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Featured local agent — Chunchula, AL
Sarah Mitchell
Compass Real Estate · Chunchula, AL
“Your trusted relocation specialist since 2009. 350+ homes sold. Zero-pressure, data-first approach.”
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Chunchula, AL Housing Market
The typical home in Chunchula, AL is worth $221,259, rose 3.4% over the past year (Zillow Home Value Index, July 2026). The last median sale price Redfin published was $59,950, -69.2% year over year (through May 2026). With homes going under contract in about 61 days, Chunchula is a buyer's market. At today's 6.66% 30-year fixed rate, 20% down on a $221,259 home is about $1,137/mo in principal and interest.
Key numbers for Chunchula, AL
Typical home value
$221,259
+3.4% in 12 months
Zillow, July 2026
Median sale price
$59,950
-69.2% year over year
Redfin, through August 2024
Days on market
61
Slow-moving
Redfin, through August 2024
30-yr fixed rate
6.66%
Freddie Mac weekly average
Freddie Mac via FRED, August 2026
Sale-to-list ratio
92.4%
Selling below asking
Redfin, through August 2024
Zillow figures are as of July 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Chunchula a buyer's or seller's market?
Chunchula, AL is a buyer's market and homes selling in about 61 days. We classify markets from months of supply, sale-to-list ratio and days on market together — no single number decides it.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Chunchula housing market data show?
Every row below is Redfin's final published month for Chunchula, AL. Redfin, through August 2024
| Metric | Value |
|---|---|
| Median sale price | $59,950 |
| Year-over-year price change | -69.2% |
| Median price per sq ft | $52/sq ft |
| Median days on market | 61 days |
| Sale-to-list price ratio | 92.4% |
| Homes sold (that month) | 1 |
| Market condition | Buyer's market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Chunchula is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Chunchula is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Chunchula home prices moved?
Across the 4 months we hold for Chunchula, AL, the median sale price fell 30.7%, from $86,500 in April 2021 to $59,950. The live Zillow value series has rose 3.4% in the last 12 months, which is the more current read now that Redfin's series has stopped.
Redfin, through August 2024 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Chunchula?
Priced off the typical home value of $221,259 at the current 6.66% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $44,252 | $177,007 | $1,137/mo |
| 5% | $11,063 | $210,196 | $1,351/mo |
Zillow, July 2026 for the price · Freddie Mac via FRED, August 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $1,137, that implies roughly $48,750 a year before you add taxes and insurance. We do not hold a Census income figure for Chunchula, so we cannot compare that threshold to local earnings.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Chunchula in the next 12 months?
Tell us your timeline. We send the Chunchula market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Chunchula?
Zillow does not publish a rent index (ZORI) for Chunchula, AL, so we cannot compute a price-to-rent ratio here without borrowing a nearby market's rents and calling them local — which we will not do. The rent vs. buy calculator works with a rent figure you supply.
Is inventory rising or falling in Chunchula?
We hold fewer than two months of inventory readings for Chunchula, AL, so there is no trend to report yet.
How does Chunchula compare to Alabama and the U.S.?
Chunchula homes sell for $59,950 — 81% below the Alabama median of $312,600. Against the national median of $410,700, Chunchula runs 85% lower. Year-over-year, Chunchula moved -69.2% against Alabama's +7.2% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Chunchula, AL | $59,950 | -69.2% | 61 days |
| Alabama statewide | $312,600 | +7.2% | 57 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through August 2024 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Chunchula
What buyers should watch
- The gap between 5% and 20% down here is $213 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 6.66%, every full point of rate change moves the payment on a $221,259 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Chunchula listing goes under contract in 61 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 92.4% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- Your equity moved +3.4% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Chunchula varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Chunchula
Explore homes currently listed for sale in Chunchula, Alabama across major real estate platforms.
How much do homes cost in Chunchula by property type?
How the Chunchula, AL market breaks down across single-family homes, condos and townhouses. Redfin, through August 2024
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $59,950 | $52/sq ft | 1 | 61 days |
Who lives in Chunchula?
American Community Survey estimates for Chunchula. U.S. Census ACS, 2023
Population
213
Households
77
Median age
49.1 years
Owner-occupied
100.0%
Median home value
$143,400
100.0% of occupied homes in Chunchula are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $143,400 against Zillow's $221,259 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions.
Which cities are near Chunchula, AL?
Ordered by distance from Chunchula, not by size. Compare Chunchula side by side with any of them.
Chunchula housing market FAQ
Is Chunchula a buyer's or seller's market?
Chunchula, AL is currently a buyer's market based on the supply, pace-of-sale and sale-to-list data we hold for this city. Redfin's public market tracker last published in May 2026, so this classification will not move until a new source fills that gap.
How much do homes cost in Chunchula?
The typical home in Chunchula, AL is worth $221,259 (Zillow Home Value Index, July 2026). The median sale price in the last month Redfin published was $59,950, about $52 per square foot.
Is Chunchula cheaper than the rest of Alabama?
Chunchula's median sale price of $59,950 is 81% lower than the Alabama statewide median of $312,600, and 85% below the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Chunchula?
Homes in Chunchula, AL spent a median of 61 days on market before going under contract, versus 57 days statewide. Over two months means buyers have time to inspect, compare and negotiate. (Redfin, through May 2026.)
What income do you need to buy a home in Chunchula?
At the current 30-year fixed rate of 6.66%, 20% down on a $221,259 home is about $1,137 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $48,750 a year before taxes, insurance, HOA dues or mortgage insurance.
Are home prices rising in Chunchula?
The typical home value in Chunchula, AL rose 3.4% over the last 12 months, from $213,927 to $221,259 (Zillow, July 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Chunchula?
Chunchula ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Chunchula?
That depends on your timeline, not on a headline. What the data says today: Chunchula, AL is a buyer's market, the 30-year fixed rate is 6.66%. Properties Incorporated publishes the data; it does not give financial advice.
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One email: what homes are actually clearing at around $221,259, how long they sit, which ZIPs run cheaper, and what to fix on your credit before you apply.