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Featured local agent — Mountain Center, CA
Sarah Mitchell
Compass Real Estate · Mountain Center, CA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Mountain Center, CA Housing Market
The typical home in Mountain Center, CA is worth $577,816, fell 1.2% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $607,000 (through May 2026). With homes going under contract in about 345 days, Mountain Center is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $577,816 home is about $2,971/mo in principal and interest.
Key numbers for Mountain Center, CA
Typical home value
$577,816
-1.2% in 12 months
Zillow, July 2026
Median sale price
$607,000
Last published period
Redfin, through May 2026
Days on market
345
Slow-moving
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$43,977
Home costs 13.1x income
U.S. Census ACS, 2023
Sale-to-list ratio
101.5%
Selling above asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Mountain Center a buyer's or seller's market?
Mountain Center, CA is a balanced market and homes selling in about 345 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Mountain Center housing market data show?
Every row below is Redfin's final published month for Mountain Center, CA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $607,000 |
| Median price per sq ft | $281/sq ft |
| Median days on market | 345 days |
| Sale-to-list price ratio | 101.5% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Mountain Center is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Mountain Center is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Mountain Center home prices moved?
Across the 16 months we hold for Mountain Center, CA, the median sale price rose 21.4%, from $500,000 in April 2021 to $607,000. The live Zillow value series has fell 1.2% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Mountain Center?
Priced off the typical home value of $577,816 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $115,563 | $462,253 | $2,971/mo |
| 5% | $28,891 | $548,926 | $3,528/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,971, that implies roughly $127,310 a year before you add taxes and insurance. The median household in Mountain Center earns $43,977, about $83,333 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 13.1x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Mountain Center in the next 12 months?
Tell us your timeline. We send the Mountain Center market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Mountain Center?
Zillow does not publish a rent index (ZORI) for Mountain Center, CA, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Mountain Center?
Active listings in Mountain Center, CA went from 3 in April 2021 to 1 in July 2024, a -66.7% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| April 2021 | 3 | not published |
| May 2021 | 4 | 1 |
| August 2021 | 2 | 2 |
| September 2021 | 1 | not published |
| February 2022 | 2 | not published |
| December 2022 | 4 | 2 |
| January 2023 | 4 | 1 |
| March 2023 | 3 | not published |
| April 2023 | 3 | not published |
| August 2023 | 1 | 1 |
| July 2024 | 1 | 1 |
Redfin, through July 2024
How does Mountain Center compare to California and the U.S.?
Mountain Center homes sell for $607,000 — 32% below the California median of $887,400. Against the national median of $410,700, Mountain Center runs 48% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Mountain Center, CA | $607,000 | not published | 345 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Mountain Center
What buyers should watch
- The gap between 5% and 20% down here is $557 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $577,816 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Mountain Center listing goes under contract in 345 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 101.5% of asking. Price at the number you want and let competition do the rest.
- Your equity moved -1.2% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Mountain Center varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Mountain Center
Explore homes currently listed for sale in Mountain Center, California across major real estate platforms.
How much do homes cost in Mountain Center by property type?
How the Mountain Center, CA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $607,000 | $281/sq ft | 1 | 345 days |
Who lives in Mountain Center?
American Community Survey estimates for Mountain Center. U.S. Census ACS, 2023
Population
50
Households
43
Median income
$43,977/yr
Median age
72.8 years
Owner-occupied
65.1%
65.1% of occupied homes in Mountain Center are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Mountain Center, CA?
Ordered by distance from Mountain Center, not by size. Compare Mountain Center side by side with any of them.
Mountain Center housing market FAQ
Is Mountain Center a buyer's or seller's market?
Mountain Center, CA is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Mountain Center?
The typical home in Mountain Center, CA is worth $577,816 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $607,000, about $281 per square foot.
Is Mountain Center cheaper than the rest of California?
Mountain Center's median sale price of $607,000 is 32% lower than the California statewide median of $887,400, and 48% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Mountain Center?
Homes in Mountain Center, CA spent a median of 345 days on market before going under contract, versus 33 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Mountain Center?
At the current 30-year fixed rate of 6.66%, 20% down on a $577,816 home is about $2,971 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $127,310 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $43,977.
Are home prices rising in Mountain Center?
The typical home value in Mountain Center, CA fell 1.2% over the last 12 months, from $584,743 to $577,816 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Mountain Center?
Mountain Center ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Mountain Center?
That depends on your timeline, not on a headline. What the data says today: Mountain Center, CA is a balanced market, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $577,816, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.