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Featured local agent — Grayson Valley, AL
Sarah Mitchell
Compass Real Estate · Grayson Valley, AL
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Grayson Valley, AL Housing Market
The typical home in Grayson Valley, AL is worth $177,548, held roughly flat 0.5% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $154,715, +17.2% year over year (through May 2026). With 3.8 months of supply and homes going under contract in about 130 days, Grayson Valley is a balanced market. At today's 6.66% 30-year fixed rate, 20% down on a $177,548 home is about $913/mo in principal and interest.
Key numbers for Grayson Valley, AL
Typical home value
$177,548
+0.5% in 12 months
Zillow, July 2026
Typical asking rent
$1,332/mo
Zillow Observed Rent Index
Zillow, July 2026
Median sale price
$154,715
+17.2% year over year
Redfin, through May 2026
Days on market
130
Slow-moving
Redfin, through May 2026
Active listings
23
3.8 months of supply
Redfin, through May 2026
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Median household income
$60,354
Home costs 2.9x income
U.S. Census ACS, 2023
Sale-to-list ratio
99.6%
Selling below asking
Redfin, through May 2026
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Grayson Valley a buyer's or seller's market?
Grayson Valley, AL is a balanced market, based on 3.8 months of supply and homes selling in about 130 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Grayson Valley housing market data show?
Every row below is Redfin's final published month for Grayson Valley, AL. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $154,715 |
| Median list price | $269,900 |
| Year-over-year price change | +17.2% |
| Median price per sq ft | $100/sq ft |
| Median days on market | 130 days |
| Active inventory | 23 listings |
| Months of supply | 3.8 months |
| Sale-to-list price ratio | 99.6% |
| Homes sold (that month) | 6 |
| New listings (that month) | 7 |
| Listings with a price cut | 52.2% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Grayson Valley is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Grayson Valley is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Grayson Valley home prices moved?
Over the last three years the median sale price in Grayson Valley, AL fell 18.6%, from $190,000 to $154,715. The live Zillow value series has held roughly flat 0.5% in the last 12 months, which is the more current read now that Redfin's series has stopped. 52.2% of Grayson Valley listings cut their asking price in the final Redfin month — a high share, and the clearest sign that list prices were running ahead of what buyers would pay. For prices to fall meaningfully from here, supply would have to keep building past 3.8 months while the sale-to-list ratio slips below its current 99.6%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Grayson Valley?
Priced off the typical home value of $177,548 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $35,510 | $142,039 | $913/mo |
| 5% | $8,877 | $168,671 | $1,084/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $913, that implies roughly $39,119 a year before you add taxes and insurance. The median household in Grayson Valley earns $60,354, about $21,235 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 2.9x — close to the historical 3x norm, which is unusual in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Grayson Valley in the next 12 months?
Tell us your timeline. We send the Grayson Valley market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Grayson Valley?
Typical asking rent in Grayson Valley, AL is $1,332/mo, against a typical home value of $177,548. That is a price-to-rent ratio of 11.1x, which means buying tends to beat renting on monthly cost over a typical hold. Compared head to head, 20% down puts principal and interest at $913 a month — $419 less than renting before taxes and insurance, so ownership can win on monthly cost alone once you have the down payment.
Zillow, July 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Grayson Valley?
Active listings in Grayson Valley, AL went from 23 in May 2025 to 23 in May 2026, a +0.0% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 28 | 8 |
| July 2025 | 28 | 8 |
| August 2025 | 31 | 15 |
| September 2025 | 38 | 14 |
| October 2025 | 34 | 10 |
| November 2025 | 30 | 7 |
| December 2025 | 25 | 4 |
| January 2026 | 25 | 6 |
| February 2026 | 22 | 7 |
| March 2026 | 25 | 11 |
| April 2026 | 26 | 7 |
| May 2026 | 23 | 7 |
Redfin, through May 2026
How does Grayson Valley compare to Alabama and the U.S.?
Grayson Valley homes sell for $154,715 — 51% below the Alabama median of $312,600. Against the national median of $410,700, Grayson Valley runs 62% lower. Year-over-year, Grayson Valley moved +17.2% against Alabama's +7.2% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Grayson Valley, AL | $154,715 | +17.2% | 130 days |
| Alabama statewide | $312,600 | +7.2% | 57 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Grayson Valley
What buyers should watch
- Months of supply, currently 3.8. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 52.2%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $171 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $177,548 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Grayson Valley listing goes under contract in 130 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 99.6% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Grayson Valley added 7 new listings against 6 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +0.5% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Grayson Valley varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Grayson Valley
There are currently 23 homes listed for sale in Grayson Valley, Alabama. The median listing price is $270K.
Active listings
23
Homes on market
Median list price
$270K
Avg. days on market
130
Days until sale
New this week
7
Newly listed
How much do homes cost in Grayson Valley by property type?
How the Grayson Valley, AL market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $253,400 | $119/sq ft | 3 | 57 days |
| Condo / co-op | $77,500 | $94/sq ft | 1 | 181 days |
| Townhouse | $111,215 | $73/sq ft | 2 | 132 days |
Who lives in Grayson Valley?
American Community Survey estimates for Grayson Valley. U.S. Census ACS, 2023
Population
5,882
Households
2,458
Median income
$60,354/yr
Median age
33.9 years
Owner-occupied
72.5%
Median home value
$128,800
Median gross rent
$1,158/mo
Mean commute
26.9 min
72.5% of occupied homes in Grayson Valley are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $128,800 against Zillow's $177,548 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,158/mo, below Zillow's $1,332/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which cities are near Grayson Valley, AL?
Ordered by distance from Grayson Valley, not by size. Compare Grayson Valley side by side with any of them.
Grayson Valley housing market FAQ
Is Grayson Valley a buyer's or seller's market?
Grayson Valley, AL is currently a balanced market. That read comes from 3.8 months of supply, homes going under contract in about 130 days, and sellers getting 99.6% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Grayson Valley?
The typical home in Grayson Valley, AL is worth $177,548 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $154,715, about $100 per square foot.
Is Grayson Valley cheaper than the rest of Alabama?
Grayson Valley's median sale price of $154,715 is 51% lower than the Alabama statewide median of $312,600, and 62% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Grayson Valley?
Homes in Grayson Valley, AL spent a median of 130 days on market before going under contract, versus 57 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Grayson Valley?
At the current 30-year fixed rate of 6.66%, 20% down on a $177,548 home is about $913 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $39,119 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $60,354.
Are home prices rising in Grayson Valley?
The typical home value in Grayson Valley, AL held roughly flat 0.5% over the last 12 months, from $176,680 to $177,548 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Grayson Valley?
Grayson Valley ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Grayson Valley?
That depends on your timeline, not on a headline. What the data says today: Grayson Valley, AL is a balanced market with 3.8 months of supply, the 30-year fixed rate is 6.66%, and the price-to-rent ratio of 11.1x means buying tends to beat renting on monthly cost over a typical hold. Properties Incorporated publishes the data; it does not give financial advice.
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