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Featured local agent — Joppa, AL
Sarah Mitchell
Compass Real Estate · Joppa, AL
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Joppa, AL Housing Market
The typical home in Joppa, AL is worth $222,629, rose 3.4% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $170,000, +93.2% year over year (through May 2026). With 2.0 months of supply and homes going under contract in about 152 days, Joppa is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $222,629 home is about $1,145/mo in principal and interest.
Key numbers for Joppa, AL
Typical home value
$222,629
+3.4% in 12 months
Zillow, July 2026
Median sale price
$170,000
+93.2% year over year
Redfin, through March 2026
Days on market
152
Slow-moving
Redfin, through March 2026
Active listings
2
2.0 months of supply
Redfin, through March 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Sale-to-list ratio
97.2%
Selling below asking
Redfin, through March 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Joppa a buyer's or seller's market?
Joppa, AL is a balanced market, based on 2.0 months of supply and homes selling in about 152 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Joppa housing market data show?
Every row below is Redfin's final published month for Joppa, AL. Redfin, through March 2026
| Metric | Value |
|---|---|
| Median sale price | $170,000 |
| Median list price | $259,900 |
| Year-over-year price change | +93.2% |
| Median price per sq ft | $149/sq ft |
| Median days on market | 152 days |
| Active inventory | 2 listings |
| Months of supply | 2.0 months |
| Sale-to-list price ratio | 97.2% |
| Homes sold (that month) | 1 |
| New listings (that month) | 1 |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Joppa is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Joppa is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Joppa home prices moved?
Across the 24 months we hold for Joppa, AL, the median sale price rose 40.3%, from $121,150 in April 2021 to $170,000. The live Zillow value series has rose 3.4% in the last 12 months, which is the more current read now that Redfin's series has stopped. For prices to fall meaningfully from here, supply would have to keep building past 2.0 months while the sale-to-list ratio slips below its current 97.2%. Watch those two together — they move before the median does.
Redfin, through March 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Joppa?
Priced off the typical home value of $222,629 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $44,526 | $178,104 | $1,145/mo |
| 5% | $11,131 | $211,498 | $1,359/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,145, that implies roughly $49,052 a year before you add taxes and insurance. We do not hold a Census income figure for Joppa, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Joppa in the next 12 months?
Tell us your timeline. We send the Joppa market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Joppa?
Zillow does not publish a rent index (ZORI) for Joppa, AL, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Joppa?
Active listings in Joppa, AL went from 2 in February 2022 to 2 in March 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| March 2022 | 3 | 2 |
| May 2022 | 2 | not published |
| June 2022 | 1 | not published |
| January 2023 | 1 | 1 |
| August 2023 | 2 | 1 |
| September 2023 | 1 | not published |
| March 2024 | 1 | not published |
| October 2024 | 2 | not published |
| December 2024 | 1 | 1 |
| November 2025 | 3 | not published |
| December 2025 | 2 | not published |
| March 2026 | 2 | 1 |
Redfin, through March 2026
How does Joppa compare to Alabama and the U.S.?
Joppa homes sell for $170,000 — 46% below the Alabama median of $312,600. Against the national median of $410,700, Joppa runs 59% lower. Year-over-year, Joppa moved +93.2% against Alabama's +7.2% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Joppa, AL | $170,000 | +93.2% | 152 days |
| Alabama statewide | $312,600 | +7.2% | 57 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through March 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Joppa
What buyers should watch
- Months of supply, currently 2.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The gap between 5% and 20% down here is $215 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $222,629 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Joppa listing goes under contract in 152 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 97.2% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Joppa added 1 new listings against 1 sales — more clearing than arriving, which is the better window to list.
- Your equity moved +3.4% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Joppa varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Joppa
There are currently 2 homes listed for sale in Joppa, Alabama. The median listing price is $260K.
Active listings
2
Homes on market
Median list price
$260K
Avg. days on market
152
Days until sale
New this week
1
Newly listed
How much do homes cost in Joppa by property type?
How the Joppa, AL market breaks down across single-family homes, condos and townhouses. Redfin, through March 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $170,000 | $149/sq ft | 1 | 152 days |
Who lives in Joppa?
American Community Survey estimates for Joppa. U.S. Census ACS, 2023
Population
419
Households
135
Median age
38.4 years
Owner-occupied
87.4%
Median home value
$167,100
Mean commute
26.7 min
87.4% of occupied homes in Joppa are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $167,100 against Zillow's $222,629 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Joppa, AL?
Ordered by distance from Joppa, not by size. Compare Joppa side by side with any of them.
Joppa housing market FAQ
Is Joppa a buyer's or seller's market?
Joppa, AL is currently a balanced market. That read comes from 2.0 months of supply, homes going under contract in about 152 days, and sellers getting 97.2% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Joppa?
The typical home in Joppa, AL is worth $222,629 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $170,000, about $149 per square foot.
Is Joppa cheaper than the rest of Alabama?
Joppa's median sale price of $170,000 is 46% lower than the Alabama statewide median of $312,600, and 59% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Joppa?
Homes in Joppa, AL spent a median of 152 days on market before going under contract, versus 57 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Joppa?
At the current 30-year fixed rate of 6.66%, 20% down on a $222,629 home is about $1,145 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $49,052 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Joppa?
The typical home value in Joppa, AL rose 3.4% over the last 12 months, from $215,299 to $222,629 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Joppa?
Joppa ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Joppa?
That depends on your timeline, not on a headline. What the data says today: Joppa, AL is a balanced market with 2.0 months of supply, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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