78245 ZIP Code Housing Market

Leaning buyer's-3.4% YoY

$287,871median sale price

Quick answer: The median home sale price in ZIP code 78245 is $287,871, down 3.4% year-over-year. Homes sell in an average of 110 days with 742 active listings. The market is currently a leaning buyer's.

78245 market data

Current housing market statistics for ZIP code 78245
MetricValue
Median sale price$287,871
Median list price$305,000
Year-over-year price change-3.4%
Average days on market110 days
Active inventory742 listings
Sale-to-list price ratio98.3%
Market conditionLeaning buyer's

Source: Redfin · Updated weekly

The 78245 zip code, located in McGregor, TX, is currently classified as a leaning buyer's. The median sale price stands at $287,871, representing a -3.4% change year over year. Homes in this area spend an average of 110 days on the market before going under contract. There are currently 742 active listings in the area, which influences how much negotiating power buyers and sellers have.

Understanding zip-code-level data is essential for making informed real estate decisions. City-wide averages can mask significant variation between neighborhoods, and the 78245 market may perform differently from surrounding areas depending on local school quality, proximity to employment centers, and housing stock characteristics. The metrics below are sourced from Redfin transaction data, Zillow home value estimates, and U.S. Census Bureau demographic statistics.

Homes sold

412

Last 12 weeks

Days on market

110

Average pace

Active listings

742

Sale-to-list

98.3%

Below asking

Market trends

Market analysis for 78245

The 78245 real estate market is shaped by a combination of local demand, housing supply, and broader economic trends. As a leaning buyer's, homes are selling at approximately 98.3% of their listed price.

Year-over-year price trends are one of the most important indicators for both homebuyers and investors. Prices in 78245 have declined -3.4% compared to last year, which may present opportunities for buyers looking to enter the market at a lower price point. For context, it's valuable to compare this trend against neighboring zip codes and the broader metro area to determine whether this performance is localized or part of a regional pattern.

The Zillow Home Value Index (ZHVI) for 78245 stands at $259,539, which represents Zillow's estimate of the typical home value in the area. The Zillow Observed Rent Index (ZORI) indicates typical rents of $1,424 per month. This gives a price-to-rent ratio of approximately 15.2, which sits in a moderate range where the buy-versus-rent decision depends heavily on individual financial circumstances and time horizon. Use our mortgage calculator to estimate monthly payments based on current home values and interest rates.

Community profile

Population

96,015

Median income

$90,029/yr

Median age

32.1 years

Owner-occupied

6874.0%

College grads

2524.0%

Avg commute

38.21 min

Living in 78245

Zip code 78245 is home to approximately 96,015 residents. The median household income is $90,029 per year, which shapes the types of homes and amenities available in the area. With a median age of 32.1 years, the community's age profile influences everything from school enrollment to local business types and recreational offerings. Approximately 6874.0% of housing units are owner-occupied, indicating a stable, ownership-oriented community where residents have a vested interest in maintaining property values and neighborhood quality.

About 2524.0% of residents hold a bachelor's degree or higher, which often correlates with access to knowledge-economy jobs and higher earning potential in the area. The average commute time is 38.21 minutes, which is above the national average and may reflect a suburban or exurban setting where residents trade commute time for more affordable housing or larger lots. These demographic factors, combined with the market data above, help paint a complete picture of what it's like to live and own property in 78245.

Frequently asked questions about 78245

What is the median home price in 78245?

The current median sale price in 78245 is $287,871, based on recent Redfin transaction data. Prices have changed -3.4% compared to last year. For the most up-to-date pricing and to see how this compares to nearby areas, use our comparison tool.

Is 78245 a buyer's or seller's market?

The 78245 zip code is currently classified as a leaning buyer's. This assessment is based on key indicators including months of supply, sale-to-list price ratios, and average days on market.

What is the population and demographics of 78245?

Zip code 78245 has a population of approximately 96,015 residents. The median household income is $90,029 per year. About 6874.0% of homes are owner-occupied. This data is sourced from the U.S. Census Bureau and is updated annually.

How do I research neighborhoods in 78245?

Properties Incorporated provides comprehensive data for 78245 including median home prices, price history charts, days on market, active inventory, and Census Bureau demographics. To compare this area with other zip codes or cities, use our comparison tool. For mortgage planning, our mortgage calculator estimates monthly payments based on current prices and interest rates.

How often is the data for 78245 updated?

Market data on Properties Incorporated is updated regularly as new information becomes available. Redfin sales data is typically refreshed monthly, Zillow home value and rent estimates update monthly, and Census Bureau demographics are updated annually.

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