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Featured local agent — Mosses, AL
Sarah Mitchell
Compass Real Estate · Mosses, AL
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Mosses, AL Housing Market
The last median sale price Redfin published was $112,000 (through May 2026). With 2.0 months of supply and homes going under contract in about 125 days, Mosses is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $112,000 home is about $576/mo in principal and interest.
Key numbers for Mosses, AL
Median sale price
$112,000
Last published period
Redfin, through December 2025
Days on market
125
Slow-moving
Redfin, through December 2025
Active listings
2
2.0 months of supply
Redfin, through December 2025
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$26,250
Home costs 4.3x income
U.S. Census ACS, 2023
Sale-to-list ratio
80.0%
Selling below asking
Redfin, through December 2025
Zillow figures refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Mosses a buyer's or seller's market?
Mosses, AL is a balanced market, based on 2.0 months of supply and homes selling in about 125 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Mosses housing market data show?
Every row below is Redfin's final published month for Mosses, AL. Redfin, through December 2025
| Metric | Value |
|---|---|
| Median sale price | $112,000 |
| Median price per sq ft | $103/sq ft |
| Median days on market | 125 days |
| Active inventory | 2 listings |
| Months of supply | 2.0 months |
| Sale-to-list price ratio | 80.0% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Mosses is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Mosses is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Mosses home prices moved?
Across the 4 months we hold for Mosses, AL, the median sale price fell 36.7%, from $177,000 in December 2023 to $112,000. For prices to fall meaningfully from here, supply would have to keep building past 2.0 months while the sale-to-list ratio slips below its current 80.0%. Watch those two together — they move before the median does.
Redfin, through December 2025 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Mosses?
Priced off the median sale price of $112,000 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $22,400 | $89,600 | $576/mo |
| 5% | $5,600 | $106,400 | $684/mo |
Redfin, through December 2025 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $576, that implies roughly $24,677 a year before you add taxes and insurance. The median household in Mosses earns $26,250, about $1,573 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.3x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Mosses in the next 12 months?
Tell us your timeline. We send the Mosses market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Mosses?
Zillow does not publish a rent index (ZORI) for Mosses, AL, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Mosses?
Active listings in Mosses, AL went from 1 in November 2024 to 2 in December 2025, a +100.0% change. Rising inventory is the single most useful leading indicator for buyers: more choice, longer marketing times, and more sellers willing to negotiate before price cuts show up in the median.
| Month | Active listings |
|---|---|
| November 2024 | 1 |
| December 2025 | 2 |
Redfin, through December 2025
How does Mosses compare to Alabama and the U.S.?
Mosses homes sell for $112,000 — 64% below the Alabama median of $312,600. Against the national median of $410,700, Mosses runs 73% lower.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Mosses, AL | $112,000 | not published | 125 days |
| Alabama statewide | $312,600 | +7.2% | 57 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through December 2025 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Mosses
What buyers should watch
- Months of supply, currently 2.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $108 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $112,000 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Mosses listing goes under contract in 125 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 80.0% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Comparable ZIP-level pricing inside Mosses varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Mosses
There are currently 2 homes listed for sale in Mosses, Alabama.
Active listings
2
Homes on market
Avg. days on market
125
Days until sale
How much do homes cost in Mosses by property type?
How the Mosses, AL market breaks down across single-family homes, condos and townhouses. Redfin, through December 2025
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $112,000 | $103/sq ft | 1 | 125 days |
Who lives in Mosses?
American Community Survey estimates for Mosses. U.S. Census ACS, 2023
Population
865
Households
303
Median income
$26,250/yr
Median age
32.5 years
Owner-occupied
68.3%
Median home value
$61,300
Mean commute
29.8 min
68.3% of occupied homes in Mosses are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market.
Which cities are near Mosses, AL?
Ordered by distance from Mosses, not by size. Compare Mosses side by side with any of them.
Mosses housing market FAQ
Is Mosses a buyer's or seller's market?
Mosses, AL is currently a balanced market. That read comes from 2.0 months of supply, homes going under contract in about 125 days, and sellers getting 80.0% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Mosses?
The median sale price in the last month Redfin published was $112,000, about $103 per square foot.
Is Mosses cheaper than the rest of Alabama?
Mosses's median sale price of $112,000 is 64% lower than the Alabama statewide median of $312,600, and 73% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Mosses?
Homes in Mosses, AL spent a median of 125 days on market before going under contract, versus 57 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Mosses?
At the current 30-year fixed rate of 6.66%, 20% down on a $112,000 home is about $576 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $24,677 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $26,250.
Are home prices rising in Mosses?
We do not hold a complete 12-month value series for Mosses, AL yet, so we are not going to call a direction. The price chart above shows every period we do have.
What are the cheapest ZIP codes in Mosses?
Mosses ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Mosses?
That depends on your timeline, not on a headline. What the data says today: Mosses, AL is a balanced market with 2.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $112,000, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.