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Featured local agent — Smiths Station, AL
Sarah Mitchell
Compass Real Estate · Smiths Station, AL
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Smiths Station, AL Housing Market
The typical home in Smiths Station, AL is worth $290,928, rose 5.5% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $303,727, -8.0% year over year (through May 2026). With 7.0 months of supply and homes going under contract in about 146 days, Smiths Station is a buyer's market. At today's 6.66% 30-year fixed rate, 20% down on a $290,928 home is about $1,496/mo in principal and interest.
Key numbers for Smiths Station, AL
Typical home value
$290,928
+5.5% in 12 months
Zillow, July 2026
Median sale price
$303,727
-8.0% year over year
Redfin, through May 2026
Days on market
146
Slow-moving
Redfin, through May 2026
Active listings
21
7.0 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$57,410
Home costs 5.1x income
U.S. Census ACS, 2023
Sale-to-list ratio
100.0%
Selling below asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Smiths Station a buyer's or seller's market?
Smiths Station, AL is a buyer's market, based on 7.0 months of supply and homes selling in about 146 days. Above 5 months of supply, homes start accumulating faster than they clear, which is where buyers gain leverage on price, repairs, and closing costs.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Smiths Station housing market data show?
Every row below is Redfin's final published month for Smiths Station, AL. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $303,727 |
| Median list price | $352,463 |
| Year-over-year price change | -8.0% |
| Median price per sq ft | $180/sq ft |
| Median days on market | 146 days |
| Active inventory | 21 listings |
| Months of supply | 7.0 months |
| Sale-to-list price ratio | 100.0% |
| Homes sold (that month) | 3 |
| New listings (that month) | 14 |
| Listings with a price cut | 19.1% |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Smiths Station is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Smiths Station is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Smiths Station home prices moved?
Over the last three years the median sale price in Smiths Station, AL rose 8.5%, from $279,900 to $303,727. The live Zillow value series has rose 5.5% in the last 12 months, which is the more current read now that Redfin's series has stopped. 19.1% of Smiths Station listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 7.0 months while the sale-to-list ratio slips below its current 100.0%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Smiths Station?
Priced off the typical home value of $290,928 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $58,186 | $232,742 | $1,496/mo |
| 5% | $14,546 | $276,381 | $1,776/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,496, that implies roughly $64,100 a year before you add taxes and insurance. The median household in Smiths Station earns $57,410, about $6,690 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 5.1x — well above the 3x that was historically considered affordable, which is why down payment size drives who can buy here.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Smiths Station in the next 12 months?
Tell us your timeline. We send the Smiths Station market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Smiths Station?
Zillow does not publish a rent index (ZORI) for Smiths Station, AL, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Smiths Station?
Active listings in Smiths Station, AL went from 20 in May 2025 to 21 in May 2026, a +5.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 24 | 12 |
| July 2025 | 26 | 18 |
| August 2025 | 29 | 10 |
| September 2025 | 32 | 12 |
| October 2025 | 28 | 6 |
| November 2025 | 28 | 6 |
| December 2025 | 27 | 3 |
| January 2026 | 27 | 7 |
| February 2026 | 22 | 8 |
| March 2026 | 19 | 7 |
| April 2026 | 22 | 13 |
| May 2026 | 21 | 14 |
Redfin, through May 2026
How does Smiths Station compare to Alabama and the U.S.?
Smiths Station homes sell for $303,727 — 3% below the Alabama median of $312,600. Against the national median of $410,700, Smiths Station runs 26% lower. Year-over-year, Smiths Station moved -8.0% against Alabama's +7.2% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Smiths Station, AL | $303,727 | -8.0% | 146 days |
| Alabama statewide | $312,600 | +7.2% | 57 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Smiths Station
What buyers should watch
- Months of supply, currently 7.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 19.1%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $280 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $290,928 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Smiths Station listing goes under contract in 146 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 100.0% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Smiths Station added 14 new listings against 3 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +5.5% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Smiths Station varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Smiths Station
There are currently 21 homes listed for sale in Smiths Station, Alabama. The median listing price is $352K.
Active listings
21
Homes on market
Median list price
$352K
Avg. days on market
146
Days until sale
New this week
14
Newly listed
How much do homes cost in Smiths Station by property type?
How the Smiths Station, AL market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $303,727 | $180/sq ft | 3 | 146 days |
Who lives in Smiths Station?
American Community Survey estimates for Smiths Station. U.S. Census ACS, 2023
Population
5,443
Households
1,728
Median income
$57,410/yr
Median age
38.9 years
Owner-occupied
82.6%
Median home value
$184,400
Median gross rent
$946/mo
Mean commute
23.7 min
82.6% of occupied homes in Smiths Station are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $184,400 against Zillow's $290,928 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which public schools serve Smiths Station?
6 schools tracked · 4,882 students
The largest public schools serving Smiths Station, AL by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Smiths Station High School
Grades 10-12 · 1,222 students
Smiths Station Junior High School
Grades 7-8 · 921 students
West Smiths Station Elementary School
Grades PK-6 · 824 students
East Smiths Station Elementary School
Grades PK-6 · 792 students
South Smiths Station Elementary School
Grades PK-6 · 659 students
Smith Station Freshman Center
Grades 9 · 464 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Smiths Station, AL?
Ordered by distance from Smiths Station, not by size. Compare Smiths Station side by side with any of them.
Smiths Station housing market FAQ
Is Smiths Station a buyer's or seller's market?
Smiths Station, AL is currently a buyer's market. That read comes from 7.0 months of supply, homes going under contract in about 146 days, and sellers getting 100.0% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Smiths Station?
The typical home in Smiths Station, AL is worth $290,928 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $303,727, about $180 per square foot.
Is Smiths Station cheaper than the rest of Alabama?
Smiths Station's median sale price of $303,727 is 3% lower than the Alabama statewide median of $312,600, and 26% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Smiths Station?
Homes in Smiths Station, AL spent a median of 146 days on market before going under contract, versus 57 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Smiths Station?
At the current 30-year fixed rate of 6.66%, 20% down on a $290,928 home is about $1,496 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $64,100 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $57,410.
Are home prices rising in Smiths Station?
The typical home value in Smiths Station, AL rose 5.5% over the last 12 months, from $275,705 to $290,928 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Smiths Station?
Smiths Station ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Smiths Station?
That depends on your timeline, not on a headline. What the data says today: Smiths Station, AL is a buyer's market with 7.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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