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Featured local agent — El Dorado, AR
Sarah Mitchell
Compass Real Estate · El Dorado, AR
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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El Dorado, AR Housing Market
The typical home in El Dorado, AR is worth $140,089, rose 2.9% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $155,000, +13.6% year over year (through May 2026). With 2.2 months of supply and homes going under contract in about 28 days, El Dorado is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $140,089 home is about $748/mo in principal and interest.
Key numbers for El Dorado, AR
Typical home value
$140,089
+2.9% in 12 months
Zillow, August 2026
Median sale price
$155,000
+13.6% year over year
Redfin, through May 2026
Days on market
28
Average pace
Redfin, through May 2026
Active listings
42
2.2 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$45,159
Home costs 3.1x income
U.S. Census ACS, 2023
Sale-to-list ratio
94.3%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is El Dorado a buyer's or seller's market?
El Dorado, AR is a balanced market, based on 2.2 months of supply and homes selling in about 28 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the El Dorado housing market data show?
Every row below is Redfin's final published month for El Dorado, AR. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $155,000 |
| Median list price | $245,000 |
| Year-over-year price change | +13.6% |
| Median price per sq ft | $87/sq ft |
| Median days on market | 28 days |
| Active inventory | 42 listings |
| Months of supply | 2.2 months |
| Sale-to-list price ratio | 94.3% |
| Homes sold (that month) | 19 |
| New listings (that month) | 13 |
| Listings with a price cut | 28.6% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for El Dorado is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in El Dorado is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have El Dorado home prices moved?
Over the last three years the median sale price in El Dorado, AR rose 17.4%, from $132,000 to $155,000. The live Zillow value series has rose 2.9% in the last 12 months, which is the more current read now that Redfin's series has stopped. 28.6% of El Dorado listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 2.2 months while the sale-to-list ratio slips below its current 94.3%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in El Dorado?
Priced off the typical home value of $140,089 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $28,018 | $112,071 | $748/mo |
| 5% | $7,004 | $133,085 | $888/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $748, that implies roughly $32,052 a year before you add taxes and insurance. The median household in El Dorado earns $45,159, about $13,107 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 3.1x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in El Dorado in the next 12 months?
Tell us your timeline. We send the El Dorado market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in El Dorado?
Zillow does not publish a rent index (ZORI) for El Dorado, AR, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in El Dorado?
Active listings in El Dorado, AR went from 40 in May 2025 to 42 in May 2026, a +5.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 30 | 12 |
| July 2025 | 44 | 28 |
| August 2025 | 42 | 18 |
| September 2025 | 52 | 24 |
| October 2025 | 55 | 16 |
| November 2025 | 63 | 22 |
| December 2025 | 56 | 14 |
| January 2026 | 57 | 14 |
| February 2026 | 52 | 13 |
| March 2026 | 51 | 16 |
| April 2026 | 58 | 24 |
| May 2026 | 42 | 13 |
Redfin, through May 2026
How does El Dorado compare to Arkansas and the U.S.?
El Dorado homes sell for $155,000 — 44% below the Arkansas median of $275,500. Against the national median of $410,700, El Dorado runs 62% lower. Year-over-year, El Dorado moved +13.6% against Arkansas's +3.1% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| El Dorado, AR | $155,000 | +13.6% | 28 days |
| Arkansas statewide | $275,500 | +3.1% | 53 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in El Dorado
What buyers should watch
- Months of supply, currently 2.2. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 28.6%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $140 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $140,089 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median El Dorado listing goes under contract in 28 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 94.3% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month El Dorado added 13 new listings against 19 sales — more clearing than arriving, which is the better window to list.
- Your equity moved +2.9% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside El Dorado varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in El Dorado
There are currently 42 homes listed for sale in El Dorado, Arkansas. The median listing price is $245K.
Active listings
42
Homes on market
Median list price
$245K
Avg. days on market
28
Days until sale
New this week
13
Newly listed
How much do homes cost in El Dorado by property type?
How the El Dorado, AR market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $160,000 | $91/sq ft | 18 | 29 days |
Who lives in El Dorado?
American Community Survey estimates for El Dorado. U.S. Census ACS, 2023
Population
17,382
Households
6,571
Median income
$45,159/yr
Median age
36 years
Owner-occupied
58.5%
Median home value
$113,100
Median gross rent
$845/mo
Mean commute
15.6 min
58.5% of occupied homes in El Dorado are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $113,100 against Zillow's $140,089 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve El Dorado?
9 schools tracked · 4,657 students
The largest public schools serving El Dorado, AR by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
EL DORADO HIGH SCHOOL
Grades 9-12 · 1,220 students
WASHINGTON MIDDLE SCHOOL
Grades 5-6 · 586 students
YOCUM ELEMENTARY SCHOOL
Grades K-4 · 575 students
BARTON JR. HIGH SCHOOL
Grades 7-8 · 554 students
HUGH GOODWIN ELEMENTARY SCHOOL
Grades K-4 · 474 students
NORTHWEST ELEMENTARY SCHOOL
Grades K-4 · 470 students
PARKERS CHAPEL ELEM. SCHOOL
Grades K-6 · 419 students
PARKERS CHAPEL HIGH SCHOOL
Grades 7-12 · 359 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near El Dorado, AR?
Ordered by distance from El Dorado, not by size. Compare El Dorado side by side with any of them.
El Dorado housing market FAQ
Is El Dorado a buyer's or seller's market?
El Dorado, AR is currently a balanced market. That read comes from 2.2 months of supply, homes going under contract in about 28 days, and sellers getting 94.3% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in El Dorado?
The typical home in El Dorado, AR is worth $140,089 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $155,000, about $87 per square foot.
Is El Dorado cheaper than the rest of Arkansas?
El Dorado's median sale price of $155,000 is 44% lower than the Arkansas statewide median of $275,500, and 62% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in El Dorado?
Homes in El Dorado, AR spent a median of 28 days on market before going under contract, versus 53 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in El Dorado?
At the current 30-year fixed rate of 7.03%, 20% down on a $140,089 home is about $748 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $32,052 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $45,159.
Are home prices rising in El Dorado?
The typical home value in El Dorado, AR rose 2.9% over the last 12 months, from $136,106 to $140,089 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in El Dorado?
El Dorado ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in El Dorado?
That depends on your timeline, not on a headline. What the data says today: El Dorado, AR is a balanced market with 2.2 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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