New Listing
26
$314,900
5270 Cottage Ln
Hoover, AL 35226
3 bd2 ba1,483 sqft$212/ft²
House3,920 sqft lot
Justin Russell · 1 Percent Lists Legacy
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Compass Real Estate · Hoover, AL
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Hoover, AL Housing Market
Balanced market+1.2% YoY
Zillow, August 2026 · Refreshes monthlyRedfin, through May 2026 · No longer updatingFreddie Mac via FRED, September 2026 · Refreshes weekly
The typical home in Hoover, AL is worth $438,571, rose 1.2% over the past year (Zillow Home Value Index, August 2026). The last median sale price Redfin published was $500,000, +11.7% year over year (through May 2026). With 3.0 months of supply and homes going under contract in about 50 days, Hoover is a balanced market. At today's 7.03% 30-year fixed rate, 20% down on a $438,571 home is about $2,341/mo in principal and interest.
Key numbers for Hoover, AL
Typical home value
$438,571
+1.2% in 12 months
Zillow, August 2026
Typical asking rent
$1,362/mo
Zillow Observed Rent Index
Zillow, August 2026
Median sale price
$500,000
+11.7% year over year
Redfin, through May 2026
Days on market
50
Average pace
Redfin, through May 2026
Active listings
384
3.0 months of supply
Redfin, through May 2026
30-yr fixed rate
7.03%
Freddie Mac weekly average
Freddie Mac via FRED, September 2026
Median household income
$107,822
Home costs 4.1x income
U.S. Census ACS, 2023
Sale-to-list ratio
99.1%
Selling below asking
Redfin, through May 2026
Zillow figures are as of August 2026 and refresh monthly. Redfin figures are through May 2026 — Redfin stopped publishing its public market trackers in June 2026, so those numbers are final, not current. Mortgage rates come from Freddie Mac via FRED and update weekly.
Is Hoover a buyer's or seller's market?
Balanced market3.0 months of supply50 days on market99.1% of asking
Hoover, AL is a balanced market, based on 3.0 months of supply and homes selling in about 50 days. Under 4 months of supply tilts the market toward sellers: homes clear faster than they are replaced, so concessions are scarce.
Inputs are Redfin's final published period (May 2026). How we classify markets · Where the data comes from
What does the Hoover housing market data show?
Every row below is Redfin's final published month for Hoover, AL. Redfin, through May 2026
| Metric | Value |
|---|---|
| Median sale price | $500,000 |
| Median list price | $515,000 |
| Year-over-year price change | +11.7% |
| Median price per sq ft | $198/sq ft |
| Median days on market | 50 days |
| Active inventory | 384 listings |
| Months of supply | 3.0 months |
| Sale-to-list price ratio | 99.1% |
| Homes sold (that month) | 129 |
| New listings (that month) | 189 |
| Listings with a price cut | 20.3% |
| Market condition | Balanced market |
How to read these numbers
- Median sale price
- Half the homes that closed sold for more than this, half for less. It moves with what kind of home sold that month, so a quiet month with two big sales can swing it. Redfin's figure for Hoover is frozen at May 2026.
- Typical home value (ZHVI)
- Zillow's estimate of what a mid-market home in Hoover is worth right now, whether or not it sold. It is smoother than the median sale price and it still refreshes monthly, which is why this page leads with it.
- Months of supply
- How long it would take to sell every active listing at the current pace. Under 3 favors sellers, over 6 favors buyers, and 3 to 6 is the balanced band.
- Days on market
- Median time from listing to accepted offer. Short means you should have financing ready before you tour; long means there is room to negotiate on price and repairs.
- Sale-to-list ratio
- Sale price divided by the last asking price. Above 100% means bidding above asking is normal here; below 100% means the typical buyer got a discount.
- Price per square foot
- The size-adjusted price. Use it to compare a 1,400 sq ft house to a 2,600 sq ft house, not to value your own home — lot, condition and age move it a lot.
- Listings with a price cut
- Share of active listings that dropped their asking price in the month. A high share is the earliest visible sign that sellers are ahead of what buyers will pay.
- Typical asking rent (ZORI)
- Zillow's repeat-rent index for asking rents on new leases. Paired with the home value it gives the price-to-rent ratio in the rent-vs-buy section below.
How have Hoover home prices moved?
Over the last three years the median sale price in Hoover, AL rose 8.0%, from $462,976 to $500,000. The live Zillow value series has rose 1.2% in the last 12 months, which is the more current read now that Redfin's series has stopped. 20.3% of Hoover listings cut their asking price in the final Redfin month — a modest share, which is what a market looks like when sellers are pricing close to where homes actually clear. For prices to fall meaningfully from here, supply would have to keep building past 3.0 months while the sale-to-list ratio slips below its current 99.1%. Watch those two together — they move before the median does.
Redfin, through May 2026 — the chart ends at Redfin's final published month.
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What does it cost to buy a home in Hoover?
Priced off the typical home value of $438,571 at the current 7.03% 30-year fixed rate. These are principal and interest only — property taxes, homeowner's insurance, HOA dues and mortgage insurance are on top, and they vary enough by property that we will not guess them for you.
| Down payment | Cash at close | Loan amount | Monthly P&I |
|---|---|---|---|
| 20% | $87,714 | $350,857 | $2,341/mo |
| 5% | $21,929 | $416,643 | $2,780/mo |
Zillow, August 2026 for the price · Freddie Mac via FRED, September 2026 for the rate
What income do you need?
Lenders generally want housing costs under 28% of gross income. On the 20%-down payment of $2,341, that implies roughly $100,343 a year before you add taxes and insurance. The median household in Hoover earns $107,822, about $7,479 more than that threshold — the typical local household clears the payment on a typical local home with 20% down. That puts the price-to-income ratio at 4.1x — above the historical 3x norm but in line with much of the country in 2026.
Run it with your own numbers: affordability calculator · mortgage calculator
Buying in Hoover in the next 12 months?
Tell us your timeline. We send the Hoover market brief: the price ranges that actually clear, how long homes sit, and what to fix on your credit before you apply.
Is it cheaper to rent or buy in Hoover?
Typical asking rent in Hoover, AL is $1,362/mo, against a typical home value of $438,571. That is a price-to-rent ratio of 26.8x, which means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Compared head to head, 20% down puts principal and interest at $2,341 a month — $980 more than renting before taxes and insurance, so the ownership case here rests on equity and appreciation rather than monthly cash flow.
Zillow, August 2026 for both value and rent
Add your own down payment, tax rate and time horizon in the rent vs. buy calculator.
Is inventory rising or falling in Hoover?
Active listings in Hoover, AL went from 405 in May 2025 to 384 in May 2026, a -5.2% change. Inventory has been roughly flat, which usually keeps prices moving with rates rather than with local supply.
| Month | Active listings | New listings |
|---|---|---|
| June 2025 | 381 | 162 |
| July 2025 | 362 | 138 |
| August 2025 | 359 | 132 |
| September 2025 | 371 | 131 |
| October 2025 | 345 | 108 |
| November 2025 | 332 | 101 |
| December 2025 | 261 | 47 |
| January 2026 | 296 | 115 |
| February 2026 | 303 | 110 |
| March 2026 | 323 | 171 |
| April 2026 | 339 | 163 |
| May 2026 | 384 | 189 |
Redfin, through May 2026
How does Hoover compare to Alabama and the U.S.?
Hoover homes sell for $500,000 — 60% above the Alabama median of $312,600. Against the national median of $410,700, Hoover runs 22% higher. Year-over-year, Hoover moved +11.7% against Alabama's +7.2% — a bigger swing than the state as a whole.
| Market | Median sale price | YoY | Days on market |
|---|---|---|---|
| Hoover, AL | $500,000 | +11.7% | 50 days |
| Alabama statewide | $312,600 | +7.2% | 57 days |
| United States | $410,700 | not published | not published |
City and state rows: Redfin, through May 2026 · U.S. row: Freddie Mac via FRED, April 2026 (MSPUS, quarterly)
What to do next in Hoover
What buyers should watch
- Months of supply, currently 3.0. It turns before price does — when it climbs past 6, sellers start taking offers they would have rejected a quarter earlier.
- The share of listings cutting price, currently 20.3%. A listing that has already cut once is the one most likely to accept below asking.
- The gap between 5% and 20% down here is $439 a month in principal and interest alone, before mortgage insurance. That gap, not the price, is usually what decides your timeline.
- Rate moves. At 7.03%, every full point of rate change moves the payment on a $438,571 home more than a 5% price change does.
- Your credit tier before you shop, not after — it sets the rate you are quoted. Run your numbers first.
What sellers should know
- The median Hoover listing goes under contract in 50 days. If yours passes that mark, the market is telling you the price is wrong — not that you need more showings.
- Homes here close at 99.1% of asking. Price to that ratio from day one rather than chasing the market down in cuts.
- In the last published month Hoover added 189 new listings against 129 sales — more competition arriving than clearing, so early timing matters.
- Your equity moved +1.2% in the last 12 months on the Zillow value series. That, not the price you paid, is what sets your net proceeds.
- Comparable ZIP-level pricing inside Hoover varies more than the citywide median suggests — check the ZIP pages below before you set a number.
Homes for sale in Hoover
There are currently 384 homes listed for sale in Hoover, Alabama. The median listing price is $515K. Featured listings range from $314,900 to $772,907.
New Listing
$319,000
616 Flag Cir
Hoover, AL 35226
4 bd3 ba1,615 sqft$198/ft²
Townhouse3,485 sqft lot
Bobby DeHaye · ListedItMyself.Com
View photos & details
New Listing
43
$329,900
3833 Kinross Pl
Hoover, AL 35216
4 bd4 ba1,980 sqft$167/ft²
Townhouse6,534 sqft lot
Carol Bailey · RealtySouth-Inverness Office
View photos & details
New Listing
42
$350,000
21 Shades Crest Rd
Hoover, AL 35226
3 bd3 ba3,544 sqft$99/ft²
House16,553 sqft lot
Melissa Boyer · Keller Williams Realty Hoover
View photos & details
New Listing
43
$374,900
304 Ashland Ln
Hoover, AL 35226
3 bd2 ba2,183 sqft$172/ft²
House20,473 sqft lot
Heather Willoughby · Keller Williams Realty Vestavia
View photos & details
New Listing
52
$424,900
2223 Savoy St
Hoover, AL 35226
4 bd2 ba1,503 sqft$283/ft²
House30,492 sqft lot
Adam Snow · Keller Williams Homewood
View photos & details
New Listing
58
$439,000
3137 Chestnut Oaks Dr
Hoover, AL 35244
3 bd4 ba2,974 sqft$148/ft²
Townhouse3,485 sqft lot
Steve Parker · Keller Williams Realty Hoover
View photos & details
New Listing
35
$449,000
300 Willow Crest Ln
Hoover, AL 35244
3 bd3 ba2,340 sqft$192/ft²
House7,405 sqft lot
Sarah Arwood · Sold South Realty
View photos & details
New Listing
35
$474,900
2282 S Sherrlyn Dr
Hoover, AL 35226
4 bd3 ba2,515 sqft$189/ft²
House20,038 sqft lot
Allison West · ARC Realty Vestavia
View photos & details
New Listing
43
$624,900
5656 Colton Rd
Hoover, AL 35244
3 bd2 ba2,654 sqft$235/ft²
House7,405 sqft lot
Graham Holmes · ARC Realty Vestavia
View photos & details
New Listing
47
$684,900
1995 Cyrus Cove Dr
Hoover, AL 35244
4 bd3 ba2,728 sqft$251/ft²
House19,602 sqft lot
Heather Goss · Keller Williams Realty Vestavia
View photos & details
New Build
50
$772,907
000537 Preserve Way
Hoover, AL 35226
3 bd3 ba2,464 sqft$314/ft²
House5,793 sqft lot
Merry Leach · RealtySouth-OTM-Acton Rd
View photos & details
Looking to buy in Hoover?
Get connected with a local real estate expert — free, no obligation.
Active listings
384
Homes on market
Median list price
$515K
Avg. days on market
50
Days until sale
New this week
189
Newly listed
Price drops:20.3%of listings
Sale-to-list:99.1%
How much do homes cost in Hoover by property type?
How the Hoover, AL market breaks down across single-family homes, condos and townhouses. Redfin, through May 2026
| Property type | Median price | Price / sq ft | Homes sold | Days on market |
|---|---|---|---|---|
| Single-family | $519,001 | $199/sq ft | 119 | 49 days |
| Condo / co-op | $110,000 | $172/sq ft | 3 | 57 days |
| Townhouse | $362,500 | $185/sq ft | 7 | 59 days |
Who lives in Hoover?
American Community Survey estimates for Hoover. U.S. Census ACS, 2023
Population
92,401
Households
36,471
Median income
$107,822/yr
Median age
38.3 years
Owner-occupied
71.2%
Median home value
$391,300
Median gross rent
$1,404/mo
Mean commute
25.1 min
71.2% of occupied homes in Hoover are owner-occupied, and the rest are rented — which is the share that decides how much of the local housing stock ever reaches the for-sale market. The Census self-reported median home value is $391,300 against Zillow's $438,571 typical value; the gap is normal — ACS asks owners what they think their home is worth, Zillow models transactions. Census median gross rent (all leases, including long-held ones) is $1,404/mo, below Zillow's $1,362/mo asking rent on new leases — the difference is roughly what a mover pays over a stayer.
Which public schools serve Hoover?
18 schools tracked · 13,524 students
The largest public schools serving Hoover, AL by enrollment, drawn from the National Center for Education Statistics. School quality is a commonly cited factor in home-buying decisions — these are the campuses families in this area are most likely to encounter.
Hoover High School
Grades 9-12 · 2,884 students
Spain Park High School
Grades 9-12 · 1,502 students
Robert F Bumpus Middle School
Grades 6-8 · 1,164 students
Berry Middle School
Grades 6-8 · 1,111 students
Ira F Simmons Middle School
Grades 6-8 · 865 students
Trace Crossings Elementary School
Grades PK-5 · 758 students
Deer Valley Elementary School
Grades PK-5 · 749 students
Bluff Park Elementary School
Grades PK-5 · 618 students
Source: National Center for Education Statistics, Common Core of Data directory. Updated annually. Ratings and test scores are not currently displayed.
Which cities are near Hoover, AL?
Ordered by distance from Hoover, not by size. Compare Hoover side by side with any of them.
Which ZIP codes are in Hoover?
These are the ZIP codes we see on active Hoover listings. Redfin did not publish a matching ZIP-level sale row for the same period, so we are not ranking them by price here — each ZIP page shows exactly what we hold for it.
Hoover housing market FAQ
Is Hoover a buyer's or seller's market?
Hoover, AL is currently a balanced market. That read comes from 3.0 months of supply, homes going under contract in about 50 days, and sellers getting 99.1% of their asking price in the last month Redfin published (May 2026).
How much do homes cost in Hoover?
The typical home in Hoover, AL is worth $438,571 (Zillow Home Value Index, August 2026). The median sale price in the last month Redfin published was $500,000, about $198 per square foot.
Is Hoover cheaper than the rest of Alabama?
Hoover's median sale price of $500,000 is 60% higher than the Alabama statewide median of $312,600, and 22% above the U.S. median of $410,700. Both figures are for the same period.
How long do homes take to sell in Hoover?
Homes in Hoover, AL spent a median of 50 days on market before going under contract, versus 57 days statewide. That is a normal pace: enough time to see a home twice, not enough to wait a month. (Redfin, through May 2026.)
What income do you need to buy a home in Hoover?
At the current 30-year fixed rate of 7.03%, 20% down on a $438,571 home is about $2,341 a month in principal and interest. Lenders typically want that under 28% of gross income, which works out to roughly $100,343 a year before taxes, insurance, HOA dues or mortgage insurance. The local median household income is $107,822.
Are home prices rising in Hoover?
The typical home value in Hoover, AL rose 1.2% over the last 12 months, from $433,192 to $438,571 (Zillow, August 2026). This is the live series — it refreshes monthly.
What are the cheapest ZIP codes in Hoover?
Hoover ZIP-level sale prices are not all published for the same period, so ranking them would compare different months. The ZIP pages listed on this page show what we hold for each one individually.
Is now a good time to buy in Hoover?
That depends on your timeline, not on a headline. What the data says today: Hoover, AL is a balanced market with 3.0 months of supply, the 30-year fixed rate is 7.03%, and the price-to-rent ratio of 26.8x means renting tends to be the cheaper monthly option unless you stay long enough for appreciation to close the gap. Properties Incorporated publishes the data; it does not give financial advice.
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