New Listing
39
$225,000
276 Lake Havasu Ave N Unit C16
Lake Havasu City, AZ 86403
1 bd1 ba672 sqft$335/ft²
Condo871 sqft lot
Jennifer Poe · REMAX by the Lake
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Lake Havasu City, AZ(512) 555-0184TX License #0512847
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Lake Havasu City, AZ Housing Market
Balanced market-0.1% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Lake Havasu City, AZ is worth $462,037, held roughly flat 0.1% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $526,250, +11.5% year over year (through May 2026). With 4.0 months of supply and homes going under contract in about 35 days, Lake Havasu City is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $462,037 home is about $2,467/mo in principal and interest.
Key numbers for Lake Havasu City, AZ
Typical home value
$462,037
-0.1% in 12 months
Zillow, August 2026
Typical asking rent
$1,694/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$526,250
+11.5% year over year
Redfin, through May 2026
Days on market
35
Average pace
Redfin, through May 2026
Active listings
492
4.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$66,264
Home costs 7.0x income
U.S. Census ACS, 2023
Sale-to-list ratio
97.6%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Lake Havasu City a buyer's or seller's market?
Balanced market4.0 months of supply35 days on market97.6% of asking
Lake Havasu City, AZ is a balanced market, based on 4.0 months of supply and homes selling in about 35 days. 4 to 5 months of supply is the neutral band: neither side holds a structural advantage, and outcomes turn on the individual property.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Lake Havasu City housing market data show?
Every row below is Redfin's final published month for Lake Havasu City, AZ. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $526,250 |
| Median list price | $540,000 |
| Year-over-year price change | +11.5% |
| Median price per sq ft | $301/sq ft |
| Median days on market | 35 days |
| Active inventory | 492 listings |
| Months of supply | 4.0 months |
| Sale-to-list price ratio | 97.6% |
| Homes sold (that month) | 122 |
| New listings (that month) | 163 |
| Listings with a price cut | 34.2% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Lake Havasu City is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Lake Havasu City is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Lake Havasu City home prices moved?
Over the last three years the median sale price in Lake Havasu City, AZ rose 5.3%, from $500,000 to $526,250. The live Zillow value series has held roughly flat 0.1% in the last 12 months, which is the more current read now that Redfin's series has stopped. 34.2% of Lake Havasu City listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 4.0 months while the sale-to-list ratio slips below its current 97.6%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Lake Havasu City?
Priced off the typical home value of $462,037 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $92,407 | $369,630 | $2,467/mo |
| 5% | $23,102 | $438,935 | $2,929/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,467, that implies roughly $105,712 a year before you add taxes and insurance. The median household in Lake Havasu City earns $66,264, about $39,448 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 7.0x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Lake Havasu City in the next 12 months?
Tell us your timeline. We send the Lake Havasu City market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Lake Havasu City?
Typical asking rent in Lake Havasu City, AZ is $1,694/mo, against a typical home value of $462,037. That is a price-to-rent ratio of 22.7x, which means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Compared head to head, 20% down puts principal and interest at $2,467 a month — $772 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Lake Havasu City?
Active listings in Lake Havasu City, AZ went from 594 in May 2025 to 492 in May 2026, a -17.2% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 546 | 153 |
| July 2025 | 533 | 140 |
| August 2025 | 539 | 168 |
| September 2025 | 549 | 149 |
| October 2025 | 572 | 209 |
| November 2025 | 567 | 136 |
| December 2025 | 541 | 133 |
| January 2026 | 540 | 193 |
| February 2026 | 531 | 166 |
| March 2026 | 547 | 225 |
| April 2026 | 552 | 216 |
| May 2026 | 492 | 163 |
Redfin, through May 2026
How does Lake Havasu City compare to Arizona and the U.S.?
Lake Havasu City homes sell for $526,250 — 16% above the Arizona median of $453,800. Against the national median of $410,700, Lake Havasu City runs 28% higher. Year-over-year, Lake Havasu City moved +11.5% against Arizona's +0.5% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Lake Havasu City, AZ | $526,250 | +11.5% | 35 days |
| Arizona statewide | $453,800 | +0.5% | 62 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Lake Havasu City
What buyers should watch
- Months of supply, currently 4.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 34.2%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $462 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $462,037 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Lake Havasu City listing goes under contract in 35 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 97.6% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Lake Havasu City added 163 new listings against 122 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved -0.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Lake Havasu City varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Lake Havasu City
There are currently 492 homes listed for sale in Lake Havasu City, Arizona. The median listing price is $540K. Featured listings range from $225,000 to $1,345,000.
New Listing
28
$319,000
416 Sedona Dr
Lake Havasu City, AZ 86403
2 bd1 ba864 sqft$369/ft²
House10,019 sqft lot
Carrie Stryjewski · Rogue Realty
View photos & details
New Listing
46
$389,000
416 Sunfield Dr
Lake Havasu City, AZ 86404
2 bd2 ba1,423 sqft$273/ft²
House10,019 sqft lot
Sue Dearing · Keller Williams Arizona Living Realty
View photos & details
New Listing
74
$389,000
256 Geronimo Blvd
Lake Havasu City, AZ 86404
2 bd2 ba2,140 sqft$182/ft²
House10,019 sqft lot
Sandy Shearn · Realty ONE Group Mountain Desert-LH
View photos & details
New Listing
41
$395,000
3540 Enduro Dr
Lake Havasu City, AZ 86404
3 bd2 ba1,353 sqft$292/ft²
House10,454 sqft lot
The Gedalje Group · eXp Realty
View photos & details
New Listing
36
$415,000
181 E Aspen Dr
Lake Havasu City, AZ 86403
3 bd3 ba1,544 sqft$269/ft²
House10,019 sqft lot
Noreen Gilmartin · Realty ONE Group Mountain Desert-LH
View photos & details
New Listing
24
$450,000
4090 Highlander Ave
Lake Havasu City, AZ 86406
3 bd2 ba1,415 sqft$318/ft²
House13,504 sqft lot
Samantha Denovan · REMAX by the Lake
View photos & details
New Listing
59
$549,900
3996 Coral Reef Ct
Lake Havasu City, AZ 86406
3 bd2 ba1,841 sqft$299/ft²
House14,810 sqft lot
Angela Montelius · Realty ONE Group Mountain Desert-LH
View photos & details
New Listing
43
$620,000
532 Roanoke Dr
Lake Havasu City, AZ 86406
3 bd3 ba1,992 sqft$311/ft²
House13,068 sqft lot
Luxury Living By Lori Swartz · Keller Williams Arizona Living Realty
View photos & details
New Listing
53
$659,900
2881 Palo Verde Blvd N
Lake Havasu City, AZ 86404
4 bd3 ba2,178 sqft$303/ft²
House11,761 sqft lot
David Eaton · Selman And Associates
View photos & details
New Listing
50
$825,000
3060 Pepperwood Dr
Lake Havasu City, AZ 86404
4 bd2 ba1,977 sqft$417/ft²
House12,197 sqft lot
Carolyn Altman · Realty ONE Group Mountain Desert-LH
View photos & details
New Build
36
$1,345,000
3574 Clearwater Dr
Lake Havasu City, AZ 86406
3 bd3 ba2,612 sqft$515/ft²
House10,454 sqft lot
The Home Team · Keller Williams Arizona Living Realty
View photos & details
Looking to buy in Lake Havasu City?
Get connected with a local real estate expert — free, no obligation.
Active listings
492
Homes on market
Median list price
$540K
Avg. days on market
35
Days until sale
New this week
163
Newly listed
Price drops:34.2%of listings
Sale-to-list:97.6%
How much do homes cost in Lake Havasu City by property type?
How the Lake Havasu City, AZ market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $543,828 | $311/sq ft | 105 | 34 days |
| Condo / co-op | $215,000 | $215/sq ft | 11 | 63 days |
| Townhouse | $502,000 | $264/sq ft | 2 | 307 days |
Who lives in Lake Havasu City?
American Community Survey estimates for Lake Havasu City. U.S. Census ACS, 2023
Population
58,037
Households
27,555
Median income
$66,264/yr
Median age
55.7 years
Owner-occupied
73.4%
Median home value
$411,500
Median gross rent
$1,269/mo
Mean commute
16.4 min
73.4% of occupied homes in Lake Havasu City are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $411,500 against Zillow's $462,037 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,269/mo, below Zillow's $1,694/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Lake Havasu City?
14 schools tracked · 5,755 students
The largest public schools serving Lake Havasu City, AZ by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Lake Havasu High School
Grades 9-12 · 1,618 students
Thunderbolt Middle School
Grades 7-8 · 784 students
Starline Elementary School
Grades K-6 · 625 students
Smoketree Elementary School
Grades PK-6 · 549 students
Jamaica Elementary School
Grades K-6 · 417 students
Oro Grande Classical Academy
Grades PK-6 · 370 students
Havasupai Elementary School
Grades K-6 · 319 students
Nautilus Elementary School
Grades K-6 · 303 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Lake Havasu City, AZ?
Ordered by distance from Lake Havasu City, not by size. Compare Lake Havasu City side by side with any of them.
Which ZIP codes are in Lake Havasu City?
These are the ZIP codes we see on active Lake Havasu City listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Lake Havasu City housing market FAQ
Is Lake Havasu City a buyer's or seller's market?
Lake Havasu City, AZ is currently a balanced market. That read comes from 4.0 months of supply, homes going under contract in about 35 days, and sellers getting 97.6% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Lake Havasu City?
The typical home in Lake Havasu City, AZ is worth $462,037 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $526,250, about $301 per square foot.
Is Lake Havasu City cheaper than the rest of Arizona?
Lake Havasu City's median sale price of $526,250 is 16% higher than the Arizona statewide median of $453,800, and 28% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Lake Havasu City?
Homes in Lake Havasu City, AZ spent a median of 35 days on market before going under contract, versus 62 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Lake Havasu City?
At the current 30-year fixed rate of 7.03%, 20% down on a $462,037 home is about $2,467 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $105,712 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $66,264.
Are home prices rising in Lake Havasu City?
The typical home value in Lake Havasu City, AZ held roughly flat 0.1% over the last 12 months, from $462,531 to $462,037 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Lake Havasu City?
Lake Havasu City ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Lake Havasu City?
That depends on your timeline, not on a headline. What the data says today: Lake Havasu City, AZ is a balanced market with 4.0 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 22.7x means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Properties Incorporated publishes the data; it does not give financial advice.
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