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Featured local agent — Joseph City, AZ
Sarah Mitchell
Compass Real Estate · Joseph City, AZ
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Joseph City, AZ Housing Market
The last median sale price Redfin published was $339,000, +46.8% year over year (through May 2026). With 1.0 months of supply and homes going under contract in about 3 days, Joseph City is a strong seller's market. At today's 6.66% 30-year fixed rate, 20% down on a $339,000 home is about $1,743/mo in principal and interest.
Key numbers for Joseph City, AZ
Median sale price
$339,000
+46.8% year over year
Redfin, through May 2026
Days on market
3
Fast-moving
Redfin, through May 2026
Active listings
1
1.0 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$75,907
Home costs 4.5x income
U.S. Census ACS, 2023
Sale-to-list ratio
103.0%
Selling above asking
Redfin, through May 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Joseph City a buyer's or seller's market?
Joseph City, AZ is a strong seller's market, based on 1.0 months of supply and homes selling in about 3 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Joseph City housing market data show?
Every row below is Redfin's final published month for Joseph City, AZ. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $339,000 |
| Year-over-year price change | +46.8% |
| Median price per sq ft | $153/sq ft |
| Median days on market | 3 days |
| Active inventory | 1 listings |
| Months of supply | 1.0 months |
| Sale-to-list price ratio | 103.0% |
| Homes sold (that month) | 1 |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Joseph City is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Joseph City is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Joseph City home prices moved?
Across the 22 months we hold for Joseph City, AZ, the median sale price rose 72.3%, from $196,750 in August 2021 to $339,000. For prices to fall meaningfully from here, supply would have to keep building past 1.0 months while the sale-to-list ratio slips below its current 103.0%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Joseph City?
Priced off the median sale price of $339,000 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $67,800 | $271,200 | $1,743/mo |
| 5% | $16,950 | $322,050 | $2,070/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,743, that implies roughly $74,692 a year before you add taxes and insurance. The median household in Joseph City earns $75,907, about $1,215 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.5x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Joseph City in the next 12 months?
Tell us your timeline. We send the Joseph City market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Joseph City?
Zillow does not publish a rent index (ZORI) for Joseph City, AZ, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Joseph City?
Active listings in Joseph City, AZ went from 1 in April 2022 to 1 in May 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2022 | 2 | not published |
| July 2022 | 2 | 1 |
| September 2022 | 1 | not published |
| May 2023 | 1 | 1 |
| September 2023 | 1 | 1 |
| June 2024 | 3 | 1 |
| July 2024 | 1 | not published |
| April 2025 | 1 | not published |
| May 2025 | 2 | 1 |
| September 2025 | 1 | 1 |
| January 2026 | 1 | not published |
| May 2026 | 1 | not published |
Redfin, through May 2026
How does Joseph City compare to Arizona and the U.S.?
Joseph City homes sell for $339,000 — 25% below the Arizona median of $453,800. Against the national median of $410,700, Joseph City runs 17% lower. Year-over-year, Joseph City moved +46.8% against Arizona's +0.5% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Joseph City, AZ | $339,000 | +46.8% | 3 days |
| Arizona statewide | $453,800 | +0.5% | 62 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Joseph City
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $327 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $339,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Joseph City listing goes under contract in 3 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 103.0% of asking. Price at the number you want and let competition do the rest.
- Comparable ZIP-level pricing inside Joseph City varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Joseph City
There are currently 1 homes listed for sale in Joseph City, Arizona.
Active listings
1
Homes on market
Avg. days on market
3
Days until sale
How much do homes cost in Joseph City by property type?
How the Joseph City, AZ market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $339,000 | $153/sq ft | 1 | 3 days |
Who lives in Joseph City?
American Community Survey estimates for Joseph City. U.S. Census ACS, 2023
Population
1,995
Households
547
Median income
$75,907/yr
Median age
22.4 years
Owner-occupied
70.0%
Median home value
$174,800
Median gross rent
$983/mo
Mean commute
22.1 min
70.0% of occupied homes in Joseph City are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which public schools serve Joseph City?
4 schools tracked · 440 students
The largest public schools serving Joseph City, AZ by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Joseph City Elementary School
Grades PK-6 · 204 students
Joseph City High School
Grades 9-12 · 126 students
Joseph City Junior High School
Grades 6-8 · 110 students
NAVIT - Joseph City High School
Grades 9-12
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Joseph City, AZ?
Ordered by distance from Joseph City, not by size. Compare Joseph City side by side with any of them.
Joseph City housing market FAQ
Is Joseph City a buyer's or seller's market?
Joseph City, AZ is currently a strong seller's market. That read comes from 1.0 months of supply, homes going under contract in about 3 days, and sellers getting 103.0% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Joseph City?
The median sale price in the last month Redfin published was $339,000, about $153 per square foot.
Is Joseph City cheaper than the rest of Arizona?
Joseph City's median sale price of $339,000 is 25% lower than the Arizona statewide median of $453,800, and 17% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Joseph City?
Homes in Joseph City, AZ spent a median of 3 days on market before going under contract, versus 62 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Joseph City?
At the current 30-year fixed rate of 6.66%, 20% down on a $339,000 home is about $1,743 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $74,692 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $75,907.
Are home prices rising in Joseph City?
Redfin's last published year-over-year change for Joseph City, AZ was +46.8%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Joseph City?
Joseph City ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Joseph City?
That depends on your timeline, not on a headline. What the data says today: Joseph City, AZ is a strong seller's market with 1.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $339,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.