.
How much do homes cost in Salt Creek by property type?
How the Salt Creek, CO market breaks down across single-family homes, condos and townhouses. Redfin, through October 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $180,400 | $100/sq ft | 1 | 8 days |
Who lives in Salt Creek?
American Community Survey estimates for Salt Creek. U.S. Census ACS, 2023
Population
852
Households
316
Median income
$52,123/yr
Median age
34.8 years
Owner-occupied
62.0%
Median home value
$268,200
Median gross rent
$722/mo
Mean commute
20.3 min
62.0% of occupied homes in Salt Creek are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Salt Creek, CO?
Ordered by distance from Salt Creek, not by size. Compare Salt Creek side by side with any of them.
Salt Creek housing market FAQ
Is Salt Creek a buyer's or seller's market?
Salt Creek, CO is currently a seller's market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Salt Creek?
The median sale price in the last month Redfin published was $180,400, about $100 per square foot.
Is Salt Creek cheaper than the rest of Colorado?
Salt Creek's median sale price of $180,400 is 71% lower than the Colorado statewide median of $617,000, and 56% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Salt Creek?
Homes in Salt Creek, CO spent a median of 8 days on market before going under contract, versus 35 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Salt Creek?
At the current 30-year fixed rate of 6.66%, 20% down on a $180,400 home is about $927 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $39,747 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $52,123.
Are home prices rising in Salt Creek?
We do not hold a complete 12-month value series for Salt Creek, CO yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Salt Creek?
Salt Creek ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Salt Creek?
That depends on your timeline, not on a headline. What the data says today: Salt Creek, CO is a seller's market, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $180,400, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.