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Featured local agent — Cincinnati, AR
Sarah Mitchell
Compass Real Estate · Cincinnati, AR
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Cincinnati, AR Housing Market
The last median sale price Redfin published was $1.01M (through May 2026). With homes going under contract in about 225 days, Cincinnati is a buyer's market. At today's 6.66% 30-year fixed rate, 20% down on a $1.01M home is about $5,192/mo in principal and interest.
Key numbers for Cincinnati, AR
Median sale price
$1.01M
Last published period
Redfin, through April 2025
Days on market
225
Slow-moving
Redfin, through April 2025
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$60,393
Home costs 16.7x income
U.S. Census ACS, 2023
Sale-to-list ratio
87.9%
Selling below asking
Redfin, through April 2025
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Cincinnati a buyer's or seller's market?
Cincinnati, AR is a buyer's market and homes selling in about 225 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Cincinnati housing market data show?
Every row below is Redfin's final published month for Cincinnati, AR. Redfin, through April 2025
| Metric | Value |
|---|---|
| Median sale price | $1.01M |
| Median price per sq ft | $345/sq ft |
| Median days on market | 225 days |
| Sale-to-list price ratio | 87.9% |
| Homes sold (that month) | 1 |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Cincinnati is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Cincinnati is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Cincinnati home prices moved?
Across the 10 months we hold for Cincinnati, AR, the median sale price rose 236.7%, from $300,000 in September 2021 to $1.01M.
Redfin, through April 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Cincinnati?
Priced off the median sale price of $1.01M at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $202,000 | $808,000 | $5,192/mo |
| 5% | $50,500 | $959,500 | $6,166/mo |
Redfin, through April 2025 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $5,192, that implies roughly $222,533 a year before you add taxes and insurance. The median household in Cincinnati earns $60,393, about $162,140 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 16.7x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Cincinnati in the next 12 months?
Tell us your timeline. We send the Cincinnati market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Cincinnati?
Zillow does not publish a rent index (ZORI) for Cincinnati, AR, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Cincinnati?
Active listings in Cincinnati, AR went from 1 in September 2021 to 1 in November 2023, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| September 2021 | 1 | not published |
| January 2022 | 1 | 1 |
| March 2023 | 1 | 2 |
| April 2023 | 2 | 1 |
| September 2023 | 1 | not published |
| November 2023 | 1 | not published |
Redfin, through November 2023
How does Cincinnati compare to Arkansas and the U.S.?
Cincinnati homes sell for $1.01M — 267% above the Arkansas median of $275,500. Against the national median of $410,700, Cincinnati runs 146% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Cincinnati, AR | $1.01M | not published | 225 days |
| Arkansas statewide | $275,500 | +3.1% | 53 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through April 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Cincinnati
What buyers should watch
- The gap between 5% and 20% down here is $974 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $1.01M home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Cincinnati listing goes under contract in 225 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 87.9% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Comparable ZIP-level pricing inside Cincinnati varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Cincinnati
Explore homes currently listed for sale in Cincinnati, Arkansas across major real estate platforms.
How much do homes cost in Cincinnati by property type?
How the Cincinnati, AR market breaks down across single-family homes, condos and townhouses. Redfin, through April 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $1.01M | $345/sq ft | 1 | 225 days |
Who lives in Cincinnati?
American Community Survey estimates for Cincinnati. U.S. Census ACS, 2023
Population
536
Households
193
Median income
$60,393/yr
Median age
38.6 years
Owner-occupied
62.7%
Mean commute
22.7 min
62.7% of occupied homes in Cincinnati are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Cincinnati, AR?
Ordered by distance from Cincinnati, not by size. Compare Cincinnati side by side with any of them.
Cincinnati housing market FAQ
Is Cincinnati a buyer's or seller's market?
Cincinnati, AR is currently a buyer's market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Cincinnati?
The median sale price in the last month Redfin published was $1.01M, about $345 per square foot.
Is Cincinnati cheaper than the rest of Arkansas?
Cincinnati's median sale price of $1.01M is 267% higher than the Arkansas statewide median of $275,500, and 146% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Cincinnati?
Homes in Cincinnati, AR spent a median of 225 days on market before going under contract, versus 53 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Cincinnati?
At the current 30-year fixed rate of 6.66%, 20% down on a $1.01M home is about $5,192 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $222,533 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $60,393.
Are home prices rising in Cincinnati?
We do not hold a complete 12-month value series for Cincinnati, AR yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Cincinnati?
Cincinnati ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Cincinnati?
That depends on your timeline, not on a headline. What the data says today: Cincinnati, AR is a buyer's market, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $1.01M, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.