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Sarah Mitchell

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Compass Real Estate · Jacksonville, AL

“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”

Jacksonville, AL(512) 555-0184TX License #0512847
Visit website →sarahmitchellhomes.com
5.0 · 47 reviews

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Jacksonville, AL Housing Market

Seller's market+5.8% YoY
Zillow, July 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, August 2026 · Refreshes weekly

The typical home in Jacksonville, AL is worth $218,033, rose 5.8% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $239,900, +20.0% year over year (through May 2026). With 1.9 months of supply and homes going under contract in about 70 days, Jacksonville is a seller's market. At today's 6.66% 30-year fixed rate, 20% down on a $218,033 home is about $1,121/mo in principal and interest.

Key numbers for Jacksonville, AL

Typical home value

$218,033

+5.8% in 12 months

Zillow, July 2026

Typical asking rent

$858/mo

Zillow Observed Rent Index

Zillow, July 2026

Median sale price

$239,900

+20.0% year over year

Redfin, through May 2026

Days on market

70

Slow-moving

Redfin, through May 2026

Active listings

23

1.9 months of supply

Redfin, through May 2026

30-yr fixed rate

6.66%

Freddie Mac weekly average

Freddie Mac via FRED, August 2026

Median household income

$47,146

Home costs 4.6x income

U.S. Census ACS, 2023

Sale-to-list ratio

99.5%

Selling below asking

Redfin, through May 2026

Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.

Is Jacksonville a buyer's or seller's market?

Seller's market1.9 months of supply70 days on market99.5% of asking

Jacksonville, AL is a seller's market, based on 1.9 months of supply and homes selling in about 70 days. Under 2 months of supply is a severe shortage: expect competition on almost anything priced correctly, and little room to negotiate below asking.

Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from

What does the Jacksonville housing market data show?

Every row below is Redfin's final published month for Jacksonville, AL. Redfin, through May 2026

Housing market statistics for Jacksonville, AL, Redfin through May 2026
MetricValue
Median sale price$239,900
Median list price$210,500
Year-over-year price change+20.0%
Median price per sq ft$132/sq ft
Median days on market70 days
Active inventory23 listings
Months of supply1.9 months
Sale-to-list price ratio99.5%
Homes sold (that month)12
New listings (that month)11
Listings with a price cut13.0%
Market conditionSeller's market

How to read these numbers

Median sale price
Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Jacksonville is frozen at May 2026.
Typical home value (ZHVI)
Zillow's estimate of what a mid-market home in Jacksonville is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
Months of supply
How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
Days on market
Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
Sale-to-list ratio
Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
Price per square foot
The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
Listings with a price cut
Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
Typical asking rent (ZORI)
Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.

How have Jacksonville home prices moved?

Over the last three years the median sale price in Jacksonville, AL rose 15.3%, from $208,000 to $239,900. The live Zillow value series has rose 5.8% in the last 12 months, which is the more current read now that Redfin's series has stopped. 13.0% of Jacksonville listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 1.9 months while the sale-to-list ratio slips below its current 99.5%. Watch those two together — they move before the median does.

Redfin, through May 2026 — the chart ends at Redfin's final published month.

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What does it cost to buy a home in Jacksonville?

Priced off the typical home value of $218,033 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.

Monthly principal and interest by down payment in Jacksonville, AL
Down paymentCash at closeLoan amountMonthly P&I
20%$43,607$174,427$1,121/mo
5%$10,902$207,132$1,331/mo

Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate

What income do you need?

Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,121, that implies roughly $48,039 a year before you add taxes and insurance. The median household in Jacksonville earns $47,146, about $893 short of that threshold — the typical local household needs a larger down payment, a co-borrower, or a home below the typical home value to fit the 28% rule. That puts the price-to-income ratio at 4.6x — above the historical 3x norm but in line with much of the country in 2026.

Run it with your own numbers: affordability calculator · mortgage calculator

Buying in Jacksonville in the next 12 months?

Tell us your timeline. We send the Jacksonville market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.

No spam, no reselling your details. Market data on this site is informational and is not financial, investment, or real estate advice.

Is it cheaper to rent or buy in Jacksonville?

Typical asking rent in Jacksonville, AL is $858/mo, against a typical home value of $218,033. That is a price-to-rent ratio of 21.2x, which means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Compared head to head, 20% down puts principal and interest at $1,121 a month — $263 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.

Zillow, July 2026 for both value and rent

Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.

Is inventory rising or falling in Jacksonville?

Active listings in Jacksonville, AL went from 38 in May 2025 to 23 in May 2026, a -39.5% change. Falling inventory tightens competition. When supply drops while demand holds, sale-to-list ratios rise before the median sale price does.

Active listings by month in Jacksonville, AL
MonthActive listingsNew listings
June 20253614
July 20255125
August 20254317
September 20253911
October 20254011
November 20253810
December 2025328
January 2026316
February 2026297
March 20262910
April 2026229
May 20262311

Redfin, through May 2026

How does Jacksonville compare to Alabama and the U.S.?

Jacksonville homes sell for $239,90023% below the Alabama median of $312,600. Against the national median of $410,700, Jacksonville runs 42% lower. Year-over-year, Jacksonville moved +20.0% against Alabama's +7.2%a bigger swing than the state as a whole.

Jacksonville, AL compared with Alabama and the United States
MarketMedian sale priceYoYDays on market
Jacksonville, AL$239,900+20.0%70 days
Alabama statewide$312,600+7.2%57 days
United States$410,700not publishednot published

City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)

What to do next in Jacksonville

What buyers should watch

  • Months of supply, currently 1.9. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
  • The share of listings cutting price, currently 13.0%. A listing that has already cut once is the one most likely to accept below asking.
  • The gap between 5% and 20% down here is $210 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
  • Rate moves. At 6.66%, every full point of rate change moves the payment on a $218,033 home more than a 5% price change does.
  • Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.

What sellers should know

  • The median Jacksonville listing goes under contract in 70 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
  • Homes here close at 99.5% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
  • In the last published month Jacksonville added 11 new listings against 12 sales — more clearing than arriving, which is the better window to list.
  • Your equity moved +5.8% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
  • Comparable ZIP-level pricing inside Jacksonville varies more than the citywide median suggests — check the ZIP pages below before you set a number.

Homes for sale in Jacksonville

There are currently 23 homes listed for sale in Jacksonville, Alabama. The median listing price is $211K.

Active listings

23

Homes on market

Median list price

$211K

Avg. days on market

70

Days until sale

New this week

11

Newly listed

Price drops:13.0%of listings
Sale-to-list:99.5%

How much do homes cost in Jacksonville by property type?

How the Jacksonville, AL market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026

Median price, price per square foot, homes sold and days on market by property type in Jacksonville, AL
Property typeMedian pricePrice / sq ftHomes soldDays on market
Single-family$244,900$133/sq ft1167 days
Townhouse$215,000$106/sq ft140 days

Who lives in Jacksonville?

American Community Survey estimates for Jacksonville. U.S. Census ACS, 2023

Population

14,345

Households

5,244

Median income

$47,146/yr

Median age

26.9 years

Owner-occupied

50.7%

Median home value

$179,600

Median gross rent

$794/mo

Mean commute

20.1 min

50.7% of occupied homes in Jacksonville are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $179,600 against Zillow's $218,033 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $794/mo, below Zillow's $858/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.

Which public schools serve Jacksonville?

5 schools tracked · 2,568 students

The largest public schools serving Jacksonville, AL by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.

Kitty Stone Elementary School

Grades PK-6 · 941 students

Public

Jacksonville High School

Grades 7-12 · 776 students

Public

Pleasant Valley Elementary School

Grades PK-6 · 463 students

Public

Pleasant Valley High School

Grades 7-12 · 388 students

Public

Calhoun County Career Technical Center

Grades 10-12

Vocational

Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.

Which cities are near Jacksonville, AL?

Ordered by distance from Jacksonville, not by size. Compare Jacksonville side by side with any of them.

Jacksonville housing market FAQ

Is Jacksonville a buyer's or seller's market?

Jacksonville, AL is currently a seller's market. That read comes from 1.9 months of supply, homes going under contract in about 70 days, and sellers getting 99.5% of their asking price in the last month Redfin published (May 2026).

How much do homes cost in Jacksonville?

The typical home in Jacksonville, AL is worth $218,033 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $239,900, about $132 per square foot.

Is Jacksonville cheaper than the rest of Alabama?

Jacksonville's median sale price of $239,900 is 23% lower than the Alabama statewide median of $312,600, and 42% below the U.S. median of $410,700. Both figures are for the same period.

How long do homes take to sell in Jacksonville?

Homes in Jacksonville, AL spent a median of 70 days on market before going under contract, versus 57 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)

What income do you need to buy a home in Jacksonville?

At the current 30-year fixed rate of 6.66%, 20% down on a $218,033 home is about $1,121 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $48,039 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $47,146.

Are home prices rising in Jacksonville?

The typical home value in Jacksonville, AL rose 5.8% over the last 12 months, from $206,134 to $218,033 (Zillow, July 2026). This is the live series — it refreshes monthly.

What are the cheapest ZIP codes in Jacksonville?

Jacksonville ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.

Is now a good time to buy in Jacksonville?

That depends on your timeline, not on a headline. What the data says today: Jacksonville, AL is a seller's market with 1.9 months of supply, the 30-year fixed rate is 6.66%, and the price-to-rent ratio of 21.2x means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Properties Incorporated publishes the data; it does not give financial advice.

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No spam, no reselling your details. Market data on this site is informational and is not financial, investment, or real estate advice.