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Featured local agent — Stewartville, AL
Sarah Mitchell
Compass Real Estate · Stewartville, AL
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Stewartville, AL Housing Market
The last median sale price Redfin published was $470,000, +487.5% year over year (through May 2026). With 1.0 months of supply and homes going under contract in about 193 days, Stewartville is a seller's market. At today's 6.66% 30-year fixed rate, 20% down on a $470,000 home is about $2,416/mo in principal and interest.
Key numbers for Stewartville, AL
Median sale price
$470,000
+487.5% year over year
Redfin, through February 2026
Days on market
193
Slow-moving
Redfin, through February 2026
Active listings
1
1.0 months of supply
Redfin, through February 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$73,750
Home costs 6.4x income
U.S. Census ACS, 2023
Sale-to-list ratio
98.1%
Selling below asking
Redfin, through February 2026
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Stewartville a buyer's or seller's market?
Stewartville, AL is a seller's market, based on 1.0 months of supply and homes selling in about 193 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Stewartville housing market data show?
Every row below is Redfin's final published month for Stewartville, AL. Redfin, through February 2026
| Metric | Value |
|---|---|
| Median sale price | $470,000 |
| Year-over-year price change | +487.5% |
| Median price per sq ft | $196/sq ft |
| Median days on market | 193 days |
| Active inventory | 1 listings |
| Months of supply | 1.0 months |
| Sale-to-list price ratio | 98.1% |
| Homes sold (that month) | 1 |
| Market condition | Seller's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Stewartville is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Stewartville is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Stewartville home prices moved?
Across the 24 months we hold for Stewartville, AL, the median sale price rose 236.0%, from $139,900 in April 2021 to $470,000. For prices to fall meaningfully from here, supply would have to keep building past 1.0 months while the sale-to-list ratio slips below its current 98.1%. Watch those two together — they move before the median does.
Redfin, through February 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Stewartville?
Priced off the median sale price of $470,000 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $94,000 | $376,000 | $2,416/mo |
| 5% | $23,500 | $446,500 | $2,869/mo |
Redfin, through February 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,416, that implies roughly $103,555 a year before you add taxes and insurance. The median household in Stewartville earns $73,750, about $29,805 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the median sale price to fit the 28% rule. That puts the price-to-income ratio at 6.4x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Stewartville in the next 12 months?
Tell us your timeline. We send the Stewartville market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Stewartville?
Zillow does not publish a rent index (ZORI) for Stewartville, AL, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Stewartville?
Active listings in Stewartville, AL went from 2 in December 2023 to 1 in February 2026, a -50.0% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| May 2024 | 3 | not published |
| June 2024 | 4 | 2 |
| September 2024 | 5 | not published |
| November 2024 | 4 | not published |
| February 2025 | 7 | 3 |
| March 2025 | 5 | not published |
| April 2025 | 3 | not published |
| June 2025 | 1 | 1 |
| July 2025 | 1 | not published |
| August 2025 | 2 | 2 |
| January 2026 | 2 | not published |
| February 2026 | 1 | not published |
Redfin, through February 2026
How does Stewartville compare to Alabama and the U.S.?
Stewartville homes sell for $470,000 — 50% above the Alabama median of $312,600. Against the national median of $410,700, Stewartville runs 14% higher. Year-over-year, Stewartville moved +487.5% against Alabama's +7.2% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Stewartville, AL | $470,000 | +487.5% | 193 days |
| Alabama statewide | $312,600 | +7.2% | 57 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through February 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Stewartville
What buyers should watch
- Months of supply, currently 1.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $453 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $470,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Stewartville listing goes under contract in 193 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 98.1% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Comparable ZIP-level pricing inside Stewartville varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Stewartville
There are currently 1 homes listed for sale in Stewartville, Alabama.
Active listings
1
Homes on market
Avg. days on market
193
Days until sale
How much do homes cost in Stewartville by property type?
How the Stewartville, AL market breaks down across single-family homes, condos and townhouses. Redfin, through February 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $470,000 | $196/sq ft | 1 | 193 days |
Who lives in Stewartville?
American Community Survey estimates for Stewartville. U.S. Census ACS, 2023
Population
1,557
Households
626
Median income
$73,750/yr
Median age
52.9 years
Owner-occupied
82.4%
Median home value
$96,500
Median gross rent
$1,024/mo
Mean commute
24.3 min
82.4% of occupied homes in Stewartville are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Stewartville, AL?
Ordered by distance from Stewartville, not by size. Compare Stewartville side by side with any of them.
Stewartville housing market FAQ
Is Stewartville a buyer's or seller's market?
Stewartville, AL is currently a seller's market. That read comes from 1.0 months of supply, homes going under contract in about 193 days, and sellers getting 98.1% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Stewartville?
The median sale price in the last month Redfin published was $470,000, about $196 per square foot.
Is Stewartville cheaper than the rest of Alabama?
Stewartville's median sale price of $470,000 is 50% higher than the Alabama statewide median of $312,600, and 14% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Stewartville?
Homes in Stewartville, AL spent a median of 193 days on market before going under contract, versus 57 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Stewartville?
At the current 30-year fixed rate of 6.66%, 20% down on a $470,000 home is about $2,416 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $103,555 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $73,750.
Are home prices rising in Stewartville?
Redfin's last published year-over-year change for Stewartville, AL was +487.5%, measured through May 2026. That series is frozen; treat it as a historical reading rather than a current trend.
What are the cheapest ZIP codes in Stewartville?
Stewartville ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Stewartville?
That depends on your timeline, not on a headline. What the data says today: Stewartville, AL is a seller's market with 1.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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