34981 ZIP Code Housing Market

Buyer's market-6.1% YoY

$347,500median sale price

Quick answer: The median home sale price in ZIP code 34981 is $347,500, down 6.1% year-over-year. Homes sell in an average of 61 days with 31 active listings. The market is currently a buyer's market.

34981 market data

Current housing market statistics for ZIP code 34981
MetricValue
Median sale price$347,500
Median list price$387,450
Year-over-year price change-6.1%
Average days on market61 days
Active inventory31 listings
Sale-to-list price ratio95.7%
Market conditionBuyer's market

Source: Redfin · Updated weekly

The 34981 zip code, located in Bay Harbor Islands, FL, is currently classified as a buyer's market. The median sale price stands at $347,500, representing a -6.1% change year over year. Homes in this area spend an average of 61 days on the market before going under contract. There are currently 31 active listings in the area, which influences how much negotiating power buyers and sellers have.

Understanding zip-code-level data is essential for making informed real estate decisions. City-wide averages can mask significant variation between neighborhoods, and the 34981 market may perform differently from surrounding areas depending on local school quality, proximity to employment centers, and housing stock characteristics. The metrics below are sourced from Redfin transaction data, Zillow home value estimates, and U.S. Census Bureau demographic statistics.

Homes sold

8

Last 12 weeks

Days on market

61

Average pace

Active listings

31

Sale-to-list

95.7%

Below asking

Market trends

Market analysis for 34981

The 34981 real estate market is shaped by a combination of local demand, housing supply, and broader economic trends. As a buyer's market, homes are selling at approximately 95.7% of their listed price.

Year-over-year price trends are one of the most important indicators for both homebuyers and investors. Prices in 34981 have declined -6.1% compared to last year, which may present opportunities for buyers looking to enter the market at a lower price point. For context, it's valuable to compare this trend against neighboring zip codes and the broader metro area to determine whether this performance is localized or part of a regional pattern.

The Zillow Home Value Index (ZHVI) for 34981 stands at $366,149, which represents Zillow's estimate of the typical home value in the area. Use our mortgage calculator to estimate monthly payments based on current home values and interest rates.

Community profile

Population

5,031

Median income

$71,136/yr

Median age

32.7 years

Owner-occupied

6487.0%

College grads

3125.0%

Living in 34981

Zip code 34981 is home to approximately 5,031 residents. The median household income is $71,136 per year, which shapes the types of homes and amenities available in the area. With a median age of 32.7 years, the community's age profile influences everything from school enrollment to local business types and recreational offerings. Approximately 6487.0% of housing units are owner-occupied, indicating a stable, ownership-oriented community where residents have a vested interest in maintaining property values and neighborhood quality.

About 3125.0% of residents hold a bachelor's degree or higher, which often correlates with access to knowledge-economy jobs and higher earning potential in the area. These demographic factors, combined with the market data above, help paint a complete picture of what it's like to live and own property in 34981.

Frequently asked questions about 34981

What is the median home price in 34981?

The current median sale price in 34981 is $347,500, based on recent Redfin transaction data. Prices have changed -6.1% compared to last year. For the most up-to-date pricing and to see how this compares to nearby areas, use our comparison tool.

Is 34981 a buyer's or seller's market?

The 34981 zip code is currently classified as a buyer's market. This assessment is based on key indicators including months of supply, sale-to-list price ratios, and average days on market.

What is the population and demographics of 34981?

Zip code 34981 has a population of approximately 5,031 residents. The median household income is $71,136 per year. About 6487.0% of homes are owner-occupied. This data is sourced from the U.S. Census Bureau and is updated annually.

How do I research neighborhoods in 34981?

Properties Incorporated provides comprehensive data for 34981 including median home prices, price history charts, days on market, active inventory, and Census Bureau demographics. To compare this area with other zip codes or cities, use our comparison tool. For mortgage planning, our mortgage calculator estimates monthly payments based on current prices and interest rates.

How often is the data for 34981 updated?

Market data on Properties Incorporated is updated regularly as new information becomes available. Redfin sales data is typically refreshed monthly, Zillow home value and rent estimates update monthly, and Census Bureau demographics are updated annually.

Get zip code 34981 market alerts

Weekly updates on prices, inventory, and trends. Free forever.