New Listing
54
$650,000
98 Oak Springs Dr
Napa, CA 94558
4 bd3 ba3,400 sqft$191/ft²
House21.02 acres
Debbie Price · Compass
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Napa, CA Housing Market
Balanced market-3.2% YoY
Zillow, July 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, August 2026 · Refreshes weekly
The typical home in Napa, CA is worth $873,489, fell 3.2% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $917,962, +4.9% year over year (through May 2026). With 3.4 months of supply and homes going under contract in about 47 days, Napa is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $873,489 home is about $4,491/mo in principal and interest.
Key numbers for Napa, CA
Typical home value
$873,489
-3.2% in 12 months
Zillow, July 2026
Typical asking rent
$2,808/mo
Zillow Observed Rent Index
Zillow, July 2026
Median sale price
$917,962
+4.9% year over year
Redfin, through May 2026
Days on market
47
Average pace
Redfin, through May 2026
Active listings
229
3.4 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$102,231
Home costs 8.5x income
U.S. Census ACS, 2023
Sale-to-list ratio
97.5%
Selling below asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Napa a buyer's or seller's market?
Balanced market3.4 months of supply47 days on market97.5% of asking
Napa, CA is a balanced market, based on 3.4 months of supply and homes selling in about 47 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Napa housing market data show?
Every row below is Redfin's final published month for Napa, CA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $917,962 |
| Median list price | $867,000 |
| Year-over-year price change | +4.9% |
| Median price per sq ft | $544/sq ft |
| Median days on market | 47 days |
| Active inventory | 229 listings |
| Months of supply | 3.4 months |
| Sale-to-list price ratio | 97.5% |
| Homes sold (that month) | 68 |
| New listings (that month) | 80 |
| Listings with a price cut | 24.4% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Napa is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Napa is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Napa home prices moved?
Over the last three years the median sale price in Napa, CA rose 7.4%, from $855,000 to $917,962. The live Zillow value series has fell 3.2% in the last 12 months, which is the more current read now that Redfin's series has stopped. 24.4% of Napa listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 3.4 months while the sale-to-list ratio slips below its current 97.5%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Napa?
Priced off the typical home value of $873,489 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $174,698 | $698,791 | $4,491/mo |
| 5% | $43,674 | $829,814 | $5,333/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $4,491, that implies roughly $192,455 a year before you add taxes and insurance. The median household in Napa earns $102,231, about $90,224 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 8.5x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Napa in the next 12 months?
Tell us your timeline. We send the Napa market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Napa?
Typical asking rent in Napa, CA is $2,808/mo, against a typical home value of $873,489. That is a price-to-rent ratio of 25.9x, which means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Compared head to head, 20% down puts principal and interest at $4,491 a month — $1,683 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, July 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Napa?
Active listings in Napa, CA went from 272 in May 2025 to 229 in May 2026, a -15.8% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 259 | 67 |
| July 2025 | 252 | 59 |
| August 2025 | 253 | 69 |
| September 2025 | 256 | 82 |
| October 2025 | 252 | 78 |
| November 2025 | 207 | 35 |
| December 2025 | 166 | 30 |
| January 2026 | 170 | 51 |
| February 2026 | 191 | 63 |
| March 2026 | 210 | 84 |
| April 2026 | 235 | 94 |
| May 2026 | 229 | 80 |
Redfin, through May 2026
How does Napa compare to California and the U.S.?
Napa homes sell for $917,962 — 3% above the California median of $887,400. Against the national median of $410,700, Napa runs 124% higher. Year-over-year, Napa moved +4.9% against California's +3.4% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Napa, CA | $917,962 | +4.9% | 47 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Napa
What buyers should watch
- Months of supply, currently 3.4. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 24.4%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $842 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $873,489 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Napa listing goes under contract in 47 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 97.5% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Napa added 80 new listings against 68 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -3.2% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Napa varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Napa
There are currently 229 homes listed for sale in Napa, California. The median listing price is $867K. Featured listings range from $650,000 to $1,995,000.
New Listing
31
$849,000
2367 Atlas Peak Rd
Napa, CA 94558
Land1.65 acres
Cyndi Gates · Vintage Sotheby's International Realty
View photos & details
New Listing
26
$899,000
1092 Foster Rd
Napa, CA 94558
2 bd3 ba1,360 sqft$661/ft²
Townhouse871 sqft lot
Caroline Wiegardt · Compass
View photos & details
New Listing
30
$899,000
1672 San Vicente Ave
Napa, CA 94558
4 bd3 ba1,968 sqft$457/ft²
House6,182 sqft lot
Jonathan Minerick · HOMECOIN.COM
View photos & details
New Listing
15
$924,000
4593 Dry Creek Rd
Napa, CA 94558
3 bd2 ba1,602 sqft$577/ft²
House1.78 acres
Lynetta Cornelius · eAgent Pro Realty
View photos & details
New Listing
71
$1,225,000
14 Clement Ct
Napa, CA 94558
4 bd3 ba2,324 sqft$527/ft²
House7,667 sqft lot
Samuel Cohen · Century 21 Epic
View photos & details
New BuildPrice Drop −$15K
31
$1,399,000
2298 Vandeleur Dr
Napa, CA 94558
3 bd3 ba2,586 sqft$541/ft²
House
View photos & details
New Listing
32
$1,850,000
22 Monez Blvd
Napa, CA 94559
4 bd3 ba2,808 sqft$659/ft²
House28,893 sqft lot
Randy Gularte · Golden Gate Sotheby's International Realty
View photos & details
New Listing
78
$1,890,000
3207 Swiss Ct
Napa, CA 94558
4 bd3 ba2,396 sqft$789/ft²
House20,830 sqft lot
Carmen Gray · Vintage Sotheby's International Realty
View photos & details
New Listing
20
$1,899,000
2239 Redwood Rd Unit Abc
Napa, CA 94558
6 ba5,067 sqft$375/ft²
Multi-family20,904 sqft lot
Mary Jansen · Vanguard Properties
View photos & details
New Listing
40
$1,949,000
215 Pheasant Ct
Napa, CA 94558
4 bd3 ba2,647 sqft$736/ft²
House10,049 sqft lot
Robert Pursell · Compass
View photos & details
New Listing
58
$1,995,000
2072 Kirkland Ave
Napa, CA 94558
3 bd2 ba1,465 sqft$1362/ft²
House1.00 acres
Joe Brasil · Coldwell Banker Brokers of the Valley
View photos & details
Looking to buy in Napa?
Get connected with a local real estate expert — free, no obligation.
Active listings
229
Homes on market
Median list price
$867K
Avg. days on market
47
Days until sale
New this week
80
Newly listed
Price drops:24.4%of listings
Sale-to-list:97.5%
How much do homes cost in Napa by property type?
How the Napa, CA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $927,000 | $544/sq ft | 58 | 47 days |
| Condo / co-op | $1.11M | $717/sq ft | 5 | 90 days |
| Townhouse | $842,000 | $546/sq ft | 3 | 47 days |
Who lives in Napa?
American Community Survey estimates for Napa. U.S. Census ACS, 2023
Population
78,816
Households
30,084
Median income
$102,231/yr
Median age
41.2 years
Owner-occupied
58.3%
Median home value
$824,500
Median gross rent
$2,165/mo
Mean commute
23.5 min
58.3% of occupied homes in Napa are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $824,500 against Zillow's $873,489 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $2,165/mo, below Zillow's $2,808/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Napa?
23 schools tracked · 11,965 students
The largest public schools serving Napa, CA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Napa High
Grades 9-12 · 1,757 students
Vintage High
Grades 9-12 · 1,712 students
Redwood Middle
Grades 6-8 · 876 students
Silverado Middle
Grades 6-8 · 768 students
Unidos Middle
Grades 6-8 · 599 students
Napa Valley Language Academy
Grades K-5 · 572 students
Browns Valley Elementary
Grades K-7 · 570 students
Willow Elementary
Grades K-5 · 488 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Napa, CA?
Ordered by distance from Napa, not by size. Compare Napa side by side with any of them.
Which ZIP codes are in Napa?
These are the ZIP codes we see on active Napa listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Napa housing market FAQ
Is Napa a buyer's or seller's market?
Napa, CA is currently a balanced market. That read comes from 3.4 months of supply, homes going under contract in about 47 days, and sellers getting 97.5% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Napa?
The typical home in Napa, CA is worth $873,489 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $917,962, about $544 per square foot.
Is Napa cheaper than the rest of California?
Napa's median sale price of $917,962 is 3% higher than the California statewide median of $887,400, and 124% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Napa?
Homes in Napa, CA spent a median of 47 days on market before going under contract, versus 33 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Napa?
At the current 30-year fixed rate of 6.66%, 20% down on a $873,489 home is about $4,491 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $192,455 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $102,231.
Are home prices rising in Napa?
The typical home value in Napa, CA fell 3.2% over the last 12 months, from $901,948 to $873,489 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Napa?
Napa ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Napa?
That depends on your timeline, not on a headline. What the data says today: Napa, CA is a balanced market with 3.4 months of supply, the 30-year fixed rate is 6.66%, and the price-to-rent ratio of 25.9x means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Properties Incorporated publishes the data; it does not give financial advice.
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