8
$50,000
4mo
4 Highway 82
Pell City, AL 36052
Multi-family5.37 acres
View photos & details
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Compass Real Estate · Pell City, AL
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Pell City, AL(512) 555-0184TX License #0512847
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Pell City, AL Housing Market
Balanced market+6.1% YoY
Zillow, July 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, August 2026 · Refreshes weekly
The typical home in Pell City, AL is worth $290,887, rose 6.1% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $315,000, +13.9% year over year (through May 2026). With 3.3 months of supply and homes going under contract in about 62 days, Pell City is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $290,887 home is about $1,495/mo in principal and interest.
Key numbers for Pell City, AL
Typical home value
$290,887
+6.1% in 12 months
Zillow, July 2026
Typical asking rent
$1,308/mo
Zillow Observed Rent Index
Zillow, July 2026
Median sale price
$315,000
+13.9% year over year
Redfin, through May 2026
Days on market
62
Slow-moving
Redfin, through May 2026
Active listings
75
3.3 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$73,043
Home costs 4.0x income
U.S. Census ACS, 2023
Sale-to-list ratio
97.2%
Selling below asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Pell City a buyer's or seller's market?
Balanced market3.3 months of supply62 days on market97.2% of asking
Pell City, AL is a balanced market, based on 3.3 months of supply and homes selling in about 62 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Pell City housing market data show?
Every row below is Redfin's final published month for Pell City, AL. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $315,000 |
| Median list price | $400,000 |
| Year-over-year price change | +13.9% |
| Median price per sq ft | $163/sq ft |
| Median days on market | 62 days |
| Active inventory | 75 listings |
| Months of supply | 3.3 months |
| Sale-to-list price ratio | 97.2% |
| Homes sold (that month) | 23 |
| New listings (that month) | 20 |
| Listings with a price cut | 26.7% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Pell City is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Pell City is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Pell City home prices moved?
Over the last three years the median sale price in Pell City, AL fell 9.6%, from $348,556 to $315,000. The live Zillow value series has rose 6.1% in the last 12 months, which is the more current read now that Redfin's series has stopped. 26.7% of Pell City listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 3.3 months while the sale-to-list ratio slips below its current 97.2%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Pell City?
Priced off the typical home value of $290,887 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $58,177 | $232,710 | $1,495/mo |
| 5% | $14,544 | $276,343 | $1,776/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,495, that implies roughly $64,091 a year before you add taxes and insurance. The median household in Pell City earns $73,043, about $8,952 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.0x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Pell City in the next 12 months?
Tell us your timeline. We send the Pell City market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Pell City?
Typical asking rent in Pell City, AL is $1,308/mo, against a typical home value of $290,887. That is a price-to-rent ratio of 18.5x, which means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Compared head to head, 20% down puts principal and interest at $1,495 a month — $188 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, July 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Pell City?
Active listings in Pell City, AL went from 99 in May 2025 to 75 in May 2026, a -24.2% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 100 | 20 |
| July 2025 | 101 | 23 |
| August 2025 | 104 | 25 |
| September 2025 | 105 | 24 |
| October 2025 | 97 | 21 |
| November 2025 | 79 | 11 |
| December 2025 | 71 | 15 |
| January 2026 | 79 | 26 |
| February 2026 | 78 | 18 |
| March 2026 | 79 | 23 |
| April 2026 | 81 | 27 |
| May 2026 | 75 | 20 |
Redfin, through May 2026
How does Pell City compare to Alabama and the U.S.?
Pell City homes sell for $315,000 — 1% above the Alabama median of $312,600. Against the national median of $410,700, Pell City runs 23% lower. Year-over-year, Pell City moved +13.9% against Alabama's +7.2% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Pell City, AL | $315,000 | +13.9% | 62 days |
| Alabama statewide | $312,600 | +7.2% | 57 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Pell City
What buyers should watch
- Months of supply, currently 3.3. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 26.7%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $280 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $290,887 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Pell City listing goes under contract in 62 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 97.2% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Pell City added 20 new listings against 23 sales — more clearing than arriving, which is the better window to list.
- Your equity moved +6.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Pell City varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Pell City
There are currently 75 homes listed for sale in Pell City, Alabama. The median listing price is $400K. Featured listings range from $50,000 to $595,000.
8
$50,000
4mo
3 Highway 82
Pell City, AL 36052
Multi-family5.19 acres
View photos & details
8
$55,000
4mo
2 Highway 82
Pell City, AL 36052
Multi-family5.55 acres
View photos & details
6
$85,000
23d
180 Hunters Cv
Pell City, AL 36064
Multi-family42,688 sqft lot
View photos & details
8
$90,000
4mo
11 Highway 82
Pell City, AL 36052
Multi-family10.56 acres
View photos & details
8
$107,500
4mo
10 Highway 82
Pell City, AL 36052
Multi-family10.67 acres
View photos & details
$110,000
2mo
900 Kerington Ln
Pell City, AL 36064
Multi-family4.43 acres
HOA $13/mo
View photos & details
7
$134,900
2mo
263 Edgewood Ct
Pell City, AL 36052
Multi-family4.14 acres
HOA $50/mo
View photos & details
Video Tour3D Tour
3
$138,000
4mo
Lot 4 Leahmon Ln
Pell City, AL 36052
Multi-family7.79 acres
View photos & details
16
$170,000
2mo
0 Mathews Rd
Pell City, AL 36013
Multi-family9.92 acres
View photos & details
8
$197,000
4mo
20 Highway 82
Pell City, AL 36052
Multi-family21.23 acres
View photos & details
23
$595,000
4mo
Us Hwy 231 Unit n/a
Pell City, AL 36052
Multi-family119.00 acres
View photos & details
Looking to buy in Pell City?
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Active listings
75
Homes on market
Median list price
$400K
Avg. days on market
62
Days until sale
New this week
20
Newly listed
Price drops:26.7%of listings
Sale-to-list:97.2%
How much do homes cost in Pell City by property type?
How the Pell City, AL market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $324,000 | $162/sq ft | 21 | 64 days |
| Condo / co-op | $275,000 | $151/sq ft | 1 | 191 days |
| Townhouse | $312,000 | $216/sq ft | 2 | 49 days |
Who lives in Pell City?
American Community Survey estimates for Pell City. U.S. Census ACS, 2023
Population
13,353
Households
5,196
Median income
$73,043/yr
Median age
40.2 years
Owner-occupied
67.1%
Median home value
$238,100
Median gross rent
$1,103/mo
Mean commute
26.6 min
67.1% of occupied homes in Pell City are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $238,100 against Zillow's $290,887 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,103/mo, below Zillow's $1,308/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Pell City?
6 schools tracked · 3,698 students
The largest public schools serving Pell City, AL by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Pell City High School
Grades 9-12 · 1,215 students
Duran Junior High School
Grades 7-8 · 628 students
Williams Intermediate School
Grades 5-6 · 589 students
Walter M Kennedy School
Grades K-4 · 456 students
Iola Roberts Elementary School
Grades K-4 · 407 students
Eden Elementary School
Grades PK-4 · 403 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Pell City, AL?
Ordered by distance from Pell City, not by size. Compare Pell City side by side with any of them.
Which ZIP codes are in Pell City?
These are the ZIP codes we see on active Pell City listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Pell City housing market FAQ
Is Pell City a buyer's or seller's market?
Pell City, AL is currently a balanced market. That read comes from 3.3 months of supply, homes going under contract in about 62 days, and sellers getting 97.2% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Pell City?
The typical home in Pell City, AL is worth $290,887 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $315,000, about $163 per square foot.
Is Pell City cheaper than the rest of Alabama?
Pell City's median sale price of $315,000 is 1% higher than the Alabama statewide median of $312,600, and 23% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Pell City?
Homes in Pell City, AL spent a median of 62 days on market before going under contract, versus 57 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Pell City?
At the current 30-year fixed rate of 6.66%, 20% down on a $290,887 home is about $1,495 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $64,091 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $73,043.
Are home prices rising in Pell City?
The typical home value in Pell City, AL rose 6.1% over the last 12 months, from $274,172 to $290,887 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Pell City?
Pell City ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Pell City?
That depends on your timeline, not on a headline. What the data says today: Pell City, AL is a balanced market with 3.3 months of supply, the 30-year fixed rate is 6.66%, and the price-to-rent ratio of 18.5x means buying and renting land close enough together that the decision turns on how long you stay and your down payment. Properties Incorporated publishes the data; it does not give financial advice.
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