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Featured local agent — Harding-Birch Lakes, AK
Sarah Mitchell
Compass Real Estate · Harding-Birch Lakes, AK
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Harding-Birch Lakes, AK Housing Market
The last median sale price Redfin published was $400,000 (through May 2026). With 1.0 months of supply and homes going under contract in about 7 days, Harding-Birch Lakes is a strong seller's market. At today's 7.03% 30-year fixed rate, 20% down on a $400,000 home is about $2,135/mo in principal and interest.
Key numbers for Harding-Birch Lakes, AK
Median sale price
$400,000
Last published period
Redfin, through May 2026
Days on market
7
Fast-moving
Redfin, through May 2026
Active listings
1
1.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$68,958
Home costs 5.8x income
U.S. Census ACS, 2023
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Harding-Birch Lakes a buyer's or seller's market?
Harding-Birch Lakes, AK is a strong seller's market, based on 1.0 months of supply and homes selling in about 7 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Harding-Birch Lakes housing market data show?
Every row below is Redfin's final published month for Harding-Birch Lakes, AK. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $400,000 |
| Median list price | $400,000 |
| Median price per sq ft | $625/sq ft |
| Median days on market | 7 days |
| Active inventory | 1 listings |
| Months of supply | 1.0 months |
| Homes sold (that month) | 1 |
| New listings (that month) | 3 |
| Market condition | Strong seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Harding-Birch Lakes is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Harding-Birch Lakes is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Harding-Birch Lakes home prices moved?
Across the 20 months we hold for Harding-Birch Lakes, AK, the median sale price rose 36.8%, from $292,500 in August 2021 to $400,000.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Harding-Birch Lakes?
Priced off the median sale price of $400,000 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $80,000 | $320,000 | $2,135/mo |
| 5% | $20,000 | $380,000 | $2,536/mo |
Redfin, through May 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,135, that implies roughly $91,518 a year before you add taxes and insurance. The median household in Harding-Birch Lakes earns $68,958, about $22,560 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 5.8x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Harding-Birch Lakes in the next 12 months?
Tell us your timeline. We send the Harding-Birch Lakes market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Harding-Birch Lakes?
Zillow does not publish a rent index (ZORI) for Harding-Birch Lakes, AK, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Harding-Birch Lakes?
Active listings in Harding-Birch Lakes, AK went from 3 in May 2023 to 1 in May 2026, a -66.7% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2023 | 5 | 4 |
| September 2023 | 6 | 1 |
| March 2024 | 2 | not published |
| July 2024 | 8 | 3 |
| August 2024 | 5 | 2 |
| October 2024 | 1 | not published |
| March 2025 | 1 | not published |
| April 2025 | 1 | 1 |
| August 2025 | 2 | 1 |
| December 2025 | 3 | not published |
| February 2026 | 1 | not published |
| May 2026 | 1 | 3 |
Redfin, through May 2026
How does Harding-Birch Lakes compare to Alaska and the U.S.?
Harding-Birch Lakes homes sell for $400,000 — 6% below the Alaska median of $427,100. Against the national median of $410,700, Harding-Birch Lakes runs 3% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Harding-Birch Lakes, AK | $400,000 | not published | 7 days |
| Alaska statewide | $427,100 | +4.2% | 22 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Harding-Birch Lakes
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $400 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $400,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Harding-Birch Lakes listing goes under contract in 7 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- In the last published month Harding-Birch Lakes added 3 new listings against 1 sales — more competition arriving than clearing, so early timing matters.
- Comparable ZIP-level pricing inside Harding-Birch Lakes varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Harding-Birch Lakes
There are currently 1 homes listed for sale in Harding-Birch Lakes, Alaska. The median listing price is $400K.
Active listings
1
Homes on market
Median list price
$400K
Avg. days on market
7
Days until sale
New this week
3
Newly listed
How much do homes cost in Harding-Birch Lakes by property type?
How the Harding-Birch Lakes, AK market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $400,000 | $625/sq ft | 1 | 7 days |
Who lives in Harding-Birch Lakes?
American Community Survey estimates for Harding-Birch Lakes. U.S. Census ACS, 2023
Population
206
Households
79
Median income
$68,958/yr
Median age
59.1 years
Owner-occupied
89.9%
Median home value
$196,900
89.9% of occupied homes in Harding-Birch Lakes are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Harding-Birch Lakes, AK?
Ordered by distance from Harding-Birch Lakes, not by size. Compare Harding-Birch Lakes side by side with any of them.
Harding-Birch Lakes housing market FAQ
Is Harding-Birch Lakes a buyer's or seller's market?
Harding-Birch Lakes, AK is currently a strong seller's market. That read comes from 1.0 months of supply, homes going under contract in about 7 days in the last month Redfin published (May 2026).
How much do homes cost in Harding-Birch Lakes?
The median sale price in the last month Redfin published was $400,000, about $625 per square foot.
Is Harding-Birch Lakes cheaper than the rest of Alaska?
Harding-Birch Lakes's median sale price of $400,000 is 6% lower than the Alaska statewide median of $427,100, and 3% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Harding-Birch Lakes?
Homes in Harding-Birch Lakes, AK spent a median of 7 days on market before going under contract, versus 22 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in Harding-Birch Lakes?
At the current 30-year fixed rate of 7.03%, 20% down on a $400,000 home is about $2,135 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $91,518 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $68,958.
Are home prices rising in Harding-Birch Lakes?
We do not hold a complete 12-month value series for Harding-Birch Lakes, AK yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Harding-Birch Lakes?
Harding-Birch Lakes ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Harding-Birch Lakes?
That depends on your timeline, not on a headline. What the data says today: Harding-Birch Lakes, AK is a strong seller's market with 1.0 months of supply, the 30-year fixed rate is 7.03%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $400,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.