Brokers — List your Company Here
Featured local agent — Cathedral City, CA
Sarah Mitchell
Compass Real Estate · Cathedral City, CA
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
This spot is open. Be the only brokerage featured on this page — one slot, no auction.
Claim this spot* Example only — dummy agent for illustration. Your logo, name, tagline, link, and lead routing replace this content.
Cathedral City, CA Housing Market
The typical home in Cathedral City, CA is worth $480,045, fell 2.6% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $510,000, +18.3% year over year (through May 2026). With 5.4 months of supply and homes going under contract in about 63 days, Cathedral City is a buyer's market. At today's 6.66% 30-year fixed rate, 20% down on a $480,045 home is about $2,468/mo in principal and interest.
Key numbers for Cathedral City, CA
Typical home value
$480,045
-2.6% in 12 months
Zillow, July 2026
Typical asking rent
$2,321/mo
Zillow Observed Rent Index
Zillow, July 2026
Median sale price
$510,000
+18.3% year over year
Redfin, through May 2026
Days on market
63
Slow-moving
Redfin, through May 2026
Active listings
241
5.4 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$67,031
Home costs 7.2x income
U.S. Census ACS, 2023
Sale-to-list ratio
97.3%
Selling below asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Cathedral City a buyer's or seller's market?
Cathedral City, CA is a buyer's market, based on 5.4 months of supply and homes selling in about 63 days. Above 5 months of supply, homes start accumulating faster than they clear, which is where buyers gain leverage on price, repairs, and closing costs.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Cathedral City housing market data show?
Every row below is Redfin's final published month for Cathedral City, CA. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $510,000 |
| Median list price | $549,450 |
| Year-over-year price change | +18.3% |
| Median price per sq ft | $278/sq ft |
| Median days on market | 63 days |
| Active inventory | 241 listings |
| Months of supply | 5.4 months |
| Sale-to-list price ratio | 97.3% |
| Homes sold (that month) | 45 |
| New listings (that month) | 70 |
| Listings with a price cut | 24.1% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Cathedral City is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Cathedral City is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Cathedral City home prices moved?
Over the last three years the median sale price in Cathedral City, CA rose 7.4%, from $475,000 to $510,000. The live Zillow value series has fell 2.6% in the last 12 months, which is the more current read now that Redfin's series has stopped. 24.1% of Cathedral City listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 5.4 months while the sale-to-list ratio slips below its current 97.3%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
Get Cathedral City market alerts
Weekly updates on prices, inventory, and trends. Free forever.
What does it cost to buy a home in Cathedral City?
Priced off the typical home value of $480,045 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $96,009 | $384,036 | $2,468/mo |
| 5% | $24,002 | $456,043 | $2,931/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,468, that implies roughly $105,768 a year before you add taxes and insurance. The median household in Cathedral City earns $67,031, about $38,737 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 7.2x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Cathedral City in the next 12 months?
Tell us your timeline. We send the Cathedral City market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Cathedral City?
Typical asking rent in Cathedral City, CA is $2,321/mo, against a typical home value of $480,045. That is a price-to-rent ratio of 17.2x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $2,468 a month — $147 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, July 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Cathedral City?
Active listings in Cathedral City, CA went from 312 in May 2025 to 241 in May 2026, a -22.8% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 283 | 57 |
| July 2025 | 263 | 53 |
| August 2025 | 260 | 69 |
| September 2025 | 248 | 62 |
| October 2025 | 241 | 78 |
| November 2025 | 252 | 61 |
| December 2025 | 229 | 37 |
| January 2026 | 222 | 56 |
| February 2026 | 227 | 66 |
| March 2026 | 242 | 82 |
| April 2026 | 250 | 78 |
| May 2026 | 241 | 70 |
Redfin, through May 2026
How does Cathedral City compare to California and the U.S.?
Cathedral City homes sell for $510,000 — 43% below the California median of $887,400. Against the national median of $410,700, Cathedral City runs 24% higher. Year-over-year, Cathedral City moved +18.3% against California's +3.4% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Cathedral City, CA | $510,000 | +18.3% | 63 days |
| California statewide | $887,400 | +3.4% | 33 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Cathedral City
What buyers should watch
- Months of supply, currently 5.4. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 24.1%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $463 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $480,045 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Cathedral City listing goes under contract in 63 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 97.3% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Cathedral City added 70 new listings against 45 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -2.6% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Cathedral City varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Cathedral City
There are currently 241 homes listed for sale in Cathedral City, California. The median listing price is $549K.
Active listings
241
Homes on market
Median list price
$549K
Avg. days on market
63
Days until sale
New this week
70
Newly listed
How much do homes cost in Cathedral City by property type?
How the Cathedral City, CA market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $610,000 | $308/sq ft | 31 | 50 days |
| Condo / co-op | $304,950 | $205/sq ft | 12 | 83 days |
Who lives in Cathedral City?
American Community Survey estimates for Cathedral City. U.S. Census ACS, 2023
Population
52,047
Households
19,157
Median income
$67,031/yr
Median age
40.9 years
Owner-occupied
65.3%
Median home value
$420,700
Median gross rent
$1,554/mo
Mean commute
20 min
65.3% of occupied homes in Cathedral City are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $420,700 against Zillow's $480,045 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,554/mo, below Zillow's $2,321/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Cathedral City?
9 schools tracked · 6,876 students
The largest public schools serving Cathedral City, CA by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Cathedral City High
Grades 9-12 · 1,370 students
James Workman Middle
Grades 6-8 · 1,027 students
Nellie N. Coffman Middle
Grades 6-8 · 928 students
Sunny Sands Elementary
Grades K-5 · 684 students
Rio Vista Elementary
Grades K-5 · 674 students
Cathedral City Elementary
Grades K-5 · 641 students
Agua Caliente Elementary
Grades K-5 · 617 students
Landau Elementary
Grades K-5 · 578 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Cathedral City, CA?
Ordered by distance from Cathedral City, not by size. Compare Cathedral City side by side with any of them.
Cathedral City housing market FAQ
Is Cathedral City a buyer's or seller's market?
Cathedral City, CA is currently a buyer's market. That read comes from 5.4 months of supply, homes going under contract in about 63 days, and sellers getting 97.3% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Cathedral City?
The typical home in Cathedral City, CA is worth $480,045 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $510,000, about $278 per square foot.
Is Cathedral City cheaper than the rest of California?
Cathedral City's median sale price of $510,000 is 43% lower than the California statewide median of $887,400, and 24% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Cathedral City?
Homes in Cathedral City, CA spent a median of 63 days on market before going under contract, versus 33 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Cathedral City?
At the current 30-year fixed rate of 6.66%, 20% down on a $480,045 home is about $2,468 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $105,768 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $67,031.
Are home prices rising in Cathedral City?
The typical home value in Cathedral City, CA fell 2.6% over the last 12 months, from $492,701 to $480,045 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Cathedral City?
Cathedral City ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Cathedral City?
That depends on your timeline, not on a headline. What the data says today: Cathedral City, CA is a buyer's market with 5.4 months of supply, the 30-year fixed rate is 6.66%, and the price-to-rent ratio of 17.2x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.
Be the brokerage on this page
1 slot per pageGet featured on Cathedral City, CA
Your logo, brokerage name, and direct link to your site — featured at the top of this page in front of every visitor researching this whole city. One brokerage, no rotation, no bidding war.
- Goes live in 24 hours
- Cancel anytime
- Do-follow backlink to your site
Keep researching Cathedral City
Nearby markets
Get the Cathedral City market brief
Get the Cathedral City, CA market brief
One email: what homes are actually clearing at around $480,045, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.