Brokers — List your Company Here
Featured local agent — McDonald Chapel, AL
Sarah Mitchell
Compass Real Estate · McDonald Chapel, AL
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
This spot is open. Be the only brokerage featured on this page — one slot, no auction.
Claim this spot* Example only — dummy agent for illustration. Your logo, name, tagline, link, and lead routing replace this content.
McDonald Chapel, AL Housing Market
The typical home in McDonald Chapel, AL is worth $62,704, rose 2.1% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $30,000, -60.0% year over year (through May 2026). With homes going under contract in about 5 days, McDonald Chapel is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $62,704 home is about $322/mo in principal and interest.
Key numbers for McDonald Chapel, AL
Typical home value
$62,704
+2.1% in 12 months
Zillow, July 2026
Median sale price
$30,000
-60.0% year over year
Redfin, through April 2026
Days on market
5
Fast-moving
Redfin, through April 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$59,556
Home costs 1.1x income
U.S. Census ACS, 2023
Sale-to-list ratio
71.4%
Selling below asking
Redfin, through April 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is McDonald Chapel a buyer's or seller's market?
McDonald Chapel, AL is a balanced market and homes selling in about 5 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the McDonald Chapel housing market data show?
Every row below is Redfin's final published month for McDonald Chapel, AL. Redfin, through April 2026
| Metric | Value |
|---|---|
| Median sale price | $30,000 |
| Year-over-year price change | -60.0% |
| Median price per sq ft | $41/sq ft |
| Median days on market | 5 days |
| Sale-to-list price ratio | 71.4% |
| Homes sold (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for McDonald Chapel is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in McDonald Chapel is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have McDonald Chapel home prices moved?
Over the last three years the median sale price in McDonald Chapel, AL fell 67.2%, from $91,500 to $30,000. The live Zillow value series has rose 2.1% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through April 2026 — the chart ends at Redfin's final published month.
Get McDonald Chapel market alerts
Weekly updates on prices, inventory, and trends. Free forever.
What does it cost to buy a home in McDonald Chapel?
Priced off the typical home value of $62,704 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $12,541 | $50,163 | $322/mo |
| 5% | $3,135 | $59,568 | $383/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $322, that implies roughly $13,815 a year before you add taxes and insurance. The median household in McDonald Chapel earns $59,556, about $45,741 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 1.1x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in McDonald Chapel in the next 12 months?
Tell us your timeline. We send the McDonald Chapel market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in McDonald Chapel?
Zillow does not publish a rent index (ZORI) for McDonald Chapel, AL, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in McDonald Chapel?
Active listings in McDonald Chapel, AL went from 3 in January 2024 to 2 in October 2025, a -33.3% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.
| Month | Active listings | New listings |
|---|---|---|
| March 2024 | 3 | 2 |
| May 2024 | 4 | 2 |
| July 2024 | 3 | 1 |
| August 2024 | 4 | 2 |
| September 2024 | 5 | 2 |
| October 2024 | 4 | not published |
| April 2025 | 6 | 3 |
| May 2025 | 2 | not published |
| June 2025 | 2 | 1 |
| July 2025 | 3 | 3 |
| September 2025 | 4 | 1 |
| October 2025 | 2 | not published |
Redfin, through October 2025
How does McDonald Chapel compare to Alabama and the U.S.?
McDonald Chapel homes sell for $30,000 — 90% below the Alabama median of $312,600. Against the national median of $410,700, McDonald Chapel runs 93% lower. Year-over-year, McDonald Chapel moved -60.0% against Alabama's +7.2% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| McDonald Chapel, AL | $30,000 | -60.0% | 5 days |
| Alabama statewide | $312,600 | +7.2% | 57 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through April 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in McDonald Chapel
What buyers should watch
- The gap between 5% and 20% down here is $60 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $62,704 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median McDonald Chapel listing goes under contract in 5 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 71.4% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Your equity moved +2.1% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside McDonald Chapel varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in McDonald Chapel
Explore homes currently listed for sale in McDonald Chapel, Alabama across major real estate platforms.
How much do homes cost in McDonald Chapel by property type?
How the McDonald Chapel, AL market breaks down across single-family homes, condos and townhouses. Redfin, through April 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $30,000 | $41/sq ft | 1 | 5 days |
Who lives in McDonald Chapel?
American Community Survey estimates for McDonald Chapel. U.S. Census ACS, 2023
Population
704
Households
251
Median income
$59,556/yr
Median age
33.3 years
Owner-occupied
37.5%
Median home value
$132,100
Median gross rent
$1,081/mo
Mean commute
27.1 min
37.5% of occupied homes in McDonald Chapel are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $132,100 against Zillow's $62,704 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near McDonald Chapel, AL?
Ordered by distance from McDonald Chapel, not by size. Compare McDonald Chapel side by side with any of them.
McDonald Chapel housing market FAQ
Is McDonald Chapel a buyer's or seller's market?
McDonald Chapel, AL is currently a balanced market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in McDonald Chapel?
The typical home in McDonald Chapel, AL is worth $62,704 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $30,000, about $41 per square foot.
Is McDonald Chapel cheaper than the rest of Alabama?
McDonald Chapel's median sale price of $30,000 is 90% lower than the Alabama statewide median of $312,600, and 93% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in McDonald Chapel?
Homes in McDonald Chapel, AL spent a median of 5 days on market before going under contract, versus 57 days statewide. Under three weeks means well-priced listings move before most buyers can schedule a second showing. (Redfin, through May 2026.)
What income do you need to buy a home in McDonald Chapel?
At the current 30-year fixed rate of 6.66%, 20% down on a $62,704 home is about $322 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $13,815 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $59,556.
Are home prices rising in McDonald Chapel?
The typical home value in McDonald Chapel, AL rose 2.1% over the last 12 months, from $61,388 to $62,704 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in McDonald Chapel?
McDonald Chapel ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in McDonald Chapel?
That depends on your timeline, not on a headline. What the data says today: McDonald Chapel, AL is a balanced market, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
Be the brokerage on this page
1 slot per pageGet featured on McDonald Chapel, AL
Your logo, brokerage name, and direct link to your site — featured at the top of this page in front of every visitor researching this whole city. One brokerage, no rotation, no bidding war.
- Goes live in 24 hours
- Cancel anytime
- Do-follow backlink to your site
Keep researching McDonald Chapel
Nearby markets
Get the McDonald Chapel market brief
Get the McDonald Chapel, AL market brief
One email: what homes are actually clearing at around $62,704, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.