Brokers — List your Company Here
Featured local agent — Oxbow Estates, AZ
Sarah Mitchell
Compass Real Estate · Oxbow Estates, AZ
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
This spot is open. Be the only brokerage featured on this page — one slot, no auction.
Claim this spot* Example only — dummy agent for illustration. Your logo, name, tagline, link, and lead routing replace this content.
Oxbow Estates, AZ Housing Market
The last median sale price Redfin published was $580,000 (through May 2026). With homes going under contract in about 44 days, Oxbow Estates is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $580,000 home is about $2,982/mo in principal and interest.
Key numbers for Oxbow Estates, AZ
Median sale price
$580,000
Last published period
Redfin, through June 2024
Days on market
44
Average pace
Redfin, through June 2024
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$69,792
Home costs 8.3x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.9%
Selling above asking
Redfin, through June 2024
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Oxbow Estates a buyer's or seller's market?
Oxbow Estates, AZ is a balanced market and homes selling in about 44 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Oxbow Estates housing market data show?
Every row below is Redfin's final published month for Oxbow Estates, AZ. Redfin, through June 2024
| Metric | Value |
|---|---|
| Median sale price | $580,000 |
| Median price per sq ft | $628/sq ft |
| Median days on market | 44 days |
| Sale-to-list price ratio | 100.9% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Oxbow Estates is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Oxbow Estates is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Oxbow Estates home prices moved?
Across the 5 months we hold for Oxbow Estates, AZ, the median sale price fell 31.0%, from $840,000 in June 2021 to $580,000.
Redfin, through June 2024 — the chart ends at Redfin's final published month.
Get Oxbow Estates market alerts
Weekly updates on prices, inventory, and trends. Free forever.
What does it cost to buy a home in Oxbow Estates?
Priced off the median sale price of $580,000 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $116,000 | $464,000 | $2,982/mo |
| 5% | $29,000 | $551,000 | $3,541/mo |
Redfin, through June 2024 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,982, that implies roughly $127,791 a year before you add taxes and insurance. The median household in Oxbow Estates earns $69,792, about $57,999 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 8.3x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Oxbow Estates in the next 12 months?
Tell us your timeline. We send the Oxbow Estates market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Oxbow Estates?
Zillow does not publish a rent index (ZORI) for Oxbow Estates, AZ, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Oxbow Estates?
We hold fewer than two months of inventory readings for Oxbow Estates, AZ, so there is no trend to report yet.
How does Oxbow Estates compare to Arizona and the U.S.?
Oxbow Estates homes sell for $580,000 — 28% above the Arizona median of $453,800. Against the national median of $410,700, Oxbow Estates runs 41% higher.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Oxbow Estates, AZ | $580,000 | not published | 44 days |
| Arizona statewide | $453,800 | +0.5% | 62 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through June 2024 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Oxbow Estates
What buyers should watch
- The gap between 5% and 20% down here is $559 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $580,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Oxbow Estates listing goes under contract in 44 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.9% of asking. Price at the number you want and let competition do the rest.
- Comparable ZIP-level pricing inside Oxbow Estates varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Oxbow Estates
Explore homes currently listed for sale in Oxbow Estates, Arizona across major real estate platforms.
How much do homes cost in Oxbow Estates by property type?
How the Oxbow Estates, AZ market breaks down across single-family homes, condos and townhouses. Redfin, through June 2024
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $580,000 | $628/sq ft | 1 | 44 days |
Who lives in Oxbow Estates?
American Community Survey estimates for Oxbow Estates. U.S. Census ACS, 2023
Population
81
Households
40
Median income
$69,792/yr
Median age
57 years
Owner-occupied
70.0%
Median home value
$458,300
70.0% of occupied homes in Oxbow Estates are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Oxbow Estates, AZ?
Ordered by distance from Oxbow Estates, not by size. Compare Oxbow Estates side by side with any of them.
Oxbow Estates housing market FAQ
Is Oxbow Estates a buyer's or seller's market?
Oxbow Estates, AZ is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Oxbow Estates?
The median sale price in the last month Redfin published was $580,000, about $628 per square foot.
Is Oxbow Estates cheaper than the rest of Arizona?
Oxbow Estates's median sale price of $580,000 is 28% higher than the Arizona statewide median of $453,800, and 41% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Oxbow Estates?
Homes in Oxbow Estates, AZ spent a median of 44 days on market before going under contract, versus 62 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Oxbow Estates?
At the current 30-year fixed rate of 6.66%, 20% down on a $580,000 home is about $2,982 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $127,791 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $69,792.
Are home prices rising in Oxbow Estates?
We do not hold a complete 12-month value series for Oxbow Estates, AZ yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Oxbow Estates?
Oxbow Estates ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Oxbow Estates?
That depends on your timeline, not on a headline. What the data says today: Oxbow Estates, AZ is a balanced market, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
Be the brokerage on this page
1 slot per pageGet featured on Oxbow Estates, AZ
Your logo, brokerage name, and direct link to your site — featured at the top of this page in front of every visitor researching this whole city. One brokerage, no rotation, no bidding war.
- Goes live in 24 hours
- Cancel anytime
- Do-follow backlink to your site
Keep researching Oxbow Estates
Nearby markets
Get the Oxbow Estates market brief
Get the Oxbow Estates, AZ market brief
One email: what homes are actually clearing at around $580,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.