Brokers — List your Company Here
Featured local agent — Ramah, CO
Sarah Mitchell
Compass Real Estate · Ramah, CO
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
This spot is open. Be the only brokerage featured on this page — one slot, no auction.
Claim this spot* Example only — dummy agent for illustration. Your logo, name, tagline, link, and lead routing replace this content.
Ramah, CO Housing Market
The typical home in Ramah, CO is worth $469,169, rose 5.2% over the past year (Zillow Home Value Index, July 2026). On the supply and pace-of-sale data we hold, Ramah is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $469,169 home is about $2,412/mo in principal and interest.
Key numbers for Ramah, CO
Typical home value
$469,169
+5.2% in 12 months
Zillow, July 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Ramah a buyer's or seller's market?
Ramah, CO is a balanced market. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Ramah housing market data show?
Every row below is Redfin's final published month for Ramah, CO. Redfin, through April 2026
| Metric | Value |
|---|---|
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Ramah is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Ramah is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Ramah home prices moved?
We hold fewer than three months of sale history for Ramah, CO, which is not enough to draw a trend line without misleading you. The Zillow value figures above are the current read for this city.
Get Ramah market alerts
Weekly updates on prices, inventory, and trends. Free forever.
What does it cost to buy a home in Ramah?
Priced off the typical home value of $469,169 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $93,834 | $375,335 | $2,412/mo |
| 5% | $23,458 | $445,711 | $2,864/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,412, that implies roughly $103,372 a year before you add taxes and insurance. We do not hold a Census income figure for Ramah, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Ramah in the next 12 months?
Tell us your timeline. We send the Ramah market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Ramah?
Zillow does not publish a rent index (ZORI) for Ramah, CO, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Ramah?
Active listings in Ramah, CO went from 3 in September 2021 to 1 in January 2026, a -66.7% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| October 2021 | 4 | 1 |
| January 2022 | 3 | 1 |
| February 2022 | 3 | 1 |
| April 2022 | 2 | 1 |
| July 2022 | 1 | not published |
| October 2022 | 2 | 1 |
| February 2023 | 1 | not published |
| December 2023 | 3 | 1 |
| April 2024 | 2 | 1 |
| May 2024 | 2 | 2 |
| October 2024 | 1 | not published |
| January 2026 | 1 | 1 |
Redfin, through January 2026
How does Ramah compare to Colorado and the U.S.?
We do not hold a Colorado statewide row for the same period as Ramah, so a side-by-side would be comparing two different months. The Colorado housing market hub shows every city we do track, and the comparison tool puts any two markets next to each other.
What to do next in Ramah
What buyers should watch
- The gap between 5% and 20% down here is $452 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $469,169 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- Your equity moved +5.2% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Ramah varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Ramah
Explore homes currently listed for sale in Ramah, Colorado across major real estate platforms.
Who lives in Ramah?
American Community Survey estimates for Ramah. U.S. Census ACS, 2023
Population
130
Households
73
Median age
61.1 years
Owner-occupied
97.3%
Mean commute
35.1 min
97.3% of occupied homes in Ramah are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Ramah, CO?
Ordered by distance from Ramah, not by size. Compare Ramah side by side with any of them.
Ramah housing market FAQ
Is Ramah a buyer's or seller's market?
Ramah, CO is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Ramah?
The typical home in Ramah, CO is worth $469,169 (Zillow Home Value Index, July 2026).
Is Ramah cheaper than the rest of Colorado?
We do not currently hold a statewide comparison row for Colorado at the same period as Ramah, so we are not going to assert a comparison we cannot show the math on. The Colorado hub lists every city we do track.
How long do homes take to sell in Ramah?
We do not hold a days-on-market figure for Ramah, CO. Redfin stopped publishing its public market tracker in June 2026, so this metric is frozen wherever it exists and missing where it never landed.
What income do you need to buy a home in Ramah?
At the current 30-year fixed rate of 6.66%, 20% down on a $469,169 home is about $2,412 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $103,372 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Ramah?
The typical home value in Ramah, CO rose 5.2% over the last 12 months, from $445,841 to $469,169 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Ramah?
Ramah ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Ramah?
That depends on your timeline, not on a headline. What the data says today: Ramah, CO is a balanced market, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
Be the brokerage on this page
1 slot per pageGet featured on Ramah, CO
Your logo, brokerage name, and direct link to your site — featured at the top of this page in front of every visitor researching this whole city. One brokerage, no rotation, no bidding war.
- Goes live in 24 hours
- Cancel anytime
- Do-follow backlink to your site
Keep researching Ramah
Nearby markets
Get the Ramah market brief
Get the Ramah, CO market brief
One email: what homes are actually clearing at around $469,169, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.